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Better $175 Bonus With BankAmericard Cash Rewards Card

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    Here’s an interesting offer for folks who like cash back!

    Doctor of Credit reports you can earn a $175 bonus when you spend $500 on purchases in the 1st 90 days of opening a BankAmericard Cash Rewards Visa Card for the American Bar Association.

    You do NOT have to be a member of the American Bar Association to apply.

      Emily and I don’t earn a commission for this card, but we’ll always tell you about the best offers!

    This is a very good deal for this card.  Because the sign-up bonus on the regular version is $100 after meeting the same minimum spending requirement.

    Earn a Better $175 Bonus With the BankAmericard Cash Rewards American Bar Association Visa – Anyone Can Apply

    Let’s see what you get with this card!

    What’s the Deal?

    Link:   BankAmericard Cash Rewards Visa Card for the American Bar Association

    The BankAmericard Cash Rewards American Bar Association card has an improved sign-up bonus of $175 after you spend $500 on purchases in the 1st 90 days of opening your account.

    That’s a good bonus for a cash back card, especially considering the card has a low minimum spending requirement and no annual fee.

    With this card, you’ll also get:

    Earn 2% Cash Back at Grocery Stores (up to $1,500 in Spending Each Quarter, Combined With Gas Stations) With the BankAmericard Cash Rewards American Bar Association Card

    Keep in mind, this card charges 3% in foreign transaction fees.  So it’s NOT a good card to use overseas.

    But it’s a good card to keep forever to potentially boost your credit score.  Because it has no annual fee.

    And because it’s a Visa, you’ll be eligible for Visa discounts.  I also like that Bank of America credit and debit card holders get free access to 150+ museums the 1st full weekend each month with their Museums on Us program.

    Are You Eligible for This Card?

    Again, you do NOT have to be a member of the American Bar Association to apply.

    And this is a different card product from the regular BankAmericard Cash Rewards card.  So if you already have that version, you should still be eligible for the bonus.

    You Don’t Have to Be in the Legal Profession to Apply for This Card
    Note:  If you apply for more than 1 Bank of America card in 1 day, they’ll typically combine the credit pulls (so only 1 inquiry shows up on your credit report and your score likely won’t drop as much).

    So if you’re considering applying, you might want to see if there are other Bank of America cards you’re interested in and sign-up at the same time.

    In my experience, the number of Bank of America cards you’re able to get depends on the total amount of credit they’re willing to extend you.  Some folks have had success being approved for more Bank of America cards by lowering the credit line on their existing accounts with them.

    How Does This Card Compare to the Chase Freedom?

    If you like cash back, the BankAmericard Cash Rewards American Bar Association card could be a nice addition to your wallet!

    Especially if you can make the most of the 2% and 3% category bonuses at grocery stores and gas stations each quarter.

    That said, my favorite no-annual-fee cash back card is still the Chase Freedom.  It has terrific rotating 5X Chase Ultimate Rewards points (5% cash back) quarterly bonuses on categories like gas stations, commuter transportation, and Amazon.

    The sign-up bonus is slightly lower ($150 or 15,000 Chase Ultimate Rewards points after you spend $500 on purchases in the 1st 3 months of opening your account).  But you’ll also earn 2,500 Chase Ultimate Rewards points ($25) when you add an authorized user who makes a purchase in the 1st 3 months.

    But the best thing about the Chase Freedom is how flexible the points are.  If you also have the Chase Sapphire Preferred, Chase Ink Plus, or Chase Ink Bold (no longer available), you can combine your points and transfer them to partners like Hyatt and United Airlines for Big Travel!

    You Can Move Your Points From the Chase Freedom to Airline and Hotel Partners If You Also Have a Chase Sapphire Preferred, Chase Ink Plus, or Chase Ink Bold Card

    If you like both cards, you might consider applying for the Chase Freedom first.  That’s because Chase has tightened their application rules.  And they may not approve you for cards like the Chase Freedom if you’ve received more than ~5 credit cards in the past 24 months.

    As always, consider your spending habits and travel goals to determine which card is best for you.

    Bottom Line

    The BankAmericard Cash Rewards Visa Card for the American Bar Association has an increased sign-up bonus of $175 after you spend $500 on purchases in the 1st 90 days of opening your account.

    You do NOT have to be a member of the American Bar Association to apply.

    This is a good deal for a card with no annual fee.  Plus, you’ll earn extra cash back at gas stations (3%) and grocery stores (2%) on a maximum of $1,500 in combined spending each quarter.

    You’ll also earn a 10% bonus when you deposit your cash back to a Bank of America checking or savings account.

    Emily and I don’t earn a commission for the BankAmericard Cash Rewards American Bar Association card, but we always share the best deals with our readers!

    I still prefer the Chase Freedom (which has a similar sign-up bonus and no annual fee) because it’s more flexible.  You can redeem your Chase Ultimate Rewards points for cash back.  Or do what I do, which is transfer them to airline and hotel partners if you also have the Chase Sapphire Preferred, Chase Ink Plus, or Chase Ink Bold (no longer available) cards.

    But if you prefer cash back, the BankAmericard Cash Rewards American Bar Association card is worth considering.

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)