When Will the Chase Sapphire Preferred Sign-Up Bonus Post to Your Account?

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When Will the Chase Sapphire Preferred Sign-Up Bonus Post to Your Account?

Million Mile SecretsWhen Will the Chase Sapphire Preferred Sign-Up Bonus Post to Your Account?Million Mile Secrets Team

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Million Mile Secrets reader, Allizon, tweeted:

If you meet the minimum spending requirements for Chase Sapphire Preferred card in the 1st month, will you get the 50,000 Chase Ultimate Rewards point bonus in the 2nd month?

Thanks for your question, Allizon!

Many folks are signing-up for the Chase Sapphire Preferred because the sign-up bonus has increased to 50,000 Chase Ultimate Rewards points when you spend $4,000 on purchases within the 3 months of opening your account.

It’s the highest sign-up bonus I’ve ever seen for this card!

But how long will it take to get the bonus points in your account?

When Will The Chase Sapphire Preferred Sign-Up Bonus Post To Your Account
Wondering If the Sign-Bonus Will Hit Your Account With Enough Time to Book an Upcoming Getaway?

I’ll explain how long it typically takes for the sign-up bonus from the Chase Sapphire Preferred and other popular cards to post to your account!

About the Chase Sapphire Preferred

Link:   Chase Sapphire Preferred

Link:   My Review of the Chase Sapphire Preferred CardWhen you sign-up for the Chase Sapphire Preferred and spend $4,000 on purchases within the 1st 3 months of opening your account, you’ll earn 50,000 Chase Ultimate Rewards points.

Chase Ultimate Rewards is my favorite rewards program!  That’s because it gives you flexibility and you can choose from great transfer partners like United Airlines and Hyatt.

When Will The Chase Sapphire Preferred Sign-Up Bonus Post To Your Account
Transferring 50,000 Chase Ultimate Rewards Points to Hyatt Gives You Enough for a 2-Night Stay at the Hyatt Ziva Rose Hall, Worth ~$1,760!

You’ll also get:

  • 2X Chase Ultimate Rewards points per $1 spent on travel and dining
  • 1X Chase Ultimate Rewards point per $1 spent on other purchases
  • 5,000 bonus Chase Ultimate Rewards points when you add an authorized user who makes a purchase within the 1st 3 months
  • Primary car rental insurance – Covers damage or theft to your rental car, when you pay for the rental with your card
  • Trip delay reimbursement – Get up to $500 back per ticket when your trip is delayed more than 12 hours
  • NO foreign transaction fees

The $95 annual fee is waived for the 1st year.  So you can give the card a try for ~10 months.  And if you don’t want to pay the fee in the 2nd year, it’s easy to cancel with a quick call or with a secure message through your online account.

But I think the benefits are well worth the fee, so I gladly pay it each year.

How Long Will It Take to Get the Points?

If Allizon completes the minimum spending on the Chase Sapphire Preferred card at least ~7 days before the end of the billing period, the points should post to her account after her statement closes.  Otherwise, she’ll have to wait until the end of the next statement.

When Will The Chase Sapphire Preferred Sign-Up Bonus Post To Your Account
You’ll Typically Get 50,000 Chase Ultimate Rewards Points From the Chase Sapphire Preferred After You Complete the Minimum Spending and Your Statement Closes

This is also the case for other Chase cards like the Chase Freedom, Ink Business Cash Credit Card, Ink Plus, and the Chase British Airways Visa Signature Card.

What About Cards From Other Banks?

Link:   When Will the Sign-Up Bonus for a Credit Card Post to My Account?

The above rule generally holds true for other cards such as:

Bottom Line

Signing-up for the Chase Sapphire Preferred card and waiting for the 50,000 Chase Ultimate Rewards bonus points to book an upcoming trip?

When you complete the minimum spending within ~7 days of the end of your billing period, the bonus will usually post to your account after the statement closes.

This is also generally true for other popular cards like the Citi AAdvantage Executive, Chase British Airways, and AMEX SimplyCash cards.

Did you recently sign-up for the Chase Sapphire Preferred card?  How long did it take to get the bonus in your account?

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Wondering: Am I eligible for the Chase Sapphire Preferred bonus if I already have the Chase Sapphire (regular) card?

I just used my card on a beach rental, but because the merchant code the merchant used wasn’t right, I didn’t get 2x points. Chase basically said they couldn’t do anything. Do I have any option? I hate to lose so many points on a rental for a vacation home.


I usually experience the same thing as mentioned in the article (23 cards between my husband and myself) however I recently received the Am Ex Gold Rewards Business card and I was told by their online support that the schedule will be a 2 month delay after a monthly statement for any points to post. This really throws of my travel plans as my trip deadline nears. Has anyone else experienced this before?!?

We have found that if you have account access online you can check and find that your bonuses are there a week before your statement closes after completing minimum spending.

Awesome information, THANK YOU!

Just what I needed to know while I’m sitting here deciding whether to buy some airline tix, vs wait for my points to post and book the airfare through Chase at 1.25 cents/point. The transactions putting me over $4000 just hit my balance in the last few hours! 21 days to 2nd statement closing, so 14 days to becoming usable. Guess I’ll save them for the future, can’t wait that long to pull the trigger on these tix.

Is this the same for the 5k authorized user bonus?