Hotel Room or Home Rental: How to Choose the Right One for Your Trip

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INSIDER SECRET: Home rentals may be better for large groups or extended vacations. Hotel stays can be a better choice for business travelers or special occasions.

To Airbnb or not to Airbnb? That is the question.

Factors like price, location and type of trip all play a part in the decision. It’s not an exact science, but I’ve outlined some situations when it makes sense to use a home rental or book a hotel.

Keep in mind that there are many types of rentals. The two main types are a standalone home or apartment, where you and your party will be the only ones in residence, or a rental where you may be sharing with roommates, a family or guests at a bed and breakfast.

A home rental is ideal if:

The private pool at the Villa Syama I booked via Airbnb for a group of nine in Koh Samui, Thailand. (Photo by Lori Zaino)
I had a private room and bathroom at the Casa Colonial, a colonial mansion in Cuba booked via Airbnb, where I was able to get a feel for the neighborhood Vedado and chat with the amazing host Osmary about life in Havana. (Photo by Lori Zaino)

A hotel is ideal if:

There’s nothing like coming back to a perfectly clean hotel room like this one at the Kempinski Gold Coast in Accra, Ghana. (Photo by Lori Zaino)
The outdoor gym was an amazing amenity to have during a recent trip to the Ritz-Carlton Abama in Tenerife, Spain. (Photo by Lori Zaino)

Remember to choose your credit card wisely

If you’re booking a hotel: Use a co-branded hotel credit card to earn points associated with the hotel brand loyalty program. If you don’t book a brand hotel, you can still join the loyalty program at Hotels.com, which gives you one free night for every ten booked/stayed. Paying with your Capital One® Venture® Rewards Credit Card and booking via a dedicated Hotels.com link will earn 10 Venture miles per $1 spent through January 31, 2020. The card also offers perks like 50,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening. And, the $95 fee is waived the first year.

If you’re booking a home rental: Use a flexible card that gives bonus points on travel, such as the Chase Sapphire Preferred Card. The card gives you 2x points on travel (and dining) and 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening with an annual fee of $95. Plus earn a $50 statement credit on grocery purchases in the first year of account opening.

Also, in order to snap up those bonus points, make sure to book your home rental on a site that codes as travel. Although Airbnb rentals always code as travel, VRBO didn’t used to code as travel; it reportedly now does. I’ve heard situations from some readers saying it sometimes still codes as a real estate transaction. To be safe, Airbnb may be your best bet if you want to score those extra bonus points.

Other factors to consider:

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)
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