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Meet the Minimum Spending on Your New Southwest Credit Card Quickly to Maximize Companion Pass Savings in 2019

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The clock is ticking for the limited-time Southwest credit card offers.  Until February 11, 2019, you can earn the Southwest Companion Pass AND 30,000 Southwest points by applying for just ONE of the below Chase Southwest personal credit cards and spending $4,000 on purchases in the first 3 months of account opening:

For all 3 card offers, the Companion Pass is promotional and will be valid through December 31, 2019.  I know a lot of folks have already taken advantage of these offers, including my wife, as well as team member Jasmin.

The Southwest Companion Pass Has Allowed My Wife and Me to Get 2-for-1 Flights All Over the US, Mexico, and the Caribbean!  Through February 11, 2019, You Can Earn a Companion Pass From ONE Southwest Credit Card

Why You Should Meet the Minimum Spending on Your New Southwest Credit Card As Quickly As You Can

Read our review of the Limited-Time Southwest Companion Pass Credit Card Offers

This year will be the 5th consecutive year my wife and I utilize the Companion Pass.  This amazing travel deal has saved us more than $10,000 in out-of-pocket airfare costs.  That’s why my wife applied for the limited-time Southwest Rapid Rewards Plus Credit Card offer and met the minimum spending the first day she received the card.  Because we want to maximize our time with the Companion Pass for the remainder of 2019.

One thing to keep in mind with the current limited-time offers is the Companion Pass won’t show up in your account until after the statement period end date in which you meet the minimum spending requirements.  In my experience, you’ll typically see the sign-up bonus points and Companion Pass within a day or two after your billing cycle ends (assuming you met the minimum spending).

Even though you have 3 months from account opening to make $4,000 in purchases, it’s a better idea to meet it sooner, if you can.  Because if you wait until month 3, you might only have ~6 months to use your Companion Pass.

Keep in mind, I only recommend spending as much as you can afford to pay off in one billing period.  It’s NOT worth spending $4,000 in one statement if you will carry a balance.  Because any interest and fees you accrue will offset the value of the card’s sign-up bonus.

We have a complete guide to meeting minimum spending requirements.  But these are a few strategies my wife and I use to meet minimum spending:

Do you have any tips for meeting minimum spending requirements quickly?  Let me know in the comments below!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)