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Don’t Forget! Earn 5X in New Bonus Categories With These Cards

  • Million Mile Secrets

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers. This page includes information about the Discover products that are not currently available on Million Mile Secrets and may be out of date. 

    If you have a Chase Freedom, Discover it® Cash Back, or US Bank Cash+ card, don’t forget to activate these bonuses to earn more points and cash back on your everyday spending!

    You’ll be able to earn bonuses for spending at grocery stores, warehouse clubs, home improvement stores, and more, depending on which card you have.

     
    You Can Earn 5% Back in Bonus Categories With the Chase Freedom, Discover It, and US Bank Cash+ Cards

    I’ll share this quarter’s categories.  And show you how to register your cards!

    Cards That Earn 5X Points Spring 2017

    1.   Chase Freedom

    Link:   Chase Freedom

    Link:   My Review of the Chase Freedom

    Link:   Activate the Chase Freedom Bonus

    Through June 30, 2017, you’ll earn 5X Chase Ultimate Rewards points (5% cash back) on up to $1,500 in combined spending at grocery stores and drugstores, with the Chase Freedom card when you activate the bonus by June 14, 2017.

    Unfortunately, purchases at department stores that sell groceries, like Walmart and Target, do NOT qualify.

    Get 5X Chase Ultimate Rewards Points (5% Cash Back) at Grocery Stores Through June 30, 2017
    Chase Freedom is my favorite no annual fee card, because you can earn lots of Chase Ultimate Rewards points on things you buy anyway.

    When you have the Chase Sapphire Reserve, Sapphire Preferred, Ink Business Preferred Credit Card, Ink Bold (no longer available), or the Ink Plus (no longer available), you can transfer your Chase Ultimate Rewards points to airline and hotel partners like United Airlines and Hyatt for Big Travel!

    Here’s my full review of the Chase Freedom card.

    2.   Discover it Cash Back

    Link:   Discover it Cash Back

    Through June 30, 2017, you’ll earn 5% cash back on up to $1,500 in purchases at home improvement stores and wholesale clubs (like Costco!) with the Discover it Cash Back card.  

    Just remember, you must activate the bonus before you shop.  And if you shop at wholesale clubs, make sure you know if you can use the card in-store or if you must buy items online to pay with your Discover it Cash Back card.  Because, for example, Costco does NOT accept Discover cards in-store, only online.

    You Can Find Almost Anything You Need at Wholesale Clubs Like Costco.  Get 5% (or 10%!) Back This Quarter

    And if you’re a new cardmember, Discover will automatically match all the cash back you’ve earned after the first 12 billing cycles.

    So you can effectively earn 10% cash back on the rotating bonus categories, which is a great deal!

    For folks who already have the card, you’re eligible to get a 2nd card if you’ve had the 1st card at least 1 year.

    3.   US Bank Cash+

    Link:   US Bank Cash+

    Link:   US Bank Cash+ Categories

    Each quarter with the US Bank Cash+ card, you can choose new bonus spending categories.  And it’s important to pick your categories, because if you don’t, you’ll only earn 1% cash back on all spending until next quarter!

    You can pick two 5% cash back categories and one 2% cash back category (gas stations, groceries, or restaurants).

    Have Your Pick of 5% Categories With the US Bank Cash+ Card!  You Could Choose Car Rentals, or Another One That Fits Your Upcoming Purchases

    There are lots of 5% cash back categories, including a new travel category for ground transportation!  Here are a few ideas, but check the merchant examples for others:

    Don’t Want the Hassle of Tracking Rotating Bonus Categories?

    Some cards have terrific cash back bonuses all the time at stores where you can pick up a variety of items!

    For example:

    Or consider cards which offer bonus miles, points, or cash back on all spending, like:

    Bottom Line

    You can earn extra points & cash back in categories like grocery stores, home improvement stores, and wholesale clubs, with Chase Freedom, Discover it Cash Back, and US Bank Cash+.  The bonus categories vary depending on which card you have, and are good through June 30, 2017.

    Just remember you must activate the new bonus categories to earn the extra points or cash back!

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)