Can You Still Load Your Bluebird at Walmart?

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Can You Still Load Your Bluebird at Walmart?

Million Mile SecretsCan You Still Load Your Bluebird at Walmart?Million Mile Secrets Team

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Update:   You can no longer load a Vanilla Visa to your Bluebird.

Via Travel With Grant and Million Mile Secrets’ readers Brandon, IReadDoYou, and Kathy, there’s been a change in how you load gift cards to your Bluebird account at Walmart.

You’ll have to perform a couple of extra steps with certain gift cards, but don’t worry.  You can still load your Bluebird with gift cards!

Can You Still Load Your Bluebird At Walmart?
You Can Still Load Bluebird With Gift Cards at Walmart … With a Little Extra Work Sometimes!

What’s Changed?

Link:   How to Load Bluebird With a Gift Card at Walmart

In the past, your best bet for loading your Bluebird account at Walmart has been with using Visa gift cards.  American Express cards don’t work, and MasterCard is sometimes hit-and-miss.

Some of these Visa gift cards require that you set a PIN (by calling or registering the card online).  Others, like Vanilla Visa Gift Cards, allow you to set a PIN by typing in a random 4-digit number the 1st time you use it.  My preference has always been the Vanilla Visa cards, because it’s easy to set the PIN.

Can You Still Load Your Bluebird At Walmart?
Vanilla Visa Gift Cards USED to Be the Easiest

Now, Walmart has updated its software, and it’s become more difficult to load some gift cards, including the Vanilla Visa cards.

According to Travel With Grant, some Vanilla Gift Cards (OneVanilla, for example) are being rejected when you try to use them to load Bluebird.  Instead of going through as a debit transaction, it’s processed as credit – then denied (because you can’t use a credit card to load Bluebird).

Over on Flyertalk, folks also confirm that they’ve had issues loading OneVanilla Gift Cards.

The good news is that there’s a workaround!

How Do You Load Vanilla Visa Gift Cards Now?

1.   Fast Fingers (Travel With Grant’s Method)

Hopefully you have fast fingers, because you’ll have to do a little bit of work to make Walmart accept a Vanilla Visa card now.

After you swipe your card, you’ll see a small yellow box that says “Change Payment Method” on the credit card reader screen.  It might only appear for a second or 2, so you’ll have to hit it fast!  You have an advantage if you play video games!

You’ll then get an option to select other payment methods.  Select “Debit/ATM,” then choose “No Cash Back.”  Then enter your PIN.

Can You Still Load Your Bluebird At Walmart?
You’ll Have to Do a Little Song and Dance Before You Enter Your PIN

If you don’t get a “Change Payment Method” button on the screen after you swipe your card, try hitting the green or yellow buttons on the keypad after you swipe your card.  This sometimes works to bring up the alternate payment method screen.

2.   Hit the Red Cancel Button (Brandon’s Method)

Million Mile Secrets’ reader Brandon suggests another method:

  • Confirm your load amount
  • Swipe Vanilla Visa gift card
  • You’ll see a “waiting for cashier” message on the screen
  • Hit the red cancel button on the keypad
  • Select the “Debit/ATM” option
  • Enter your PIN

Brandon follows up with the same technique suggested by Travel With Grant, because some Walmarts have a different type of card reader screen:

The cashier said “it has to be debit”…so I swiped again and saw the “Change Payment” button.  I clicked it and it brought me to another screen where I could see a bunch of new options, one of which was “Debit.”

I hit “Debit,” and then clicked “No” for the CashBack option, and then it prompted me for a PIN.  I entered my PIN, *BAM*, transaction approved!

I love your enthusiasm, Brandon!  Thanks for testing this out for everyone!

3.   Code 70 (Kathy and IReadDoYou’s Method)

Million Mile Secrets’ reader Kathy was having trouble loading her Vanilla Visa cards at Walmart and said the cashiers didn’t seem to know what they were doing.  Reader IReadDoYou had this suggestion:

@ Kathy:   Next time tell them to use Code 70

Kathy follows up with a success story!  She asked the cashier to use Code 70 and it worked!

Thank you IReadDoYou for posting about the Code 70.  After 3 days of going to different Walmarts and trying different cashiers, this worked.

I found a cashier that wouldn’t give up. I told her to try Code 70 and I hit cancel, then change payment method.  The other cashiers didn’t know what they were doing at all.  Thank you so much.

Million Mile Secrets’ readers really are the best!  I love it when you help each other out.

Folks report that the Walmart MoneyCenter kiosks are not yet affected by this change.

If you’re still having trouble, remember you can load gift cards to Amazon Payments and spend them that way.  I’m out of the country so can’t try this out myself, but it sounds like it’s working for lots of folks!

Bottom Line

There’s a change in how you load some gift cards to Bluebird at Walmart.

If you use a OneVanilla gift card, it will process as a credit transaction and get denied.  But if you hit the “Change Payment Method” button that comes up (briefly) on the screen after you swipe your card, you can change it to a debit transaction and enter your PIN as usual.

You can also try hitting the green, yellow, or red buttons on the keypad right after you swipe your card.  It should bring up a “Change Payment Method” screen.

And if that doesn’t work, ask the cashier to use Code 70.  You should be able to change your payment method to debit.

Thank you Travel With Grant, Brandon, IReadDoYou, and Kathy for all the great workarounds!

I’m looking forward to trying this out when I get back from my trip.   Have you had any experience with the new method of loading Vanilla Visa gift cards onto your Bluebird at Walmart?

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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It will say USBank somewhere on the outside of the package. I’ve been able to load these at the WM kiosk or the money center / service desk, even the registers can do it. (I like the kiosk – when it works – because no one needs to know my business.) I always change the pin by calling the 866 number on the card (you can’t do this on-line for some reason).

If you have a Vanilla reload card, you can do that from home, right on the vanilla reload site. If you have a Vanilla Visa debit/gift card, you may have to at least set the pin on-line, but some of these let you set the pin the first time you use it, just choose any pin you like (at the kiosk). I have heard mixed reports about the Vanilla debit/gift cards, so your mileage may vary.

I went to Walmart today and was having difficulty loading a debit card. I was frustrated but came home and registered my debit card on the cardholder website This was a gc that I had gotten at Kroger. I had to enter my name, address, etc. Then I went to my bluebird acct and clicked “add funds”. I was able to link the debit card to my acct. You can only transfer $200 per day this way but atleast you can unload you debit card . I hope this helps.


I doubt any will work. It would say on the back of the card, unfortunately you won’t not until after your purchase it. I tried a gift card a week or so to pay a bill after it was registered, it wouldn’t go through by phone but online it did. Looks like companies are blocking gift debit cards or force them to be run through as a credit transaction.


How can you tell if it is a USBANK card? I have a local Walmart I have yet to try any of these methods out at but I am headed there tomorrow morning. I bought a Vanilla card today from rite-aid via CC and now would like to deposit it to my BB. You used the Kiosk or were you actually helped by a human? Still trying to rap my head around all this. Just trying to pay rent via a CC for some extra miles. Thanks so much.


The “D is for Debit

Now it seems they are working fine at WM again. I’ve loaded up several USBank VDGC’s since my last post, and didn’t need any tricks with red or yellow buttons. I’m also seeing reports that the OneVanilla cards are working again, but have not confirmed this myself.

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