Make Sure You’re Getting the BEST Value From Your Chase Ultimate Rewards Points!

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Y’all know how much I love Chase Ultimate Rewards.  They’re my favorite kind of points because they’re flexible, have great travel transfer partners, and are relatively easy to earn.  But it’s important to remember that not all Chase Ultimate Rewards points transfer directly to partner airlines and hotels!

Make Sure Youre Getting The BEST Value From Your Chase Ultimate Rewards Points
Making a Simple Transfer Can Instantly Increase the Value of Your Chase Ultimate Rewards Points!

Million Mile Secret Agent Menachem asked:

How do I transfer Chase Ultimate Rewards points from my Chase Freedom card to my Chase Sapphire Preferred Card (or Sapphire Reserve) account?

I’ll show you why you definitely want to know how to do this!

Get the Most Value From Your Chase Ultimate Rewards Points

You can NOT transfer Chase Ultimate Rewards points earned with the Chase Freedom, Chase Freedom UnlimitedChase Ink Business Cash Credit Card, and Chase Sapphire (no longer available) cards directly to travel partners.

But you can transfer Chase Ultimate Rewards points earned from, for example, your Chase Freedom card to your Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Business Preferred Credit Card, or Chase Ink Bold and Chase Ink Plus (no longer available) account.  And from there to airlines or hotels!

Plus, your Chase Ultimate Rewards points are worth 1.25 cents each toward travel booked through the Chase travel portal if you redeem points from your Sapphire Preferred or Ink Business Preferred, Bold, or Plus accounts.  In your Chase Freedom account, they’re only worth 1 cent per point!  And if you have the Sapphire Reserve, they’re worth 1.5 cents each when you redeem point for travel.

So don’t make the mistake of paying for travel with your Chase Ultimate Rewards points from a card like the Chase Freedom when your points could be worth 25% or 50% more just by moving them!

How to Transfer Chase Ultimate Rewards Points Between Accounts

Link:   Chase Ultimate Rewards

Step 1.   Sign Into Your Chase Ultimate Rewards Account

From the Ultimate Rewards homepage, sign into your Ultimate Rewards account.

Make Sure Youre Getting The BEST Value From Your Chase Ultimate Rewards Points
You’ll First Need to Enter Your Username and Password

Step 2.   Choose an Ultimate Rewards Account

If you have more than one Ultimate Rewards account, select the account you want you want to move points from.

In this example, I’m transferring points from a Chase Freedom Unlimited account to a Chase Sapphire Reserve account.   But it works the same regardless of which Ultimate Rewards earning cards you have.

Make Sure Youre Getting The BEST Value From Your Chase Ultimate Rewards Points
Click the Account You Want to Get Your Points From

Step 3.   Click “Combine Points”

Click the dropdown menu at the top of the screen.  Then click the “Combine Points” link.

Make Sure Youre Getting The BEST Value From Your Chase Ultimate Rewards Points
Navigate to This Page Where You Can Combine Points

Step 4.   Select the Accounts to Transfer Between

Make Sure Youre Getting The BEST Value From Your Chase Ultimate Rewards Points
Pick the Accounts You’re Moving the Points to and From

Step 5.   Review and Confirm the Transfer

Decide how many points you want to transfer.  Then click the “Review” button.

You’ll be able to see which accounts you’re transferring between at the bottom of the page.

Make Sure Youre Getting The BEST Value From Your Chase Ultimate Rewards Points
Decide How Many Points You Want to Transfer, Then Click “Review” to Make It Happen!

From there, confirm the transfer.

Your points transfer immediately from one account to the other.  And there’s NO fee!

If you decide you want to move the points back for any reason, you can do that, too.

Bottom Line

You can transfer Chase Ultimate Rewards points from a card which doesn’t let you transfer Ultimate Rewards points to Chase’s travel partners (like the Chase Freedom) to a card which does let you transfer to airlines and hotels (like the Chase Sapphire Preferred).

So if you have the Chase Freedom, Chase Freedom UnlimitedChase Ink Business Cash, or Chase Sapphire (no longer available), you can transfer those points to a Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Business Preferred, or Chase Ink Bold and Chase Ink Plus (no longer available) account.  Because this way, they’re worth 25% or 50% more when you use points to pay for travel booked through Chase!

Making a transfer is free and instant.  So there’s no reason to NOT combine your points!

Million Mile Secrets is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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