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We Always Tell You the Best Offers — Top 10 Cards With No Commission!

Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Emily and I want our readers to always get the best offers when they sign-up for a credit card – even if it means we don’t earn a commission.

I’ve written about my mother-in-law rule.  I always list the best credit card offer I’m aware of, even if we don’t earn a cent from it!

And I’m always grateful when readers bring better offers to our attention!

The Best Offers Are at Your Fingertips! We Want You to Get the Most Miles, Points, or Cash Back – And We’ll Always Let You Know About the Best Deals!

I’ll show you the top 10 cards that do NOT earn us a commission but DO earn you Big Travel with Small Money!

Why Do We Tell You About the Best Offers?

Link:   Hot Deals

Million Mile Secrets readers are the best readers there are!  We love hearing about how you’ve gotten Big Travel with Small Money from the tips and tricks you’ve learned here.

When we started the blog, I told you I’d always let you know if I found a better public offer for any credit card, even if it means giving up our commission on the card.

We earn a commission on cards that have an image of the card under the card’s name on the Hot Deals page.  But if you only see a link with the card’s name, and no card image beneath, that means Emily and I get nothing if you apply.

Yes, but Why?

Because it’s the right thing to do.

And we won’t ever stop doing it!

We’re not shy about telling you about the best offers.  Even if there’s a lesser offer that would earn us a commission.

In fact, the top 3 cards on 10 Best Deals in Travel link to cards that earn nothing for the blog.

And that’s fine by us!

Thank you for reading our blog all these years.  We really do have the best readers!

The Top Deals That Earn Us $0!

I’ll show you top cards with great deals where you get a higher sign-up bonus of more miles, points, or cash back – that currently earn us nothing if you apply!

Ink Plus® Business Credit Card

Link:   Ink Plus® Business Credit Card

The Chase Ink Plus small business card has an increased sign-up bonus!  Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

The Chase Ink Plus Is a Top Pick for Big Travel With Small Money!
Chase Ultimate Rewards points are my favorite kind of points because you can get Big Travel when you transfer to travel partners like Hyatt, Southwest, British Airways, or United Airlines. 60,000 Chase Ultimate Rewards points are also worth $750 towards travel with NO blackout dates at the Chase Travel Portal.

Here’s my review of the fantastic Ink Plus card.


Chase Hyatt

Link:   Chase Hyatt

If you’ve had a paid stay at Hyatt since May 1, 2015, you can earn 2 free nights at ANY Hyatt worldwide with the Chase Hyatt card after completing the minimum spending requirements.

This includes top-tier luxury hotels like the Park Hyatt Vendome Paris where Emily and I stayed.  Plus you’ll earn a $50 statement credit after your 1st purchase.

Get 2 Nights at the All-Inclusive Hyatt Ziva Cancun, or ANY Other Hyatt Hotel in the World!

You can easily save over $1,000 on 2 nights at expensive hotels.  Plus, you get a free night certificate each year you’re a cardmember for a stay at a Hyatt Category 1 through 4 hotel.

If you haven’t stayed at a Hyatt hotel since May 1, 2015, you can still earn 2 free nights but NOT the $50 statement credit.

Either offer is a terrific deal!

Chase United Airlines Small Business Card

Link:   Chase United Airlines Small Business Card

You can earn 50,000 United Airlines miles after completing minimum spending within the 1st 3 months of opening a new Chase United Airlines small business card.  That’s enough for 2 round-trip coach award flights within the mainland US, Canada, or Alaska!

Fly Round-Trip in Coach to Miami From Anywhere in the Mainland US, Alaska, or Canada for 25,000 United Airlines Miles!

And remember, you’ll pay only 10,000 United Airlines miles each way for flights under 700 miles.  So the sign-up bonus on the Chase United Airlines small business card is enough for 5 short 1-way flights!

The annual fee is $95, but it’s waived the 1st year.  Here’s my review of the United Airlines small business card.

And here are tips on how to qualify for a small business credit card!

Hilton Cards

Link:   Hotel Cards – Hot Deals

It’s very easy to earn lots of Hilton points for Big Travel.

