Which Gas Stations Earn the 5X Bonus With Chase Freedom?
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Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.Million Mile Secrets reader, Eugene, commented:
Do Costco gas stations qualify for the current Chase Freedom 5X quarterly bonus category?Chase Freedom’s quarterly bonus categories are a terrific way to earn valuable Chase Ultimate Rewards points. That’s one of the reasons I keep the Freedom card in my wallet!
So it’s important to know which merchants earn the 5X bonus. Because Chase does NOT consider all places with fuel services as “gas stations”.
Although Chase excludes warehouse stores, many Million Mile Secrets readers have let me know that gas purchases at Costco and Sam’s Club might work for the 5X bonus!
I’ll share which gas stations will and will NOT get you 5X rewards with the Chase Freedom!
We don’t earn a commission on this card, but we’ll always share the best offers with our readers!
Chase Freedom 5X Gas Stations
Link: Chase Freedom
Link: Activate Chase Freedom Bonus Categories
Link: Eligible Freedom Bonus Gas Station Merchants
Through March 30, 2017, gas stations are included in Chase Freedom’s 5X quarterly bonus categories.
With the Chase Freedom, you can earn up to 7,500 Chase Ultimate Rewards points ($75 cash back) by spending the maximum $1,500 per quarter in the eligible bonus categories.
But remember, you must activate the bonus by March 14, 2017.
And when you have the Chase Sapphire Reserve, Chase Sapphire Preferred Card, Ink Business Preferred Credit Card, Ink Bold (no longer available), or the Ink Plus (no longer available), you can transfer your Chase Ultimate Rewards points to airline and hotel partners like United Airlines and Hyatt for Big Travel!
1. Check Which Stores Are Eligible
Link: Visa Supplier Locator Website
While gas stations might seem like a simple category, Chase has several exclusions.
Even with these exclusions, it’s possible certain merchants will still code as a gas station. I recommend checking the Visa supplier locator website to see which merchants are categorized as gas stations.
While it’s not guaranteed, it’s probable that merchants Visa categorizes as gas stations will earn you 5X Chase Ultimate Rewards points with the Chase Freedom.
For example, I searched 7-Eleven stores in the Austin area. Even locations that don’t sell fuel appear to code as a gas station.
A similar search for Costco shows that the store does not code as a gas station. But several Million Million Secrets readers have let me know gas purchases at Costco will get you the 5X bonus!
2. Check If Your Gas Station Earns 5X
To be safe, I recommend sticking to the list of eligible gas stations put together by Chase. Or you can always try using your Freedom at your go-to gas station. Then, check your Chase account to see if it the transaction earned a 5X bonus!
Remember, you can also easily track your total quarterly spending in the Chase Freedom 5X bonus categories. So you can see how close you are to spending the $1,500 maximum per quarter!
Bottom Line
Gas stations are included as part of the quarterly bonus categories for the Chase Freedom through March 30, 2017.
You can earn 5X Chase Ultimate Rewards points (5% cash back) on $1,500 in combined purchases when you activate the bonus.
But Chase excludes several merchants from the gas station category, including truck stops and grocery stores.
Check if your go-to fuel stop codes as a gas station on the Visa supplier locator website. Or you can fill-up at one of the eligible gas stations listed on the Chase website.
Emily and I don’t earn a commission if you apply for this card, but we’ll always let you know about the best offers!
Thanks for the question, Eugene!
Chase Sapphire Preferred® Card
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
Intro APR on purchases
N/A
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Rates & Fees
Other
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Join the Discussion!
Does Krogers qualify in the 5% gas?
Do Kroger gas stations participate in the 5%?
great stuff!!
IS BJ Gas included in the 5X point for gas?
One more question. If you purchase gas gift cards at the gas station while the gas is in 5% category, do you still get 5 points per dollar?