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Quickly Calculate Foreign Exchange Conversion With XE Currency App

  • Million Mile Secrets

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    Folks who travel internationally often do quick math when exchanging currencies.  Or while using US dollars to purchase an item that’s listed in the local currency.

    But instead of worrying about currency conversions on vacation, you can use a terrific free app called XE Currency, which does the math for you to make sure you’re getting the best deal!

    The app includes live exchange rates for 180+ currencies throughout the world.  So you’ll be covered no matter where you’re traveling!

    With Live Exchange Rates, the XE Currency App Will Show You the Most Accurate Foreign Exchange Information

    I’ll show you how quick and easy it is to use the XE Currency Exchange app!

    XE Currency Exchange App

    Link:   The Best Way to Withdraw Cash While Overseas

    Link:   XE Currency Exchange App

    It doesn’t hurt to check the math when you’re withdrawing money overseas or comparing the price of an item in US dollars to the local currency.

    This way you’ll see if you’re getting a fair exchange rate.  Unlike the one time I converted currency at the airport!

    I recommend the XE currency exchange app to check currency conversions.  The app is available on the web or through a smartphone.  There are 2 versions, including a free app and a professional version, which costs ~$2.

    Don’t Leave Money on the Table! You Can Use an App to Make Sure You’re Getting the Best Foreign Exchange Rate

    I tested out the free version on an Apple device and it worked great!  The main difference with the professional version is there are no ads in the app.  Both versions receive high ratings in the smartphone app stores!

    A few of the perks of the app include:

    Here’s a step-by-step guide to using the app.

    Step 1.   Add Currencies

    The first step is to add the currencies you’d like to save on the main screen.

    Click “Add More Currencies” to Load Any of the 180+ Currencies From Around the World

    Then, put a check mark next to the currencies you’d like to view.

    Select the Currencies You’d Like to See on the Main Screen
    Note:   You can have a minimum of 1 currency and maximum of 10 currencies selected at one time.

    Step 2.   Check Exchange Rate

    Next, enter the desired amount of US dollars you’d like to convert to one of the foreign currencies you added.  In this example, I entered $1,000.

    Enter the Amount You’d Like to Convert to See the Total Conversion in a Different Currency

    Based on the exchange rates at the time I searched, $1,000 is worth:

    By default, the exchange rates in the app update every 60 seconds.  If you don’t have cell phone service, the app will pull the most recent available rate.

    Step 3.   Analyze Fees

    If you’re exchanging currencies it’s unlikely you’ll get the exact amount displayed on the app.

    Because banks and currency exchange locations add a “spread” into the exchange rate, which is how they make money on the transaction.

    But the app can show you the estimated fees you paid for a currency exchange.

    On the main screen, click the arrow next to the currency you’re exchanging into.

    Click the Arrow Next to the Currency You Want to Get

    Then, enter the amount you paid in US dollars and the amount you received in the foreign currency.

    On the bottom of the screen you’ll see the estimated fees you paid for that transaction based on the live exchange rate in the app.

    View the Estimated Fees You Paid for a Currency Exchange Transaction by Entering the Amount You Paid and Received

    The goal is to pay the lowest fees possible because this is money you won’t get back if you exchange back to US dollars later.

    Step 4.   View Local Currency Profile

    A neat feature of the app is the ability to view details of the foreign currency, including which coins and notes the country issues.

    To view the currency profile, swipe right on the desired currency.  Then, tap on the 3rd icon from the right.

    View Details of a Local Currency by Swiping Right and Tapping on the Profile Icon

    For example, I viewed the profile of the Euro.

    The Currency Profile Shows the Name, Symbol, and Frequently Used Coins and Notes

    I think the most useful information on the profile page is the frequently used coins and banknotes.  During a trip you might collect a lot of coins from change.  In some currencies, they’re worth more than coins in the US.

    Bottom Line

    The next time you’re exchanging foreign currency, I recommend using the XE currency exchange app.

    The free app is easy to use and provides live exchange rates for 180+ currencies.  The app does the math for you to make sure you’re getting a good deal when you’re exchanging into a foreign currency.

    You can also view currency profiles to see the frequently used coins and notes used in a foreign currency.

    Have you used the XE currency exchange app?

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)