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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

With a 50,000-Point Sign-Up Bonus and NO Annual Fee, This Cash Back Credit Card Is an Easy Win (I’ve Had It for Many Years!)

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With a 50,000-Point Sign-Up Bonus and NO Annual Fee, This Cash Back Credit Card Is an Easy Win (I’ve Had It for Many Years!)

Meghan HunterWith a 50,000-Point Sign-Up Bonus and NO Annual Fee, This Cash Back Credit Card Is an Easy Win (I’ve Had It for Many Years!)Million Mile Secrets Team

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full Advertising Policy.

I’ve had the Ink Business Cash Credit Card for over 4 years and I never plan on giving it up.  With a sign-up bonus worth at least $500 in travel after meeting minimum spending requirements and no annual fee, if you qualify for a small business card there’s really no reason NOT to get this one.

It’s regularly included on our list of the best credit cards for travel and lots of us on the Million Mile Secrets team have it.

I’ll explain why I keep my Ink Business Cash card year after year.  And why you too should consider adding it to your credit card arsenal!

My Family and I Have Used Chase Ultimate Rewards Points to Travel to Spots Like Belize, and Beyond!

My Favorite Things About the Chase Ink Business Cash Card

There are 4 reasons, in particular, that make the Ink Business Cash card a fantastic option for anyone who qualifies for small business credit cards:

  • Valuable sign-up bonus
  • No annual fee
  • Bonus categories
  • Ability to combine points for more value

First and foremost, you can earn $500 cash back (50,000 Chase Ultimate Rewards points) after spending $3,000 on purchases in the first 3 months of opening the Ink Business Cash credit card.  That’s the highest welcome bonus we’ve ever seen for this particular card!

Secondly, the Ink Business Cash card has no annual fee.  Because of this, there really isn’t any reason to get rid of it.  And it makes the welcome bonus an even sweeter deal.

Thirdly, I like maximizing the cash back (or Chase Ultimate Rewards points!) I earn for spending in the card’s bonus categories.  With the Ink Business Cash card, you’ll earn 5% cash back (5X Chase Ultimate Rewards points per $1) on the first $25,000 spent in combined purchases at office supply stores and on phone, internet, and cable TV services each account anniversary year.

I work from home and have a few different side hustles, so I spend a decent amount of money on office supplies and internet service.  Earning a bonus for paying my bills takes the sting out of those expenses!

Lastly, but MOST importantly, I’m able to combine the Chase Ultimate Rewards points I earn with the Ink Business Cash with the Ultimate Rewards points earned from my Chase Sapphire Reserve.  And that makes my points even more valuable!

You can read our full review of the Chase Ink Business Cash credit card here.

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Again with the ink business card. How many times a month are you going to push the same card with the same reasons.

My favorite reason to not get it….subject to 5/24.

Subject to Yes, but doesn’t count towards our 5/24….so if you’re 4/25 you can get the Ink AND and another Chase card before reaching your limit. I snagged my CSP and Ink Cash last summer in this situation.