Make Your Next Hotel Stay a Little Sweeter With This Little-Used Card Perk!

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Make Your Next Hotel Stay a Little Sweeter With This Little-Used Card Perk!

JasonMake Your Next Hotel Stay a Little Sweeter With This Little-Used Card Perk!Million Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Lately, I’ve been getting more use out of my credit cards’ perks than I expected when I signed up for them.

I just filed my first trip delay claim for a ticket I paid for with my Ink Business Preferred℠ Credit Card.  I’ll write an update once I know whether or not my claim will be approved (fingers crossed!).  And I recently took advantage of the Chase Luxury Hotel & Resort Collection benefit for the first time.  I was surprised at how valuable this “hidden” benefit ended up being.

My wife and I used this perk for a little stay-cation at the Park Hyatt Chicago and ended up with a $100 credit toward a fancy dinner, free breakfast, late check-out, and a small room upgrade.  Plus, we still earned Hyatt points for the stay!

The Park Hyatt Chicago Is Located in the Middle of the Action and Offers Great Views of the Water Tower & Lake Michigan!

Chase Luxury Hotel & Resort Collection Benefits

Chase doesn’t publish a list of which cards are eligible for the Luxury Hotel & Resort Collection benefits.  But these are the Chase cards I have that worked:

The only Chase card I have that didn’t work was the Chase IHG Rewards Club Select card (no longer available), which is a Mastercard.  I noticed that all of my eligible cards were either Visa Signature or Visa Signature Business cards.  But I have no idea if Visa Signature cards are the only cards that will work.

Note:   Although both of my Chase Freedom & Chase Freedom Unlimited cards are Visa Signature, yours may not be.

If you book through the Chase Luxury Hotel & Resort Collection, you’ll get the following perks:

  • Complimentary Wi-Fi
  • Special benefit unique to each hotel (i.e. hotel credit, etc.)
  • Free daily breakfast for 2
  • Early check-in (if available)
  • Late check-out (if available)
  • Room upgrade (if available)

The special benefits I saw ranged from a welcome amenity up to a $100 hotel credit.  Each of the hotel credits will have different terms or exclusions.  For example, the $100 credit I received at the Park Hyatt Chicago excluded parking, dry cleaning, taxes, and gratuities.

To get the benefits, you need to book through the website or with a Luxury Hotel & Resort Collection travel specialist and use your eligible Chase card to purchase your stay.

Park Hyatt Chicago Review

The Park Hyatt Chicago is in a perfect location for visiting most of Chicago’s major tourist attractions.  You’re less than a block away from Michigan Avenue and all the shops you could possibly want to visit.  It’s only a ~15 minute or less walk from Chicago’s best museums, the Bean, the Riverwalk, and Navy Pier.  And if you want to catch a game at Wrigley Field or see Chinatown, the Chicago Red Line “L” stop is only a couple of blocks away.

And the hotel is pet friendly.  There was even a water bowl and dog bed next to the front desk.  They allow pets under 50 pounds and charge a $100 fee for up to 6 nights ($100 extra for 7+ nights), but 100% of the standard fee goes to PAWS, a local no-kill shelter.

We were upgraded to a Lake View room, which I don’t think is bigger than a regular room, but comes with a nicer view.

From Our Room We Could See Lake Michigan, the Water Tower, and the Museum of Contemporary Art

The Lake View King room we had is listed at 550 square feet, but it felt much larger because of the long hallway you have to maneuver through when you get into your room.  The bathroom had a large tub that was perfect for soaking in after a long day of sightseeing.

For Me, It Doesn’t Get Much Better Than Having a Separate Bath Tub for Relaxing!

The mini-fridge was stocked with overpriced snacks, as expected.  But I enjoyed the Keurig style espresso machine, which was a step above the typical in-room coffee pot.

I’d Be Much More Productive If I Had One of These at Home!

By far, our favorite part of our stay was the food!  The NoMi Kitchen is pricey, but it’s a top-notch restaurant.  And with our free breakfast perk and $100 hotel credit, we were happy to splurge!

The duck entree I had at dinner was incredibly tender, but I was sure to pace myself and save room for dessert.  You gotta finish strong!

The Creamsicle Opera Cake Didn’t Disappoint!

We ended up spending more than our $100 credit covered.  And it was worth every penny!

