Starts Today! Earn Extra Points & Cash Back in the New 5X Bonus Categories With These Cards

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Starts Today! Earn Extra Points & Cash Back in the New 5X Bonus Categories With These Cards

Million Mile SecretsStarts Today! Earn Extra Points & Cash Back in the New 5X Bonus Categories With These CardsMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Today starts the beginning of a new quarter, which means new 5% cash back bonus categories with cards like the Chase Freedom, Discover it, and more.

So don’t forget to activate these bonuses to earn more points and cash back on your everyday spending!

Starts Today Earn Extra Points Cash Back In The New 5X Bonus Categories With These Cards
I Love Earning Bonus Cash Back and Points. And You Can Earn 5% Back at Amazon With Your Discover It Card Through September 30, 2016!

Here’s more about this quarter’s categories and how to register for these bonuses!

Earn More This Quarter With These Cards

Chase Freedom

Link:   Chase Freedom

Link:   My Review of the Chase Freedom

Link:   Activate the Chase Freedom Bonus

Through September 30, 2016, you’ll earn 5X Chase Ultimate Rewards points (5% cash back) on up to $1,500 in combined spending at restaurants and wholesale clubs (like Costco!) with the Chase Freedom card when you activate the bonus by September 14, 2016.

Note:  The bonus at wholesale clubs does NOT include gas, fuel, or wholesale club specialty service purchases like travel, insurance, cell phone, and home improvement.

Starts Today Earn Extra Points Cash Back In The New 5X Bonus Categories With These Cards
Get 5X Chase Ultimate Rewards Points (5% Cash Back) at Costco Through the End of 2016!

Chase Freedom is my favorite no-annual-fee card because you can earn a lot of Chase Ultimate Rewards points on things you buy anyway.

And right now, you can earn 15,000 Chase Ultimate Rewards points ($150 in cash back) when you sign-up for the Chase Freedom card and spend $500 on purchases in the first 3 months of opening your account.

When you have the Chase Sapphire Preferred, Ink Bold (no longer available), or the Chase Ink Plus, you can transfer your Chase Ultimate Rewards points to airline and hotel partners like United Airlines and Hyatt for Big Travel!

Here’s my full review of the Chase Freedom card.

Discover it

Link:   Discover it

Link:   Activate the Discover it Bonus

Through September 30, 2016, you’ll earn 5% cash back on up to $1,500 in purchases at home improvement stores and Amazon.com with the Discover it card.

Just remember, you must activate the bonus.

Starts Today Earn Extra Points Cash Back In The New 5X Bonus Categories With These Cards
You’ll Earn 5% Back at Home Improvement Stores Like Lowes and Home Depot With Your Discover It Card Through the End of September! Just In Time for Any Projects Around the House This Fall

And if you’re a new cardmember, Discover will automatically match all the cash back you’ve earned at the end of your first year as a cardholder.  And apply the match after the first 12 consecutive billing cycles within the following 2 billing cycles.

So you can effectively earn 10% cash back on the rotating bonus categories.  That’s a great deal!

For folks who already have the card, you’re eligible to get a 2nd card if you’ve had the 1st card at least 1 year.

Citi Dividend

Link:   Citi Dividend 2016 Calendar

Link:   Activate the Citi Dividend Bonus

The Citi Dividend card is no longer open to new applications.  But if you already have this card, you can earn 5% cash back at Hilton hotels and on car rentals through September 30, 2016.

Starts Today Earn Extra Points Cash Back In The New 5X Bonus Categories With These Cards
Earn 5% Cash Back on Car Rentals Through September 30, 2016, With the Citi Dividend Card

You can earn a total of $300 cash back each year with the Citi Dividend card.  So you can earn it all in 1 quarter or throughout the year.

US Bank Cash+

Link:   US Bank Cash+

Link:   US Bank Cash+ Categories

Each quarter with the US Bank Cash+ card, you can choose new bonus spending categories.

You can pick two 5% cash back categories and one 2% cash back category (gas stations, groceries, or restaurants).

There are lots of 5% cash back categories!  Here are a few ideas, but check the merchant examples for more details:

  • Bookstores – Barnes & Noble, Amazon Kindle Books, and some University Bookstores.  Note:  Some folks say they’ve received 5% back on many Amazon purchases besides books with this category.
  • Car Rental – Avis, Budget, National Car Rental
  • Cell Phone – AT&T, T-Mobile, Verizon
  • Charity – American Cancer Society, Kiva, The Salvation Army
  • Department Stores – Bloomingdales, JCPenney, Nordstrom Rack
  • Electronics Stores – Best Buy, Fry’s Electronics, TigerDirect
  • Fast Food – Chipotle, Panera Bread, Starbucks, and Cold Stone Creamery!
  • Furniture Stores – American Furniture, Ethan Allen, IKEA
  • Gyms – 24 Hour Fitness, Gold’s Gym, LA Fitness
  • Movie Theaters – AMC Theatres, Fandango.com, Regal Cinemas
  • Select Clothing Stores – Ann Taylor, Eddie Bauer, Old Navy
  • Sporting Good Stores – Big 5 Sporting Goods, REI, Sports Authority

Just don’t forget to pick your categories!  Because if you don’t, you’ll only earn 1% cash back on all spending until next quarter!

Don’t Want the Hassle of Tracking Rotating Bonus Categories?

Some cards have terrific cash back bonuses all the time at stores where you can pick up a variety of items!

For example:

Or consider cards which offer bonus miles, points, or cash back on all spending, like:

  • Discover it® Miles – 1.5 miles per $1 you spend, matched at the end of the first year, for an effective 3% back on everything

Bottom Line

When you active the bonuses, you can earn extra points & cash back in categories such as restaurants and wholesale clubs with Chase Freedom And home improvement stores & Amazon with Discover it.  Both are through September 30, 2016.

I especially like earning points for Big Travel on things I already plan on buying.  Because with my Freedom card, I can move the Chase Ultimate Rewards points I earn to my Chase Sapphire Preferred.  And then transfer those points to great travel partners like Hyatt and United Airlines.

Just remember you must activate the new bonus categories to earn the extra points or cash back!

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!