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Right now, you can earn 50,000 Citi ThankYou points when you open the Citi Premier℠ Card and spend $4,000 on purchases within the first 3 months of opening your account.
If you spend a lot on travel, gas, dining, or entertainment, you’ll want to consider this offer, because these bonus categories can really boost your points balance quickly.
And you don’t have to be a miles and points expert or spend hours poring over award charts to make the most of this bonus. 50,000 Citi ThankYou points are worth an easy $625 toward paid travel through the Citi ThankYou travel portal, including flights, hotels, rental cars, and cruises.
But you can get potentially much more value when you transfer points to airline partners like Singapore Airlines and Flying Blue.
You can apply for the Citi Premier card here.
I’ll share my full review of this card, and help you decide if you should apply!
Citi Premier Review: Sign-Up Bonus Is Worth at LEAST $625 Toward Travel!
Apply Here: Citi Premier℠ Card
When you sign-up for the Citi Premier card, you’ll earn 50,000 Citi ThankYou points after spending $4,000 on purchases within the first 3 months of account opening. The points you earn are transferable, which gives you more flexibility by letting you access to Citi’s airline partners.
Or, you can use the points to book travel through Citi’s ThankYou travel portal, where they’re worth 1.25 cents each towards flights, hotels, rental cars, and cruises. That means this sign-up bonus is worth – at a minimum – $625 (50,000 points X 1.25 cents per point). That’s a great deal, considering the annual fee is waived the 12 months!
Or, you can transfer points to Citi’s travel partners, including Flying Blue (the loyalty program for Air France and KLM), Singapore Airlines, and Virgin Atlantic.
I’ve personally transferred Citi ThankYou points to travel partners to take my family to Hawaii, fly to Europe on Brussels Airlines, and hop between Prague and Brussels for my flight home.
Having more flexible points is always a good thing! And even if you use the points to cover $625 worth of flights, that’s still a fantastic deal.
How to Earn Points With the Citi Premier Card
The points add up fast with the Citi Premier card. Especially if you spend a lot on travel, dining, or entertainment. That’s because you earn:
- 3 Citi ThankYou points per $1 spent on travel including gas stations (also including airfare, hotels, car rental agencies, parking, tolls, and much more)
- 2 Citi ThankYou points per $1 spent at restaurants and on select entertainment (like amusement parks, museums, sporting events, movies, and more)
- 1 Citi ThankYou point per $1 spent on all other purchases
For example, if you completed the $4,000 minimum spending requirement with travel and gas purchases, you’d earn the 50,000-point bonus and 12,000 more points ($4,000 X 3), for a total of 62,000 Citi ThankYou points. That would be worth at least $775 for travel (62,000 points X 1.25 cents per point)!
Team member Jasmin uses this card every time she fills up her gas tank. Of course, only when other cards don’t have better quarterly category bonuses! 😉
If you have a big family or commute to work, you can earn a ton of points on gas alone.
How to Use Your Citi ThankYou Points
Currently, you can transfer Citi ThankYou points to:
- Asia Miles (Cathay Pacific)
- EVA Air
- Etihad Guest
- Flying Blue (Air France / KLM)
- Garuda Indonesia
- Jet Airways
- Malaysia Airlines
- Qatar Airways
- Singapore Airlines
- Thai Airways
- Turkish Airlines
- Virgin Atlantic
Citi ThankYou points transfer at a 1:1 ratio with all of the above partners, and all transfers must be in 1,000-point increments.
With 50,000 Citi ThankYou points, you could:
- Fly 2 people between New York and Vancouver on Cathay Pacific for 20,000 Asia miles round-trip in coach
- Visit Hawaii on United Airlines flights booked with 35,000 Singapore Airlines miles round-trip in coach
- Hop around Europe on Brussels Airlines for 5,000 or 7,000 Etihad miles each way (and get up to 10 award flights!)
- Fly 3 people to London from Boston, Newark, New York-JFK, or Washington, DC, for 20,000 Virgin Atlantic miles round-trip in coach during off-peak season
But it doesn’t even have to be that complicated!
With the Citi Premier, you can book paid flights, hotels, rental cars, and cruises through the ThankYou travel portal. There, your points are worth 1.25 cents each. There are no blackout dates or hard-to-find awards – just book your travel with points as if you were paying cash.
And when you book flights this way, you’ll also earn frequent flyer miles because it’s treated like a cash ticket!
