With a 50,000-Point Sign-Up Bonus and NO Annual Fee, This Cash Back Credit Card Is an Easy Win (I’ve Had It for Many Years!)

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I’ve had the Ink Business Cash Credit Card for over 4 years and I never plan on giving it up.  With a sign-up bonus worth at least $500 in travel after meeting minimum spending requirements and no annual fee, if you qualify for a small business card there’s really no reason NOT to get this one.

It’s regularly included on our list of the best credit cards for travel and lots of us on the Million Mile Secrets team have it.

I’ll explain why I keep my Ink Business Cash card year after year.  And why you too should consider adding it to your credit card arsenal!

My Family and I Have Used Chase Ultimate Rewards Points to Travel to Spots Like Belize, and Beyond!

My Favorite Things About the Chase Ink Business Cash Card

There are 4 reasons, in particular, that make the Ink Business Cash card a fantastic option for anyone who qualifies for small business credit cards:

  • Valuable sign-up bonus
  • No annual fee
  • Bonus categories
  • Ability to combine points for more value

First and foremost, you can earn $500 cash back (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases in the first 3 months of opening the Ink Business Cash credit card.  That’s the highest welcome bonus we’ve ever seen for this particular card!

Secondly, the Ink Business Cash card has no annual fee.  Because of this, there really isn’t any reason to get rid of it.  And it makes the welcome bonus an even sweeter deal.

Thirdly, I like maximizing the cash back (or Chase Ultimate Rewards points!) I earn for spending in the card’s bonus categories.  With the Ink Business Cash card, you’ll earn 5% cash back (5X Chase Ultimate Rewards points per $1) on the first $25,000 spent in combined purchases at office supply stores and on phone, internet, and cable TV services each account anniversary year.

I work from home and have a few different side hustles, so I spend a decent amount of money on office supplies and internet service.  Earning a bonus for paying my bills takes the sting out of those expenses!

Lastly, but MOST importantly, I’m able to combine the Chase Ultimate Rewards points I earn with the Ink Business Cash with the Ultimate Rewards points earned from my Chase Sapphire Reserve.  And that makes my points even more valuable!

You can read our full review of the Chase Ink Business Cash credit card here.

Meghan Hunter is an editor for Million Mile Secrets. She covers points, miles, credit cards, airlines, hotels and general travel. Her work has also appeared in The Points Guy.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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