We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

You Can Still Earn the Southwest Companion Pass With Just 1 Southwest Personal Card – Here’s How!

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Lyn writes about how to fly free on Southwest and has written a free guide that shows you step-by-step how to earn their coveted Southwest Companion Pass.  The pass lets 1 person fly nearly free with you for up to 2 years and is a great value.  The Million Mile Secrets team thinks it’s THE best deal in travel.

We’ve asked Lyn to share how you can earn the Companion Pass with only 1 personal card after Chase limited holders to just 1 personal Southwest card earlier this year.

You CAN Earn the Southwest Companion Pass With Just 1 Personal Card…AND It’s Not that Hard!
Lyn:  Zac over at TravelFreely recently asked me how to earn the Companion Pass by holding just 1 personal credit card.  That’s a great question and one a lot of people are struggling with!  Some people think it’s impossible unless you have tens of thousands of dollars to spend.  But I’m here to tell you, it’s not!

For the last 2 years, I have earned the Companion Pass with NO card sign-up bonuses.  That’s right!

Check out EXACTLY (point by point!) how I earned the pass last year without any cred card sign-ups, here.  And I’ll give you some tips below on how you can do it, too.

How to Earn the Southwest Companion Pass With Just 1 Personal Card

To earn the Southwest Companion Pass, you’ll need to accumulate 110,000 qualifying Southwest points within ONE calendar year (that’s January 1 through December 31, folks!).

You’ll Need to Earn All 110,000 Qualifying Southwest Points Within a Single Calendar Year

Of course, the easiest way to do this is to sign up for TWO Southwest credit cards when they are offering a bonus of at least 40,000 points, and 50,000 or 60,000 points is even better!  That used to include a mix of 3 cards: 2 personal and 1 business.

But … earlier this year Chase announced they were limiting cardholders to just 1 personal Southwest card.  That meant you either had to qualify to sign up for the business card WITH the personal card or just go for a personal card.  That left a lot of people fretting, but not to worry!

First, don’t give up on applying for the business card.  I’ve found that if you have ANY type of side income and simply get some paperwork, like applying for an Employee Identification Number (EIN) with the IRS for free (which shows your name, your company name if you have one, and the company address altogether), you may qualify.  Even if you are denied at first, call the reconsideration line!

But if that’s not an option, here are my tips:

1.  Take Advantage of Referral Points

Do whatever you can to earn referral points by getting friends and family to sign up for the Southwest cards you hold.  You may not be eligible to earn referral points on every card (here’s how to find your Chase Refer-a-Friend link to see what cards you can refer), but if you are, you can earn 10,000 points per referral up to 50,000 points.

Try to Earn Referral Points by Getting Friends — or ANYONE — to Sign up For a Card With Your Referral Link

That’s almost half-way there and as good as signing up for a new card!

Of course, having a blog helps. 🙂  That’s how I get my first 50,000 points every year.  But also think about posting on Facebook or other social media or even emailing friends and family showing them how much you’ve been able to travel free on points.  Don’t pester them, but it’s definitely worth the ask!

2.   Book Hotels on SouthwestHotels.com

I can’t encourage this enough.  I know you may be able to find slightly cheaper hotel rooms elsewhere, but if getting a Southwest Companion Pass is a top priority for you, this is a BIG way to earn a BUNCH of points.

Take a look at my insider tips for how to maximize this site so you get the MOST points.  You can earn up to 10,000 points per night booked that ALL qualify for the Companion Pass.  This is how I eventually earned all the points I needed for my pass last year, even booking a local hotel room that we did not even stay in!

3.   Pay Attention to and Utilize the Rapid Rewards Shopping Portal

Many people tend to think of the Rapid Rewards Shopping Portal as a place to earn a certain number of points per $1 when shopping at various online retailers.  It IS that, and you should use it for that, but it’s MORE!

Use the Rapid Rewards Shopping Portal Not Just for Online Shopping But for Cheap Subscriptions That Can Earn Hundreds of Thousands of Points

Each week, I share on my blog the top Rapid Rewards Shopping deals of the week.  For example, you can easily earn hundreds and thousands of points very cheaply for one-time subscriptions to the Wall Street Journal, Barron’s, The Economist, Blue Apron and even Weight Watchers, but you’ve got to know about them!

Just a few weeks ago, I earned 3,600 Companion Pass-qualifying points with a 2-month $19 per month subscription to a Motley Fool newsletter that I wrote off as a business expense.  I signed my husband up, too, so he got 3,600 points in his account, as well.

Those points add up fast, I’m telling you, and netted me about 10,000 points last year.  I’m hoping for even more this year!

4.  Anniversary Points on Your Southwest Cards

My final tip is that if you already hold one (or more) of the Southwest cards, and earning the Southwest Companion Pass is a priority, hold on to it (unless you need to cancel and get the bonus again — if it’s been 24 months since you last earned it).

Not only can you spend on the card to earn Companion Pass-qualifying points (I have readers who say they just use their card each year until they get enough Companion Pass points, though I don’t think I could spend $110,000!), but you get very valuable anniversary points every year that DO count toward the Companion Pass.

The (new!) Southwest Rapid Rewards® Priority Credit Card, that’s currently offering 40,000 bonus points after you spend $1,000 in the first three months, gives you 7,500 anniversary points each year.  And the Southwest Rapid Rewards® Premier Credit Card and Southwest Rapid Rewards® Premier Business Card give you 6,000 points.  Which, in my opinion, make them well worth their annual fees.  The Southwest Rapid Rewards® Plus Credit Card, on the other hand, gives you 3,000 anniversary points.

The information for the Southwest Premier Business card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

Bottom Line

You CAN earn a Southwest Companion Pass with just 1 Southwest card sign-on bonus or even NO card bonuses!  Try these techniques:

Have you earned the Companion Pass without earning credit card sign-up bonuses?  How did you do it?

Want more ideas on how to earn the most miles and points for free travel?  Sign-up for our newsletter and follow us on Facebook and Twitter so you never miss another travel tip or trick!
Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)