We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

Chase Ultimate Rewards Points Are Best If You Don’t Live Near a Major Airport (Like Me!)

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

I love earning flexible Chase Ultimate Rewards points with the Ink Business Preferred℠ Credit Card and Chase Sapphire Reserve®.  As someone who doesn’t live near a major airport, collecting Chase Ultimate Rewards points is the BEST way to save money airfare.  

For me, it’s super easy to transfer Chase Ultimate Rewards points directly to airline partners to book award travel.  And it’s even easier to redeem points through the Chase travel portal to book without having to worry about blackout dates. 

Living in Aspen, Colorado, I Don’t Have Many Options for Redeeming Frequent Flyer Miles. That’s Why I Love Earning Chase Ultimate Rewards Points! Because They’re Flexible and Allow Me to Save on Airfare!

exclusively use Chase Ultimate Rewards points for all of my travel.  My typical award booking strategy involves transferring Chase Ultimate Rewards points to United Airlines.  Then, booking an award flight directly through United Airlines.

For United Airlines award flights, you use the same number of miles regardless of your departure city and if you have to stopover somewhere.  So even though I live near a tiny airport, I’m not penalized for it and can typically fly anywhere within the US for 12,500 miles each way.

If I can’t find award flights, I love having the flexibility of booking through the Chase travel portal.  As a Chase Sapphire Reserve cardholder, my points are worth 1.5 cent each toward airfare, hotels, or rental cars through the Chase portal.  Booking is so simple, even my mom has gotten the hang of it (and she’s not very tech savvy!)

Here are the best cards to earn Chase Ultimate Rewards points:

CardSign-Up Bonus & Minimum Spending RequirementsOur Review
Chase Sapphire Preferred® Card
60,000 Chase Ultimate Rewards points after spending $4,000 on purchases within the first 3 months of opening your accountThe #1 card for beginners
Chase Sapphire Reserve®50,000 Chase Ultimate Rewards points after spending $4,000 on purchases within the first 3 months of opening your account
Lots of folks love this premium credit card because of the ongoing perks!
Ink Business Preferred℠ Credit Card
80,000 Chase Ultimate Rewards points after spending $5,000 on purchases within the first 3 months of opening your accountRead why this is the top card pick for small business owners

Be sure to check out our guides to transferring Chase Ultimate Rewards points and booking travel through the Chase portal.

Do you live near a small airport?  How do you transfer your reward points?  Comment below!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)