“I Wish I Knew That Opening a Bunch of Credit Cards Wouldn’t Hurt My Credit Card Score Like Everyone Thinks”

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

“I Wish I Knew That Opening a Bunch of Credit Cards Wouldn’t Hurt My Credit Card Score Like Everyone Thinks”

Million Mile Secrets“I Wish I Knew That Opening a Bunch of Credit Cards Wouldn’t Hurt My Credit Card Score Like Everyone Thinks”Million Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Welcome to the next installment of our interview series where folks share their thoughts about Big Travel with Small Money!

Miles & Points Interview:  Traveling Spud

Katie blogs at Traveling Spud to share that it’s easy to travel solo as a female, easy to make friends, and easy to plan and budget in order to travel more!

You can connect with her on Instagram, Twitter, Facebook, and Pinterest.

Traveling Spud Interview
The Surreal Blue Lagoon in Iceland

How and when did you start collecting miles and points?

I used to work in event marketing and traveled a lot for work right after college.  I started collecting points while work was paying for my flights, and really got into collecting them for discounted flights.

Why did you start your blog?  What’s special about it?

I feel like I’ve always had a blog!  I had a fashion blog in college and ditched it for a lifestyle blog.  And then eventually evolved it into a travel blog.  Travel has always been my passion and I started the Traveling Spud ~4 years ago when I got back from my trip to Vietnam and the travel bug hit hard.

I mainly started using the blog to document my work trips.  And it evolved into my year-long trip around the world!

Traveling Spud Interview
A Quick Jaunt to Amsterdam!

What’s the one single thing people can do to get more miles?

Put everything you buy on your credit card.  I’m not an intense miles and points user like some of my friends are.  But I put literally everything I ever buy on my credit card.  I never use my debit card unless I absolutely have to.  I am just sure to pay off my credit card immediately.

It’s so worth getting the points for me.  I feel like it’s the easiest way to earn points.  Just make sure you’re using the card that will give you the most points or miles per dollar for your purchase.

What’s your most memorable travel experience?

I just got back from traveling around the world for a year.  I would have to say my trip to Iran as an American citizen was my most exciting and most memorable travel experience!

What do your family and friends think of your miles & points hobby?

They sometimes don’t understand why I need so many credit cards.  But I think they wish they had gotten into it so they could travel more.

Traveling Spud Interview
Showing Love to the Beautiful Grand Canyon

Is there any tool or trick which you’ve found especially useful in this hobby?

I love following miles and points blogs and websites.  I keep track of my different credit cards on an Excel spreadsheet so I know what expires when, and how many miles I get for each.  I also use AwardWallet to keep track of all of my airline miles.

What do you now know about collecting miles and points which you wish you knew when you started out?

I wish I knew that opening a bunch of credit cards wouldn’t hurt my credit card score like everyone thinks.  You really can use your credit to your advantage.  I learned this from a friend and really feel like we are all trained to be afraid of our credit scores, instead of using it to allow us some travel freedom!

Traveling Spud Interview
Hiking on Koh Phi Phi in Thailand

What would your readers be surprised to know about you?

I took Japanese lessons from age 5 to 10 years old and can speak a little bit still!  When I was in Japan, all of the Japanese complimented me on my pronunciation!

Any parting words?

Miles and points are an AMAZING way to travel more.  I only wish I had learned about it earlier.  There are so many different ways to get cheap or free flights that the world is our oyster!

Traveling Spud Interview
My First Churro in Spain!

Katie – Thanks for sharing your thoughts on having Big Travel with Small Money!

If you liked this post, why don’t you join the 36,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Named "Best Premium Travel Credit Card" for 2018 by MONEY® Magazine
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!


by Newest
by Best by Newest by Oldest

I’ve opened approximately 20 cards between business and personal cards in the past two years and still have a current credit score of over 780

See?! I love it and wish I knew you could do this sooner!

Katie, great blog! No way to contact you there, to tell you of broken links: https://blog.365tickets.com/travel-europe/
http://amzn.to/2x9oIHN USB wall charger
I have not read your entire blog, but have bookmarked many of your destinations. Thanks to you and MillionMilesSecrets, I’m off again on Monday…

Hey thanks for reading and leeting me know about the links! 🙂