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No More Credit Card Loads With Target REDcard Starting Tomorrow!

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    Update:   You can no longer load Target Prepaid REDcard with debit cards or gift cards. Frequent Miler confirms that starting tomorrow, May 6, 2015, you will NO longer be able to load your Target Prepaid REDcard directly with a credit card!

    Until now, folks have been adding money to their prepaid REDcard at Target registers using miles and points earning credit cards.  It’s been a great way to meet minimum spending requirements.

    Going, Going, Gone…You Won’t Be Able to Load Your Target Prepaid REDcard With a Credit Card Anymore!

    So if you’ve got a REDcard and need to make 1 last load, tonight is likely your final opportunity!

    What’s Happening?

    Link:   Target Prepaid REDcard

    Link:   My Review of the Target Prepaid REDcard

    Folks on FlyerTalk have been speculating about news that Target issued a memo stating they would NO longer allow REDcard credit card loads effective May 6, 2015.

    And now Frequent Miler confirms that this memo does exist.  We don’t know for sure, but it sounds like the deadline for adding money to your REDcard with a credit card is midnight Eastern Time tonight.

    Time Is Running Out to Load Your Target REDcard With a Credit Card

    That said, I called a Target in Virginia and asked if they knew about the change.  The customer service representative said she wasn’t aware of a memo or any change in policy.

    So it’s possible that not ALL Target stores will be affected.  But I suspect they will be.

    What Should You Do?

    If you have a Target prepaid REDcard and are able to get to a Target tonight for 1 last credit card load, it’s probably a good idea.  Especially if you’re still meeting minimum spending requirements on new cards!

    And it’s unclear whether adding money with a Visa or MasterCard gift card will be discontinued.

    Let’s Hope That Visa and MasterCard Gift Card Loads Will Still Work With Target REDcard

    We won’t know until after tomorrow if all stores are affected.  I’ll update you when I have more information!

    This is NOT good news, but I’ve always said that folks in the miles and points hobby should be ready to adapt, because the game is always changing.

    And there will always be new ways to earn miles and points!

    Bottom Line

    Via Frequent Miler, Target will NO longer allow folks to load their REDcard prepaid cards with a credit card starting tomorrow, May 6, 2015.

    So your last opportunity will likely be before midnight Eastern Time TONIGHT.

    This is NOT good news for folks who used Target prepaid REDcard to meet minimum spending requirements.  But there will always be a new way, and I’ll let you know about it!

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)