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Targeted: Earn 10,000 Easy AMEX Membership Rewards Points

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    Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

    Are you one of the lucky folks who got an email offer to earn 10,000 easy AMEX Membership Rewards points?

    Via Reddit, AMEX is offering 10,000 AMEX Membership Rewards points to certain cardholders who enroll their charge cards in “Pay Over Time” by May 13, 2017!

    It’s a no-brainer to sign-up if you’re eligible.  Plus, you’ll get extra flexibility in how you use your AMEX charge card!

    Transfer 10,000 AMEX Membership Rewards Points to Delta for a Free Coach Award Flight From Toronto to Miami!

    I’ll tell you what you need to know about this deal!

    Easy 10,000 Bonus AMEX Membership Rewards Points

    Link:   AMEX Pay Over Time

    Link:   Enroll in AMEX Pay Over Time

    Most cards that earn AMEX Membership Rewards points are charge cards, NOT credit cards.  The difference is that charge cards do NOT allow you to carry a balance each month.  They must be paid off in full.

    However, AMEX has a program called Pay Over Time, which allows you to carry a balance on your charge cards.  And right now, certain folks are being targeted for 10,000 AMEX Membership Rewards points when they enroll their card in the program!  But you must be approved by May 13, 2017.

    Some folks who didn’t receive an email have reported they’ve been approved for the deal by calling 866-280-0566 and giving the offer code “CF2O:0004″.  This code is for personal cards only, like the:

    Here are a few things you should know:

    Note:   Folks on Reddit seem to be coming across different complications.  So if you’ve been targeted for this offer, make sure to save your emails and take screenshots of the deal.  That way if something goes wrong, you have proof!

    Is This a Good Deal?

    It is NEVER a good idea to carry a balance on your travel rewards cards.  That’s because the interest you’ll pay each month will outweigh the travel rewards you’ll earn.

    The Cash You’ll Spend on Interest Charges by Carrying a Balance Isn’t Worth the Miles & Points You’ll Earn From Spending

    That said. more options is always a good thing!  And even though you should NEVER carry a balance on your cards, you never know if an emergency will arise and you’ll need to.

    If you’re targeted for this offer, it’s a no-brainer to enroll.  Just do everything you can to NOT carry a balance.

    AMEX Membership Rewards points can be very valuable, after all!  Check out my Ultimate Guide to AMEX Membership Rewards points.

    Bottom Line

    Folks targeted for the latest AMEX promotion can earn a bonus 10,000 AMEX Membership Rewards points for enrolling their AMEX Membership Rewards points-earning charge cards in the Pay Over Time program.

    Carrying a balance is NEVER a good idea, but if you’ve been targeted for this offer, you should definitely sign-up!  You do NOT need to carry a balance to earn the bonus points.  And it’s nice to have the flexibility to carry a balance in case unexpected expenses arise.

    Did you receive an email for this offer?

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)