Enjoy Award Nights at the Hilton Bora Bora Nui Resort & Spa With Hilton Credit Cards!

There are 4 Hilton credit cards available, and 3 of them don’t earn us a commission.  But we want you to get the card that’s best for you!

The Hilton cards are:

We don’t earn a commission on the 1st 3 cards in the list, including the Citi Hilton HHonors Reserve card, which is valuable because you can get 2 weekend night certificates to use at most Hilton hotels, including resorts and luxury hotels like the Hilton Seychelles Labriz Resort & Spa!

Here’s how to decide which Hilton credit card is right for your travel goals.


Bank of America Alaska Airlines Card

Link:   Bank of America Alaska Airlines Visa Signature® Card

Alaska Airlines has an interesting list of airline partners, like American Airlines, Icelandair, and Emirates.

The Bank of America Alaska Airlines Card Can Get You Closer to a First Class Flight on Emirates!

With the Bank of America Alaska Airlines card, you’ll earn 25,000 Alaska Airlines miles after your 1st purchase – no minimum spending required!

And you’ll earn a $100 statement credit after you spend $1,000 on purchases in the 1st 90 days of opening your account.

Wells Fargo Propel World American Express® Card

Link:   Wells Fargo Propel World American Express

The Wells Fargo Propel World American Express card has a sign-up bonus of 40,000 Wells Fargo points (worth at least $400 in statement credits) after spending $3,000 on purchases in the 1st 3 months of opening your account.

You’ll also get:

Use the Sign-Up Bonus From the Wells Fargo Propel World Card Toward a Hawaiian Vacation – or Anything Else!

The $175 annual fee is waived the 1st year.

Here’s my review of the Wells Fargo Propel World American Express card.  Don’t forget, this card also comes with up to $600 in coverage if you lose or damage your cell phone!

United MileagePlus® Explorer Card

Link:   United MileagePlus® Explorer Card

The Chase United Explorer is a great card to have in your wallet if you redeem United Airlines miles frequently, or if you often buy paid United Airlines tickets.

That’s because folks with the Chase United Explorer card have access to even more award seats and get their 1st checked bag free when you use your card to pay for your ticket.

You’ll also get priority boarding on United Airlines flights.

You’ll earn 30,000 United Airlines miles after you spend $1,000 on purchases in the 1st 3 months of opening your account.  And a $50 statement credit after your 1st purchase.

To get this deal, search for a flight on United.com and you’ll see an ad for the card.  My link doesn’t have a $50 statement credit, so apply for the better offer!

United Airlines Has the Most Airline Partners of Any Domestic Airline, So It’s Easier to Use Their Miles

I like United Airlines miles because:

The sign-up bonus on this has been as high as 50,000 United Airlines miles, so you might want to wait until that offer comes back.

But if you want to earn United Airlines miles sooner rather than later, it’s still a solid offer.

Barclaycard Wyndham Rewards

Link:   Barclaycard Wyndham Rewards

I wrote about how to save over $1,000 on Big Travel with the Barclaycard Wyndham Rewards cards.

Hang Ten! Enjoy Waves in Hawaii and Save Over $1,000 When You Stay at the Wyndham Koloa Landing at Poipu Beach

The sign-up bonus on the premium version of the card with a $69 annual fee is currently 45,000 Wyndham points.  A night at ANY Wyndham hotel costs only 15,000 Wyndham points, so you can earn enough for 3 free nights at Wyndham’s top hotels and all-inclusive resorts!

Bottom Line

Thank you for reading our blog throughout the years, and trusting us to always give you the best credit card deals!

We’ll tell you about the top cards to earn Big Travel with Small Money even if they don’t earn us a commission.  And these 10 offers do not!

Remember, any offer you see in Hot Deals that does not have an image of the credit card, does NOT earn Emily or me a commission.  We’re happy to include these because we believe it’s the right thing to do.

And besides, the more fun you have traveling, the more you’ll connect with us to share your success stories!

Let me know which of these 10 credit card deals is your favorite!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)