Link: How to Fill Out an AMEX Business Card Application
Update: As I suggested, the offer is no longer available and was pulled soon, so I’ve removed the links from the post.I’m not sure why, and I don’t know for how long this will last, but my affiliate link is offering 75,000 American Express Membership Rewards points after spending $5,000 within 3 months. The $175 annual fee is waived for the 1st year! If you do apply, please take lots of screenshots.
The spending requirement is $5,000 whereas the last time the card offered a 75,000 point offer, it had a $10,000 minimum spending requirement.
The terms and conditions say that you have until August 12, 2013 to apply for the card and get the sign-up bonus, but I’ve never seen an American Express offer last for so many months. Though there always could be a first time.
Here’s a post on how to fill out the business card application. You don’t need to be incorporated to apply for a business credit card and can also apply for a business credit card as a start-up business with little to no revenue.
Unfortunately, American Express is not matching offers, but it doesn’t hurt to ask nicely.
You can call the reconsideration line at 866-314-0237 if you’re not immediately approved.
What can I do with 75,000 Points?
Here’s a post on what to do with Membership Rewards points.
You can get at least $750 in air travel when you use 75,000 Membership Rewards points to book travel using the “Pay with Points” option.
The advantage of using Pay with Points is that you get lots of flexibility with booking your travel because you don’t have to search for only low availability flights. If there is a flight for sale, you can use points to book it. You will also earn miles on the flight you book.
You can transfer Membership Rewards points to airline partners and then redeem for flights within the US, to Hawaii, and the rest of the world. The bad news is that most partners charge fuel surcharges on international awards which vary by the partner airline you fly on.
Membership Rewards airline and hotel transfer partners often have transfer bonuses, so you may be able to transfer your points to, say, British Airways and get 40% more points.
The $175 annual fee is waived for the 1st year and you earn:
- 3X points on airfare
- 2x points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping
- 1X points on other purchases
However there is a 2.7% foreign transaction fee so don’t use the card outside the US.
Who is Eligible For The Bonus?
The terms also say that the: “Welcome bonus offer not available to applicants who have had this product or any other Business Gold, Green or Platinum Card® account within the last 12 months.”
You should be able to get the 75,000 point bonus if you have have the American Express personal Premier Rewards Gold and the Platinum card since the terms preclude only business cards within the last 12 months.
You can get the bonus if you have another American Express card like the Starwood hotel or Delta airline card.
But you will NOT get the bonus if it is less than 12 months from when you cancelled a business Gold, Green or Platinum card.
Bottom Line
American Express seems to be running limited time mega sign-up bonus offers, but with large minimum spending requirements.
We’ve seen similar offers before for 1 day only, so I don’t know how long the 75,000 Membership Rewards points will run for.
Here’s a post on how to fill out the business card application. You can call the reconsideration line at 866-314-0237 if you’re not immediately approved.