We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

Last Week to Load AMEX Serve With Credit Cards Other Than AMEX

  • Million Mile Secrets

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    This is the last week you can load your American Express Serve card with credit cards other than American Express.

    Starting April 16, 2015, you can NOT use Discover, MasterCard, Visa, or any card that is NOT an American Express card to load your Serve card.
    This Is Your Last Week to Load Your Serve Account With Discover, MasterCard, or Visa Credit Cards

    AMEX Serve

    Link:   AMEX Serve

    Serve, like Bluebird, is a prepaid debit card that many folks use to meet minimum spending requirements because you can load them with debit and gift cards.

    And unlike Bluebird, you can load up to $200 per day ($1,000 per month) to your Serve account online using a debit or credit card.

    But beginning April 16, 2015, the only credit card you can use to load Serve is an American Express card such as:

    Serve Will Only Accept Credit Card Loads From American Express Cards Starting April 16, 2015

    Loading Serve with most American Express cards will NOT earn miles or cash back.

    But the wiki on this FlyerTalk thread says loading with American Express cards may count towards meeting minimum spending.

    And it says AMEX cards issued by other banks like Bank of America and Citi DO currently earn miles and points.  We’ll have to see what happens after April 16, 2015!

    But there’s another way to complete minimum spending requirements!

    Target Prepaid REDcard

    Link:   Target Prepaid REDcard

    Link:   My Review of the Target Prepaid REDcard

    You can use any credit card to load your Target Prepaid REDcard at Target stores!

    However, you can only have 1 AMEX prepaid card (Bluebird, Target REDcard, or Serve) and the Target REDcard is only available in certain states.  But there are other ways you can get one.

    And you add up to $2,500 per day ($5,000 per month) to your Target REDcard using credit cards.

    It Might Be Time To Convert Your Serve to a Target Prepaid REDcard

    If you have a Target nearby, this is a great option!  But folks who don’t might prefer using Bluebird, especially since it allows you to write paper checks (to your landlord, your babysitter, or anyone!).

    Bottom Line

    You can still load your American Express Serve card with a Discover, MasterCard, or Visa this week.  But on April 16, 2015, the only credit card Serve will accept is American Express.

    So if you want to meet minimum spending requirements, you could consider converting your Serve account to a Target Prepaid REDcard.  That’s because you can load up to $2,500 a day ($5,000 a month) using any credit card (but only in-person at Target)!

    You can only apply for the Target Prepaid REDcard in certain states.  But there are other ways to get it.

    And Bluebird is still a good choice for folks who don’t have a Target nearby.

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)