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Unofficial: You Can Now Have 5 AMEX Credit Cards at Once!

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    Via Reddit, you can now have 5 American Express credit cards open at one time.  

    This is great news, because the limit used to be 4 cards.  So folks who already have 4 AMEX credit cards can apply for another one if they want to!

    You Can Now Have a Total of 5 AMEX Credit Cards Open at Any Given Time!

    Here’s more about this news.

    Increased Limit to the Number of AMEX Credit Cards You Can Have

    In the past, you were only allowed to have 4 AMEX cards at a time.  But now the limit is 5 cards!

    A number of folks on Reddit have reported being approved for a 5th credit card from American Express.

    The policy isn’t in writing, and I haven’t confirmed this new rule yet myself.  But this could be great news if you’re looking to add an AMEX card like one of the Delta cards with limited-time increased sign-up bonuses.

    And don’t forget, AMEX small business cards do NOT appear on your personal credit report.  So they will not break Chase’s stricter approval rules!

    That is, if you’ve opened ~5 or more credit card accounts (from any bank) on your personal credit report in the past 24 months, it’s unlikely Chase will approve you for many of their credit cards.

    Note:  There’s NO limit on the number of American Express charge cards you can have.  But American Express only allows folks to get the sign-up bonus ONCE per person, per lifetime on ALL their cards.

    Will this change to American Express’ policy help you?  Let me know if you’ve been able to get a 5th AMEX credit card!

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)