Good News & Bad News for Discover it Card

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First the bad news.  Earlier this month I told you how you can get double cash back with the Discover it card at the end of your 1st card year.

But now, according to folks on Reddit, current cardholders are no longer eligible to sign-up for this perk.  And the landing page says the double cash back is for “New Cardholders Only.”

But this offer is still available for new Discover it Cash Back cardholders.

And here’s the good news.  It seems you can now add a PIN to your card so you can use it more places overseas!

Emily and I don’t receive a commission for this card but we’ll always tell you about the best deals!

What’s the Deal?

Link:   Discover it Cash Back Card

When you sign-up for the Discover it Cash Back card you’ll earn $50 after your 1st purchase within the 1st 3 months of opening your account.

And you’ll earn 5% cash back in rotating categories (on up to $1,500 in spending) each quarter.  Plus, there’s a new benefit where the cash back you earn will automatically be doubled at the end of your 1st 12 billing cycles.

Is This Deal Over for Current Card Holders?

Current Discover it Cash Back cardholders were able to get this new benefit added to their account by calling Discover at 800-347-3085.

But now customer service is telling folks the double cash back deal is only open to new cardholders.

However, if you’ve already enrolled in the offer, Discover should honor the deal.  I called Discover and they confirmed that existing Discover it Cash Back cardholders who already registered for deal will still earn double cash back.

This promotion is similar to the double miles back after 12 billing cycles you get with the Discover it Miles card.  With this card you get 1.5 miles per $1 spent, then after your 1st 12 billing cycles, your miles are doubled.  So it’s effectively 3 miles per dollar for your 1st year with the card.

You can redeem your miles for statement credits toward travel expenses, or have cash back deposited to your bank account.

Great News for Folks Who Travel Abroad Often!

I also asked if there was a Chip & PIN version of the Discover it Cash Back card.  And there is!  You can set your PIN over the phone.

This makes it a good card to use overseas.  That’s because Chip & PIN is required in some places in Europe, like vending machines that sell everything from train tickets to food.  Plus, the Discover it Cash Back card has NO foreign transaction fees!

Although, Discover isn’t accepted in nearly as many places as Visa and MasterCard, so make sure you bring another card too!

Bottom Line

The Discover it Cash Back card offers to double the cash back you earn at the end of your 1st 12 billing cycles.  But this deal is now only available to new cardholders.

That said, existing cardholders who already registered for deal will still earn double cash back.

And you can call Discover to request the Chip version of the card and ask to set a PIN.  This makes it easier to use when you’re traveling outside the US!

Emily and I don’t receive a commission for the Discover it Cash Back card, but we’ll always tell you about the best offers!