Timing Your Spending to Get the Southwest Companion Pass for ~2 Years Instead of One!

Timing Your Spending to Get the Southwest Companion Pass for ~2 Years Instead of One!

Million Mile SecretsTiming Your Spending to Get the Southwest Companion Pass for ~2 Years Instead of One!Million Mile Secrets Team

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Million Mile Secrets reader Jill comments:

I just applied for the Southwest Premier card, and am reading about the 50,000 bonus points, and then applying towards the Companion Pass.  Since it’s November, did I do this at the wrong time?

How soon should I spend the minimum amount to get the bonus points, and will I have to earn another 50,000 points to qualify for the companion pass in 2 months (since it’s November now?).  HELP!!!!

Jill is referring to the Chase Southwest Premier card.  All 4 versions of the Southwest cards currently have an increased 50,000 point sign-up bonus after spending $2,000 in the 1st 3 months.

The good news is that Jill has applied for a Southwest card at the perfect time.  Because she can earn the Companion Pass in early 2015 and use it for nearly free flights through 2016!

Timing Your Spending To Get The Southwest Companion Pass For 2 Years Instead Of One
Two Can Fly for the Price of ONE With the Southwest Companion Pass!

If Jill times her spending right, and gets another Southwest card (like the Southwest Premier business card), she could earn the Companion Pass in the New Year and get almost 2 years of Big Travel with Small Money!

Companion Pass Timing

Link:   Chase Southwest Premier (Personal)

Link:   Chase Southwest Premier (Business)

Link:   Chase Southwest Plus (Personal)

Link:   Chase Southwest Plus (Business)

Link:   How to Fill Out a Chase Business Credit Card Application

The Southwest Companion Pass is by far the best deal for domestic travel.  That’s because when you fly on a paid or award ticket, your companion flies with you for almost free!

By signing-up for 2 Southwest cards with a 50,000 point bonus, and completing the minimum spending ($2,000 per card in the 1st 3 months), you’ll earn 104,000 of the 110,000 points needed for the Companion Pass.

Then, you’ll just need another 6,000 points to earn the Companion Pass.  There are lots of easy ways to do that!

I’ve written that timing the minimum spending on these cards is very important.  That’s because you want the 50,000 bonus points to post to your Southwest account as early in the New Year as possible.  Remember, you’ll get the Companion Pass after you earn 110,000 points in a calendar year.

Timing Your Spending To Get The Southwest Companion Pass For 2 Years Instead Of One
Timing Is Important If You Want to Earn the Companion Pass for Almost 2 Years!

So by earning these points as close to the beginning of the year as possible, you’ll get a Companion Pass which is valid for the remainder of the calendar year, and the entire year after.

If Jill earns the Companion Pass in early 2015, she’ll be able to use it for all of 2015 and 2016!

Jill should NOT try to earn the points for the Companion Pass in 2014, because if she does, it will only be valid until the end of 2015.

Don’t Mess up the Minimum Spending!

The key here is to make sure the bonus points post to your Southwest account in January 2015.  If they post to your Southwest account in December, you’ll be out of luck (and will only have until December 31, 2014 to earn the remaining points for the Companion Pass)!

In my experience, the sign-up bonus with these cards usually post to your account a few days after the statement in which you complete the minimum spending closes.

So Jill should not complete the minimum spending on these cards until after her December 2014 statement closes.  That way, the bonus points won’t post until after her January 2015 statement closes.

If her December statement closes on December 12th, she should complete the minimum spending AFTER December 12th.  That way, the bonus 50,000 Southwest points should post to her account in January 2015!

Timing Your Spending To Get The Southwest Companion Pass For 2 Years Instead Of One
Do NOT Complete the Minimum Spending on These Cards Until AFTER Your December 2014 Statement Closes!

She can then take her time (if she wants) to earn the remaining 6,000 points needed for the Companion Pass.  Here’s a post on easy ways to do that!

Because Jill applied for the card in November, she’ll have until February 2015 to complete the minimum spending (3 months after the date she was approved).

Note:   Jill must have the activated physical card in hand before she can start using it.  But in my experience, Chase is pretty quick about mailing new cards!  So she should have it a few days after being approved.

Bottom Line

Million Mile Secrets reader Jill wonders if she applied for the Chase Southwest card at the right time to earn the Companion Pass.

Because it’s late in the year, now is the perfect time to apply for these cards.  As long as you meet the minimum spending and the bonus points post to your account in early 2015, you’ll have the rest of the year to earn the remaining points required to earn the Companion Pass.

But be careful to meet the minimum spending requirement only after your December 2014  statement closes!  That way you’ll be guaranteed that the bonus will post in 2015.

Thanks for the comment, Jill!

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Quick question. When applying for the Personal and Business Southwest card (wither one, plus or premier) DO YOU APPLY FOR BOTH ON THE SAME DAY or do you do them separately (if so, how much time apart from each application)? I’m thinking of getting these 2 to earn the pass but I’m not sure how to time the applications…

Million Mile Secrets

@SUSAN - I'd apply for the biz version if you had the personal card or vice versa.

@ Ali - If your statement closes in December, the points will count towards 2014. Otherwise they will rollover to count in January.

@Michael H - Folks have got different versions of the card!

@Kim - Sounds like it!

@leslie - Call back and ask to confirm your SW RR account number on the card. If it is incorrect, ask them to update it to your correct account.

@Bill - You can do both at the same time or one at a time - which ever works for you!


I applied for the personal and business southwest cards during the 50k signup bonus. Put in my RR# during the application on both, got the personal no problem, was denied the business and had to make the call. After a few minutes on the phone poof approved for the business. It showed up today and when I called they verified I was under the 50k promo bonus BUT they issued a different RR# to this account?!? Thats no good, I asked them to change it to my already exisiting RR#, they said they can make a note but not sure it can happen? HELP? How do I check to make sure BOTH cards are getting the 50k signup bonus to get my companion pass next month??

I just received my statement from my business card. Opened account in November, closing date is Dec 1st. So will my charges this month post in January?

I have the $99 SW personal card open. I don't want to close it - it's my oldest credit line. Can I open the $69 personal card? Will I receive the bonus?

I received one of two cards already and am wondering if I canstart using them in December, but complete te minimum spend in january. What happens to the RR points earned from purchases made in December (under $2000)? Can they still be used the following year or do they vanish and do not "rollover"?

Trying to strategize my Deecember ending between all the cards.

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