Just Released: The 25 Worst Passwords of 2018 – How to Protect Your Credit Score

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Just Released: The 25 Worst Passwords of 2018 – How to Protect Your Credit Score

Scott LiebermanJust Released: The 25 Worst Passwords of 2018 – How to Protect Your Credit ScoreMillion Mile Secrets Team

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Your credit score is important for many reasons, including the opportunity it gives you to get the best travel credit cards like the Chase Sapphire Preferred® Card and Capital One® Venture® Rewards Credit Card.  So keep your account passwords strong.  A thief stealing your identity and wrecking your credit score is the last thing you need.

I’ll give you quick tips and reveal the list of the most popular (AKA worst!) passwords people used in 2018.  These are the first ones a hacker would guess to sneak into your online accounts.

An Excellent Credit Score Is Key to Being Approved for Travel Credit Cards.  Don’t Make It Easy for Hackers to Destroy Your Credit by Using Weak Passwords

Protect Your Valuable Credit Score by Avoiding These Easy-to-Guess Passwords

SplashData, a company that makes password manager programs, compiled its yearly list of the worst passwords by analyzing 5 million leaked passwords.

Here are the 25 most-used passwords of 2018:


Use strong passwords — longer is better, avoid words, make it tough to guess.  And do NOT use the same password on multiple online accounts.  For instance, when 500 million Marriott accounts were hacked into, think of all the data someone can know about you.  Now what if you used that same password on your bank account?  Yikes.

Consider using a program called a Password Manager to make it easier to keep track of all your passwords.

How to Check Your Credit Score and Report

Many credit cards now give you free access to your credit score whenever you want it.  And to get a detailed report of what’s been happening, you can get a free copy of your credit report every 12 months from each credit reporting company.

If You Have a Credit Score of 720+ and You Want to Travel

I love to travel and because I have excellent credit and I pay all my bills on-time and in full, I’ve used travel credit card points instead of money for trips like

  • Round-Trip Business Class to Europe this past summer
  • All-Inclusive Luxury Beach Hotel Resort in Cancun
  • Free Flights to New York City and around the US
Scott using his Chase Sapphire Preferred credit card points to hike the beautiful mountains and lakes of Poland
Here I Am With My Favorite Travel Credit Card, the Chase Sapphire Preferred.  I Used the Points to Explore Europe Last Summer!

So I’m very protective of my credit score!  My favorite travel credit card is my Chase Sapphire Preferred® Card.  I’ve used the points to take all the trips I’ve listed above and much more!  If you’re new to the travel points hobby, I highly recommend that card.

It’s similar to the Capital One® Venture® Rewards Credit Card (also a great card) but the points on the Chase Sapphire Preferred® Card are much more powerful, once you know how to use them. 🙂

I Flew Business Class Round-Trip to Europe With Points I Earned From My Chase Sapphire Preferred Card.  Part of Getting Approved for the Card Is Maintaining a Credit Score of ~750+

We show you how to use points for amazing free travel in our our free newsletter!

List Source: SplashData

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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