Depending on the price of the flights you want, your dates, and if you can find award seats, you might decide to use your Citi ThankYou points this way because you won’t have to think about blackout dates or searching for awards.
Benefits of the Citi Premier Card
In addition to the valuable sign-up bonus, there are other ongoing benefits that make the Citi Premier card worth keeping long-term.
Citi Price Rewind
Citi Price Rewind is a unique perk you’ll find on all Citi personal cards. When you pay for registered items at certain online merchants, Citi will automatically check for a lower price at other merchants.
If Citi finds the same item at a lower price within 60 days of your initial purchase date, you may receive a credit for the price difference! To be eligible for coverage, you must pay for the item at least in part with your Citi card.
Coverage is limited to the lesser of $200 or the amount charged to your card. And the maximum coverage is $1,000 per calendar year.
By paying for an eligible item with the Citi Premier card, you can extend the manufacturer’s warranty by an additional 24 months (total coverage between both the manufacturer’s warranty and extended warranty cannot exceed 84 months).
You can check the complete Guide to Benefits to check exclusions and to learn how to file a claim.
When you pay for travel with your Citi Premier card, including award flight taxes & fees, you’ll get these coverages:
- Baggage delay – Get up to $100 per covered traveler if your bags are delayed 6+ hours
- Trip delay – Get up to $500 per covered traveler to pay for meals and hotels if your trip is delayed 12+ hours
- Trip cancellation & interruption – You may be reimbursed up to $5,000 per covered traveler per trip if the trip is cancelled or interrupted for an eligible reason
Having automatic travel protection is a fantastic perk that can save you a lot of money. But hopefully you’ll never have to use it!
Is the Citi Premier Card Worth the Annual Fee?
The card has a $95 annual fee, which waived for the first 12 months. This means you can test out the card for ~11 months and decide if it’s worth keeping for another year.
If you spend a lot in the bonus categories, and like the ways to redeem your points, it’s worthwhile to hang on to this card long-term. Or, if you want to keep a card with price protection and extended warranty coverage, this one makes it easy to use those benefits.
Does the Citi Premier card have a foreign transaction fee?
Who Is Eligible for the Citi Premier Card?
Remember, Citi will NOT let you earn the sign-up bonus from more than one personal card of the same “brand” within 24 months. So if it’s been less than 24 months since you opened or closed the Citi Prestige® Card, Citi Rewards+℠ Card, or Citi Premier Card, you aren’t eligible to earn the bonus.
Customer Support for the Citi Premier Card
Citi has great fraud protection and monitor your accounts for suspicious activity. Team member Jasmin has gotten texts to confirm if she made certain purchases.
And I’ve found hold times to be short when I’ve had to call Citi. Every time, customer support has been thorough and professional, even when I’ve asked detailed questions about travel rewards or card benefits.
Credit Cards Similar to the Citi Premier Card
If you’re just starting out with miles & points, or looking to open a card that earns transferable points, I recommend the Chase Sapphire Preferred Card. That’s because it earns bonus points in similar categories, including 2X Chase Ultimate Rewards points on travel and dining.
Also, you can also transfer your points to Chase’s excellent travel partners, like British Airways, Hyatt, or United Airlines. And, like the Citi Premier, points are worth 1.25 cents each when you book travel through Chase. Both cards even have the same $95 annual fee – and they’re both waived the first year.
If you want a super premium card with even more travel benefits, consider the Chase Sapphire Reserve. It has a $450 annual fee. But the outstanding perks can more than offset it, especially if you love to travel!
Citi tends to increase, decrease, and eliminate sign-up bonuses from their cards at random times. If you’re interested in earning 50,000 Citi ThankYou points after meeting minimum spending requirements with the Citi Premier Card, I recommend applying sooner rather than later!
Each point is worth 1.25 cents when you book travel through Citi. So this offer is easily worth $625 toward travel. And potentially much more when you transfer points to Citi’s travel partners, like Flying Blue or Singapore Airlines.
Remember, you’ll also have access to perks like Citi Price Rewind for price protection, and extended warranty protection. Those can come in handy for big ticket purchases like expensive electronics!
The $95 annual fee is waived the first 12 months. And if you spend a lot in the bonus categories, which include travel, gas stations, dining, and entertainment, it could be worth keeping year after year.
You can apply here for the Citi Premier card. Will you take advantage of this valuable sign-up offer?