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Bad News for Suntrust Delta Debit Cardholders

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    Thanks to Million Mile Secrets reader Brant for letting me know about changes to the Suntrust Delta Debit card.

    This card hasn’t been open to new applicants for a while, but folks who have it will NOT be happy.

    Starting July 25, 2015, there will be a limit to the number of Delta miles you can earn per month.  The annual fees are increasing, and some cardholders will earn fewer miles per $1 they spend.

    The Suntrust Delta Debit Card Won’t Be as Easy a Way to Earn Delta Miles After July 25, 2015

    I’ll explain the changes!

    What’s the Deal?

    Link:   My Review of the Suntrust Delta Debit Card

    Until now, folks have used the Suntrust Delta Debit card to earn easy Delta miles for their everyday spending (like paying bills that can’t normally be paid with a credit card), purchasing money orders, and paying their taxes with minimal fees.

    Here are the important changes.

    1.   Monthly Miles Earning Limit

    There hasn’t been a limit to the number of Delta miles folks could earn.  But that’s changing.

    Starting July 25, 2015, you’ll be limited to earning:

    There Will Be a Limit to the Number of Delta Miles You Can Earn per Month

    2.   Annual Fee

    The annual fees are changing, too:

    Most Folks Will Pay a Higher Annual Fee

    3.   Miles Earned per $1

    Suntrust is also changing the number of miles you’ll earn per $1 you spend, depending on the type of account you have.

    Some Account Holders Will Earn Fewer Miles per $1 They Spend

    These are NOT good changes.  But it’s a good reminder that our hobby is constantly evolving, and we have to be ready to adapt.

    There will always be new ways to earn miles and points (and I’ll share them with you!).

    Bottom Line

    The Suntrust Delta Debit card (no longer open to new applicants) is changing effective July 25, 2015.  And it’s not good news.

    There will be limits to the number of Delta miles you can earn per month, depending on the type of account you have.  Annual fees are changing, and some folks will earn fewer Delta miles for their purchases.

    While this isn’t positive, there are always new ways to earn miles and points in our hobby.  And I’ll tell you about them!

    Will you keep your Suntrust Delta Debit card after the new terms take effect?

    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)