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Chase Offering 0% Interest on Purchases, Just In Time for the Holiday Shopping Season (Targeted)

  • Meghan Hunter

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

    I just got an interesting offer via email where after enrolling I can get 0% interest on purchases from November 1, 2018, through May 2019 with my Chase Sapphire Reserve card (after that a variable APR of 19.24% to 26.24% applies).  But folks with other Chase cards are being targeted with similar offers.

    We don’t normally recommend offers like this unless you have a particular goal and strategy to pay it off in place.  Because any interest you may end up paying will negate the value of the rewards you earn.  And carrying a balance will negatively impact your credit score.

    The Impending Snowy Season Has Me Dreaming of a Tropical Vacation.  So I’m Doing Everything I Can to Grow My Stash of Chase Ultimate Rewards Points!

    Enrolling is easy, much like signing up for other credit card spending offers.  To see if you’re targeted check your email.

    After registering you’ll get 0% interest on purchases made between November 1, 2018, and when your May 2019 statement closes.

    Others are also reporting being targeted for similar offers on varying Chase cards, including the Chase Freedom and the Chase Sapphire Preferred Card.

    Offers Like These Are Basically an Interest-Free Loan If You Pay It Off Before the End of the Promotional Period

    I’m guessing Chase is sending out these offers because the holiday shopping season is just around the corner.  And if you have big purchases coming up, it could make sense to at least enroll even if you don’t plan on utilizing the deal.  And you’ll be earning valuable Chase Ultimate Rewards points on your purchases too!

    Did you get any targeted offers?  Share them with us in the comments!

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)