All Chase Visa Credit Cards Will Soon Have Built-In Contactless Payment Capabilities, Making It Even Easier to Earn Those Beloved Ultimate Rewards Points!

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All Chase Visa Credit Cards Will Soon Have Built-In Contactless Payment Capabilities, Making It Even Easier to Earn Those Beloved Ultimate Rewards Points!

MeghanAll Chase Visa Credit Cards Will Soon Have Built-In Contactless Payment Capabilities, Making It Even Easier to Earn Those Beloved Ultimate Rewards Points!Million Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Chase recently announced it will start issuing credit cards with built-in contactless payment.  And I say, it’s about time!

Contactless payment has been the norm for years in other parts of the world.  My teammate Jasmin, who’s from Canada, said that you’ll actually get a funny look for trying to swipe your credit card in Canada.  And it’s rare to ever have to sign for a bill.  The US has been behind in the chip-enabled card game too!

The announcement applies to all Chase Visa® credit cards, like the Ink Business Preferred℠ Credit Card (our #1 card for small businesses) and the Chase Sapphire Preferred® Card (our #1 card for beginners).  So if your Chase card has the Visa logo, you’ll be eligible to receive a card you can use for contactless payments.

Contactless Payment Has Been Around for Ages In Other Countries, and Chase Is Finally Adding Contactless Payment Capabilities to Its Visa Cards!

Chase’s website says that contactless-ready cards will be issued through the end of 2018.  But other readers and bloggers have noted that Chase customer service representatives are telling cardholders that officially, Chase Visa cards will go contactless on November 15, 2018.

What do you think about this news?  With lots of merchants in the US now accepting Apple Pay, Google Pay, and Samsung pay, I’m hoping even more US credit card issuers will embrace contactless payment.  I’m also willing to bet my co-worker Keith, who has 3 Chase small business cards in his wallet, is super excited about this news as well!

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Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

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You shouldn’t assume we know what this is. I had to look it up. Contactless payment systems are credit cards and debit cards, key fobs, smart cards or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near field communication (NFC) for making secure payments. The embedded chip and antenna enable consumers to wave their card, fob, or handheld device over a reader at the point of sale terminal.

Thank you for the explanation, Kendra!

Is there a way to tell if a Chase card has the contactless feature?

While that is good news, it doesn’t at all explain your headline, “Making it easier to earn those Ultimate Rewards points.” How? While you probably will indeed get strange looks if you tried to swipe in another country, the chip card can be “inserted” pretty much everywhere in my experience traveling throughout Europe and Asia.

Since Chase (and most US card issuers) are only chip and signature capable, lacking PINs, it’s a real hassle to pay for things.

Insert the card, wait for it to verify, a slip for a signature prints out, the cashier has to find a pen, you have to find a flat surface, you hold up the line and eventually you decide it’s not worth the embarrassment and you pay with cash.

Plus, automated machines still demand a pin whereas you can just tap your card on the gate lines in London and get in.

I wouldn’t go so far as to call it a hassle or inconvenience, and especially not an embarrassment. I have lived in Europe for the last 25 years and ever since I got into the credit card game over 10 years ago I have been using my card to pay for everything. It REALLY is no big deal. The only place it has been problematic is at gas stations at night when no one is on duty and the automatic card readers won’t accept the card.

I have also used credit cards exclusively to pay for things in China and Taiwan. Stores, restaurants, cafes, supermarkets, using a credit card was never a problem, nor was signing the receipt such an arduous task. In fact, the only place cards weren’t accepted was at street food stalls.

So while the contactless feature is nice, don’t believe the hype. As long as your card has a chip you won’t have any problem using it overseas. And if you are really worried about being embarrassed because you don’t have a pen handy, well, there’s a simple solution – carry a pen with you.

And as for the title of this story “making it easier to earn UR points,” I’d say, not really. A more accurate title would have been, “saving you a few seconds to earn UR points.”

I’d just be happy to put my Chase Biz Ink in my apple wallet, which is not allowed right now. Chase Pay doesn’t seem to have any traction.

Hi Jade,

Good point! For me, a lot of the cards I carry in my wallet can’t be added to Apple Wallet because the issuer doesn’t support it. Since it’s so hit and miss, I’m still very much in the habit of swiping my card.

Not a fan of something that can be actively probed and read without you knowing. At least with Apple Pay there is a final id check before the phone issues the card info to the reader.

I’m in agreement with you Kent. Hopefully there’s still some way for us to confirm payment ourselves.

As long as it works. Sometimes Chase Pay doesn’t even work.