Hotel Cards With the Best Ongoing Perks

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Hotel Cards With the Best Ongoing Perks

Million Mile SecretsHotel Cards With the Best Ongoing PerksMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Want a free hotel night, hotel points, or reimbursed travel fees each year?  There are lots of hotel credit cards with great sign-up bonuses.  And many of them are worth keeping for their excellent ongoing benefits!

Hotel Cards With The Best Ongoing Perks
Get a Free Night at the InterContinental Presidente Cozumel Resort Spa (or ANY other IHG Hotel Each Year) When You Have the Chase IHG Card!

Let’s look at how they rank!

1.   IHG® Rewards Club Select Credit Card

Keeping this card is a terrific deal!  Because you get a free night certificate each year on your cardmember anniversary.

You can redeem it for a night at ANY IHG hotel, even their top-tier resorts like the InterContinental Bora Bora Resort & Thalasso Spa where Emily and I stayed!

The annual fee on this card is $49 (waived for the first year).  But you can get an award night worth hundreds of dollars more!

2.   Chase Hyatt

Get a free night certificate each year you renew your card membership that’s valid at any Hyatt Category 1 through 4 hotel.  It can be worth well more than the $75 annual fee.

Hotel Cards With The Best Ongoing Perks
Enjoy the Beautiful Grand Hyatt Melbourne With Your Hyatt Free Night Certificate!

Consider using it at fancy hotels like the Park Hyatt Toronto or Grand Hyatt Melbourne, where rooms can cost hundreds of dollars each night! 

3.   Marriott Rewards® Premier Credit Card

With this card, you get a free night at a Marriott Category 1 through 5 hotel each year.

You’ll have your pick of over 3,000 hotels all over the world.  Many of them cost much more than the $85 annual fee!

4.   Club Carlson Premier Rewards Visa Signature® Card

You’ll get 40,000 renewal bonus points each year with this card for a $75 annual fee.

That’s more than enough for a night at a Club Carlson Category 4 hotel, like the Radisson Blu Park Hotel, Athens.  

5.   Citi® Hilton HHonors™ Visa Signature® Card

This card has NO annual fee.  And when you spend $1,000 each year at Hilton hotels, you’ll get 10,000 bonus Hilton points.

That’s enough for a free night at a Hilton Category 2 hotel – a great perk for a card that’s free to keep!

6.   Barclaycard Wyndham Rewards

You’ll get 6,000 bonus Wyndham points after your account anniversary every year.  The annual fee is $69.

ALL Wyndham hotels cost 15,000 Wyndham points per night, so this is a nice boost toward a free stay at expensive all-inclusive resorts like the Viva Wyndham Fortuna Beach!

7.   Citi® Hilton HHonors™ Reserve Card

When you spend $10,000 each year on this card, you’ll earn a weekend night certificate that’s good at nearly any Hilton hotel, like the luxurious Conrad Tokyo.  You’ll pay a $95 annual fee.

8.   Ritz-Carlton Rewards® Credit Card

This card has a big $395 annual fee.  But you get a $300 annual travel credit for baggage fees, seat upgrades, and other incidentals.

And you get $100 credit at Ritz-Carlton hotels with each paid stay of 2 nights or more.  So the perks can cover the annual fee..

9.   Hilton Honors™ Surpass® Card from American Express

This card comes with free Hilton Gold elite status, which gets you free breakfast at certain Hilton hotels and upgrades when they’re available.  That can save you a lot of money and more than off-set the $75 annual fee!

10.   Hilton Honors Card from American Express

You’ll get Hilton Silver elite status with this card, which gets you bonus points, and allows you to book a free 5th night on every award stay.  Plus, there’s no annual fee so the perks are free to keep! 

11.   Fairmont Visa Signature Card

This card comes with Fairmont Premier status, which gets you the 3rd night free on a paid stay (once a year) and suite upgrades when available.

You’ll also get a free night each year you spend $12,000 on your card. If you’re a fan of Fairmont hotels, these are great perks for a $95 annual fee (waived the first year).

Do you agree with my rankings? 🙂

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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I actually like the Fairmont card because of all the breakfast/dining/spa certificates you get each year. Also you can stay at the London Savoy.

Thanks for the information. I just applied for Fairmont card (issued by Chase) after reading this post, I was surprised that Chase approved me, because I opened 6 cards within the past 2 years. I noticed Fairmont was bought by AccorHotel, hopefully I can still use the free night certificates after I earn them.

I have a few of these but the one with the biggest fee being the Ritz can be beneficial if you use all the perks. Including the ones you mentioned, you also receive 3 certificates for the club lounge (when you book a room a regular price; cannot use points or discounts) and airport lounge access at certain airports. I’ve used the certificates for 2 separate stays and their lounges are amazing. Great food and drinks! It makes up for that high annual fee.

The Wyndham card had an offer in the past were you got 15k points on your anniversary. I will apply if that offer ever comes back around.