20,000 Points ($200 in Travel) With Bank Americard Travel Rewards Card!

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There’s now an increased offer for 20,000 Bank of America points (worth $200 in statement credits toward travel purchases) with the BankAmericard Travel Rewards card.

I tweeted about the improved offer earlier this month.

The normal sign-up bonus is 10,000 Bank of America points ($100).  So this is double the usual offer!.

Coming Soon 20,000 Points 200 In Travel With Bank Americard Travel Rewards Card
The Bank Americard Travel Rewards Card Sign-Up Bonus Is Worth $200 Toward Travel Purchases

If you like flexibility, or already have lots of other cards, this could be a good card for you!

What’s the Deal?

Link:   Bank Americard Travel Rewards Card

Soon, you’ll earn 20,000 Bank of America points (worth $200) after you spend $1,000 on purchases in the 1st 90 days of opening your account.

You’ll get:

  • 3 points per $1 you spend on airfare through the Bank of America Travel Center (up to $6,000 per calendar year) – worth 3% back toward travel
  • 1.5 points per $1 you spend on all other purchases (worth 1.5% back toward travel)
  • Redeem points for travel with no blackout dates
  • 10% bonus points if you have an active Bank of America savings or checking account
  • No foreign transaction fees
  • No annual fee
Coming Soon 20,000 Points 200 In Travel With Bank Americard Travel Rewards Card
Your Points Are Worth 1 Cent Each When You Redeem Them for Travel Purchases

Bank of America defines travel as:

  • Airlines
  • Hotels, motels, resorts
  • Car rental agencies
  • Cruise lines
  • Travel agencies and tour operators
  • Taxicabs and limousines
  • Suburban and local commuter transportation (including ferries)
  • Bus lines
  • Transportation services (not otherwise classified)
  • Real estate agents and rental managers
  • Timeshares, campgrounds, and trailer parks
  • Motorhome and RV rental
  • Art dealers and galleries
  • Amusement parks, carnivals, circuses, and fortune tellers
  • Aquariums, dolphinariums, zoos, and seaquariums
  • Boat leases and rentals
  • Recreation services (not otherwise classified)

That’s a big list!

Coming Soon 20,000 Points 200 In Travel With Bank Americard Travel Rewards Card
Bank of America Has a Broad Definition of Travel!

I wouldn’t use this card for everyday spending, because there are other no annual fee cards like the Citi Double Cash Card, Discover it® Cash Back, or AMEX Fidelity Rewards which earn more cash back.

But the increased sign-up bonus and low minimum spending requirement might be interesting to some folks!

I like that it’s fairly easy to redeem the statement credit.  Because you only need 2,500 points (worth a $25 statement credit towards travel purchases).

The Barclaycard Arrival Plus World Elite Mastercard for example, requires you to have at least 10,000 points ($100 redemption) before you can actually use your points for a statement credit to offset a travel purchase.

Here’s my full list of minimum redemption levels for getting your cash back.

Note:  If you have combined balances of $20,000 or more in your Bank of America and Merrill Lynch accounts, you’ll earn bonus points.

Bottom Line

The sign-up bonus on the no-annual-fee Bank Americard Travel Rewards card has increased to 20,000 Bank of America points after meeting minimum spending requirements.

That’s worth $200 in statement credits toward travel purchases, like airfare, hotels, cruises, and more!

Normally, the sign-up bonus on this card is 10,000 points (worth $100 in travel).

I wouldn’t use this card for everyday spending, because there are other cards which earn more points or cash back.  But this could be a good choice for folks who like flexibility.

And you could earn bonus points if you’re already a Bank of America customer with a checking, savings, or investment account.

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