My Experience Using Venmo with Debit Cards

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My Experience Using Venmo with Debit Cards

Million Mile SecretsMy Experience Using Venmo with Debit CardsMillion Mile Secrets Team

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I earlier wrote about using payment services with the Alaska Air and Delta airline debit card.  I also transferred money to Emily via Venmo with the Alaska Air and Delta debit card and here are my results!

There is a $2,000 monthly limit on the amount you can transfer using a debit card with a Venmo account for free.

1.   Alaska Air Debit Card.  I transferred $17 to Emily using the Alaska Air debit card and I earned 9 Alaska Air miles (0.5 Alaska Air miles per $1 spent) about a week after my statement closed.

2.  Delta Debit Card.   I transferred $13 to Emily using the Delta debit card, but I saw a charge of $13 AND another charge for 2 cents when I logged on to my bank account.

The charge for 2 cents later disappeared and I earned 13 Delta miles (1 mile per $1 spent) 1 week after my statement for August closed.

As always, you should ensure that you have a legitimate reason to transfer money to your friend or partner to ensure that your accounts are not flagged by Venmo or your bank and risk being frozen.  Having your primary bank account shut down will cause you a lot of inconvenience!

However, don’t transfer money to yourself and don’t set up 2 accounts in your name and transfer money between them.  If you do that, you risk freezing your account and the money in it!

My suspicion is that it is unprofitable for banks to continue to award miles for using debit cards with payment transfer services, so I wouldn’t expect this to continue for long.

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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I register 2 debit card account in my Venmo , Can I transfer money between my accounts?

Does anyone know if you can make transactions through venmo using a reloadable card such as green dot?

Mot seeing miles on suntrust debit card with venmo. Disabled?

Do you have an updated version of this post? I have been reading that ST delta does not award miles on venmo purchases anymore.

Would it be worthwhile to open one of those debit cards specifically to take advantage of Venmo? Which would you recommend? (I’m new to the miles game; my gold ring is trips to Israel, but I’d also like to have general big travel for small money!)

Million Mile Secrets

@Becky – Only you can tell if it is worth opening a bank account for the miles. Alaska Air offers half the amount of miles as the Delta credit card, so it could be easier to use the Delta debit card. But Delta miles aren’t the easiest to redeem.

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