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You Can Still Load Target Prepaid REDcard With PIN-Enabled Gift Cards [Expired]

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    Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers.  Update:   You can no longer load Target Prepaid REDcard with debit cards or gift cards.

    It’s official, you can no longer load the Target Prepaid REDcard directly with your credit card.

    Add Funds to Your Target Prepaid REDcard With Gift Cards

    I’ll explain how to load your card and which gift cards work!

    The New Way to Load Your Target REDcard

    Much like AMEX Serve and Bluebird, you can add money to the Target Prepaid REDcard with the PIN-enabled gift cards.

    Loading Your Target REDcard With Gift Cards Is an Easy Way to Meet Minimum Spending Requirements!

    Here’s how it works:

    1.   Buy at gift card that has PIN capability with your credit card

    2.   Select a PIN  (on some cards you can use the last 4 digits of the card!)

    3.   Visit your local Target and tell the cashier you’d like to load your Target Prepaid REDcard with a debit card

    4.   When prompted, slide your gift card and enter the PIN

    You can add up to $2,500 per day and $5,000 per month.   Keep in mind, these gift cards typically charge a ~$5 to ~$7 activation fee.  So this method isn’t free.

    Which Gift Cards Work?

    You can use Metabank and US Bank gift cards you find in places like grocery stores, office supply stores, and Simon Malls.

    You Can Add Money to Your Target Prepaid REDcard With Metabank and US Bank Gift Cards

    Or Vanilla Visa gift cards.

    Vanilla Visa Gift Cards Also Work!

    But do NOT buy AMEX gift cards!

    AMEX Gift Cards Do NOT Work!

    Earn Bonus Points Too!

    You can also earn bonus points when you purchase your gift cards with credit cards like:

    This is a good way to earn miles and points by using the Target prepaid REDcard to pay bills (utilities, loans, rent, etc.) that can’t normally be paid with a credit card!

    Bottom Line

    The Target Prepaid REDcard can NOT be loaded directly with a credit card any longer.  This was a convenient and free way to meet minimum spending requirements.

    But you can still add funds to this card with PIN-enabled gift cards.  Buying gift cards with credit cards at grocery stores and office supply stores will help you meet minimum spending requirements.  Although you’ll pay fees per gift card, you’ll still come out ahead because of the sign-up or category bonuses.
    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)