We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

Ending Soon: 200,000 Capital One Miles and a BIG Spending Requirement – But You Don’t Have to Complete It to Earn HUNDREDS in Free Travel

  • Joseph Hostetler

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

    The Capital One® Spark® Miles for Business comes with an unprecedented welcome bonus of TWO HUNDRED THOUSAND Capital One miles.

    That’s bigger than any bonus we’ve ever seen.  EVER.  It’s worth at least $2,000 in travel.  And it ends January 28, 2019.

    But one glance at the spending requirement to achieve that bonus, and most people immediately trash the idea of opening the card.  After all, you’ll have to put $50,000 in spending on the card within the first 6 months.

    FIFTY THOUSAND DOLLARS in 6 months??  It would take me 4 years to spend that much on my credit card!

    But an easy thing to forget is that this card has TWO sign-up bonuses.  And the alternate is much, much easier to achieve.

    Capital One Miles Are the Most Versatile of ANY Points Currency – They’re Worth the Investment!

    Why You Should Ponder the Capital One Spark Miles Card Even If You Can’t Earn the 200,000 Capital One Miles

    Many travel credit cards have something called a “tiered minimum spending requirement.”  That means you have multiple incentives for meeting multiple amounts of spending.

    With the Capital One Spark Miles, you’ll receive:

    $50,000 is not an easy task for the casual miles & points hobbyist.  Though for some, it’s no problem at all.  I have friends with small businesses that can easily hit this number in a single month.

    For everyone else with more normal spending habits, it’s easy to dismiss the card altogether.  But remember you can still earn 50,000 Capital One miles ($500 in travel) by spending just $5,000 on purchases in the first 3 months of opening the card.

    That’s huge!!  It’s the same size bonus as the Capital One Venture Rewards Credit Card (which Million Mile Secrets readers love).  It just sounds less impressive because you’re getting 150,000 miles less than the highest bonus.

    Earning $500 in free travel is an extremely solid deal.  And redeeming the miles is easier than any other miles & points currency in existence.  Check out the smartest ways to use Capital One miles here.  And how to transfer miles to airlines here.

    What’s your plan before this 200,000 mile bonus ends on January 28, 2019?

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)