We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

Earn Enough Hotel Points for 1 Free Night, Targeted Citi Statement Credits, and Why American Express Might Not Give You a Welcome Bonus!

  • Million Mile Secrets

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

    1.   Earn 8,000 Choice Points After 2 Stays

    Link:   Choice Summer Promotion

    Choice is out with its usual summer promotion, giving you the opportunity to earn 8,000 Choice points after 2 stays.  That’s enough for 1 free night at low-category hotels.

    There aren’t a lot of low-category Choice hotels that I’d be excited to visit, but many are often located conveniently along the highway, which is handy for road-trippers.

    The Quality Inn & Suites in Harvey, Illinois, Costs ~$90 per Night.  But You Can Stay for Free With 8,000 Choice Points

    You can also use your points for a $50 gift card to select merchants, like Amazon, Best Buy, and iTunes, through September 30, 2018.  You might not get as much value as a free hotel night, but this gives you a lot of flexibility for redeeming your points!

    To take advantage of this deal, you’ll need to make at least 2 stays by August 17, 2018.  Check here for the full Terms & Conditions.

    I wouldn’t change my hotel plans for this promotion, but if you intend to stay at Choice hotels anyway, this is a nice bonus.  Check out the other hotel promotions to ensure you’re not missing a better deal for your upcoming travel.

    2.   AMEX Adds Restrictive Language to Their Card Terms

    American Express does NOT like folks taking advantage of the valuable card bonuses they offer to the public.

    We’ve seen them tighten their rules in the past.  And now, they’ve added a clause that gives them the right to deny you a card bonus if they think you won’t be a profitable customer:

    Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

    So it sounds like if AMEX thinks you regularly open cards, earn the welcome bonus, and cancel the cards, they may withhold a future welcome bonus from you!  You may be approved for the card, but you won’t be eligible for the bonus.

    We don’t know exactly how this will work yet, but if you have a data point with this, please share it in the comments.

    3.   Targeted Statement Credits From Citi

    Check your email!  Citi is sending out targeted opportunities to earn cash back with some of their cards.

    Team member Keith received an offer for a $30 statement credit after making 3+ eligible purchases of $30 or more with a linked Citi card in PayPal by July 22, 2018.

    This Kind of Promotion Is an Easy Way to Save On Purchases You’re Probably Making Anyways!

    Let us know in the comments if you have a different offer for any of your Citi cards!

    To make sure you never miss valuable miles & points news and promos, sign up for our email newsletter!

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)