Cornbread Toast With Roasted Pear Was a Nice Way to Start My Day

While you only receive one $100 hotel credit per stay, you can take advantage of the free breakfast for 2 benefit daily.  So it can add up for longer stays.

Is the Chase Luxury Hotel & Resort Collection Worth Using?

One of the best parts about the Chase Luxury Hotel & Resort Collection is that you can get the perk with low (or no) annual fee cards!  Even if you already have elite status with the hotel you want to stay at, the $100 credit you get at some hotels makes it worth using!

The biggest concern I have when booking a hotel is – am I getting the best price?  I compared all of the Luxury Hotel & Resort Collection locations in Chicago for the dates we wanted to stay.  Almost all of them were the same price as booking through the hotel’s website, and a couple were even cheaper.  When you’re comparing prices, remember that the prices you see on the Luxury Hotel & Resort Collection search already include taxes.

Our room at the Hyatt looked like it was going to cost ~$10 more per night to book through the Luxury Hotel & Resort Collection site.  But when we checked out, it ended up being the same price we saw on Hyatt’s website.  Not sure what happened, but I’m not complaining!

The Park Hyatt Chicago Has a Nice Area by the Lobby to Sit and Work, but I was Happy to Work From My Room Thanks to the Complimentary Late Check-Out

One thing you’ll be giving up with a Luxury Hotel & Resort Collection booking is you won’t be able to earn extra rewards through a shopping portal.  So be sure to include that in your math when you’re figuring out if it makes sense for you.

Overall, we got a $50 room upgrade, $100 hotel credit (used for dinner), ~$70 breakfast, and a late check-out the following day.  I wouldn’t value the improved view of our room upgrade at $50 because I don’t see myself paying for that.  But ~$170 in free food is a great deal!  Especially when it came as a freebie on a Chase credit card!

Bottom Line

Certain Chase credit cards give you access to the Chase Luxury Hotel & Resort Collection.  The benefits of this program largely mimic hotel elite status, but can be even better.

I used it for the first time on a recent stay-cation at the Park Hyatt Chicago.  I was pleased at the wide range of perks I was able to take advantage of, including free breakfast (~$70), a $100 hotel credit (used for dinner), a room upgrade, and late check-out.

I found that the room rates on the Chase Luxury Hotel & Resort Collection site were usually the same as what you would find on the hotel’s site.  But you might be giving up other discounts or shopping portal bonuses if you choose to book with the program.  So take that into consideration when you’re making a decision.

Overall, the perks were well worth it for me.  Have you ever used the Chase Luxury Hotel & Resort Collection to book a hotel stay?  If so, I’d love to hear about your experience in the comments!

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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what about other kinds of cards especially made by visa,master card,citicorp or citi bank and in other case(hsbc)?


Can you tell me if I will get the full credit and points using LHRC with Marriott? I currently have Marriott Platinum status and would hate to lose that next year.



Jim, you should. I did for my Hyatt stay.

But I haven’t used it for a Marriott hotel before. If you want to be certain you could give the number on the back of your Chase card a call and ask them. They’ll be able to connect you with some who should know the answer.

LHRC works for United Club card too. While I know it’s a Visa, I can’t remember if it’s a Visa Signature.


Awesome, thanks for sharing!

Interesting article. I was excited to find out about options for an upcoming trip to South Africa so I did a search and got super expensive options. On the Chase LHRC website a night at the Belmond Mount Nelson is $795 (OUCH!) but on Expedia it’s $463 (still OUCH!). I called to find out what the difference would be in amenities and the only difference is an afternoon tea once during the stay and a possible upgrade if available if booked on the Chase site. Both of these options are way out of our budget range. The Marriott is $175 and while I know it’s not “luxury” it would be plenty good enough for us. We will probably end up booking at a highly rated Airbnb for under $100.


Yeah, the LHRC benefits only cover upscale hotels. It’s definitely not going to be your cheapest option for booking accommodations.

Any idea if the Chase Hyatt card would work for this?


Jeanne, I’m not sure. To test out your card go to the Luxury Hotel & Resort Collection website:

Enter a random city and click search. Then pick a hotel that shows up and select some random dates. When you click “find rooms” you’ll be asked to enter your card’s first 6 digits. It’ll let you know if it’s a valid card.

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