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Hello, Million Mile Secret Agents. You’re a savvy group. I totally get why you’ve been grabbing these 3 Chase credit cards. Because they each unlock huge opportunities for Big Travel with Small Money. Here they are:
- Ink Business Preferred℠ Credit Card
- Chase Sapphire Preferred® Card
- Southwest Rapid Rewards® Premier Business Credit Card
I’ll briefly break down why our readers are going crazy for these top travel credit cards.
Top 3 Chase Credit Cards With Our Readers in December
This is the best business credit card, hands down. The sign-up bonus can be worth ~$1,600 when you transform the Chase Ultimate Rewards points into United Airlines miles, Hyatt points, and more. Or the bonus is valued at $1,000 for just about any flight, hotel, rental car, etc., with no blackout dates when you book through the Chase travel site (it’s just like Expedia).
As with all credit cards, meet the minimum spending requirement to unlock the bonus.
This card also has great ongoing bonus spending categories and more.
You don’t need a huge business to qualify.
I’ve been approved for Chase business credit cards for my sole proprietorship by applying with my social security number. Meghan, Keith, and Jasmin on our team each have side-hustle small businesses and were approved for Chase business credit cards too. The Ink Business Preferred℠ Credit Card is a great card to use to help grow your business.
This is the #1 travel credit card for folks new to using points instead of money for travel. I’ve had my Chase Sapphire Preferred® Card for over 5 years.
I used the Chase Ultimate Rewards points I’ve earned to fly round-trip Business Class to Europe last summer. I just moved the points over to United’s loyalty program and then I flew there on United’s partner Air Canada and back home on Lufthansa.
Instead of being cramped in a coach seat (which I’ve happily done many times!) I got to lay down in a bed, was served name-brand alcohol, got really good food, was invited into airport Business Class lounges for free food, drinks, comfortable couches, and more.
This card has a $95 annual fee.
The sign-up bonus is worth ~$900 on Southwest. And you know Southwest has no blackout dates so it’s super easy to get the flights you want. But what a lot of our readers are doing is pairing this bonus with another Southwest card such as Southwest Rapid Rewards® Plus Credit Card to get the Companion Pass. This is how your partner can fly free with you on Southwest for up to 2 years. Check out our Southwest Companion Pass Guide to learn all about it.
What to Do If You Can’t Get Chase Credit Cards Because of the Chase 5-24 Rule
Chase 5-24 Rule: Chase won’t approve you for most Chase credit cards if you’ve opened 5 or more credit cards from ANY bank within the past 24 months. (Exception: business credit cards from American Express, Bank of America, Chase, Citi, and Wells Fargo do NOT count towards your 5 credit card total.)
Well, you can either wait it out until you’re under or go to other banks. This is a reason why the
is rapidly gaining in popularity with our readers. Well, that and the $300 intro bonus after spending $3,000 in the first three months.
You earn the bonus after meeting the minimum spending amount. Other great perks:
- Unlimited 4% cash back on dining and entertainment
- 2% at grocery stores
- 1% on all other purchases
- $0 annual fee for the first year, $95 after that
All these credit cards are top-notch so you really can’t go wrong. Just select the one you’re most comfortable with. And come back here to Million Mile Secrets and we’ll help you get the most from the points and perks!