Chase Marriott Bonvoy Boundless review

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The Marriott Bonvoy Boundless Credit Card has a nice welcome bonus — and depending on how you use your points, you could get hundreds of dollars in free Marriott hotel stays in the U.S., Europe or many other popular destinations, including at luxury resorts or family-friendly hotels.

If you like staying at Marriott hotels, this is an excellent card. In addition, the card is now offering an increased earning rate on grocery store purchases, offering a chance for cardholders to maximize their spending throughout this unusual time we’re all experiencing during the pandemic.

We’ll outline how to best use your Marriott points and show you the benefits that make the card worth keeping year after year.

You can apply for the Marriott Bonvoy Boundless Credit Card here.

Our Chase Marriott Bonvoy Boundless card review: Use the welcome bonus for an escape to the Renaissance Aruba Resort & Casino or thousands of other hotels around the world. (Photo courtesy of Marriott)

Who is the Chase Marriott Bonvoy Boundless card for?

The Chase Marriott Bonvoy Boundless card is a great choice for anyone who regularly stays at Marriott hotels. Not only can you earn a valuable welcome bonus, but the card’s ongoing benefits and perks also far outweigh the annual fee.

Chase Marriott Bonvoy Boundless card bonus

The Marriott Bonvoy Boundless Credit Card comes with 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. There’s a $95 annual fee, which is not waived for the first year.

Those 75,000 Marriott points are close to enough for a night at a fancy Category 8 hotel, like the St Regis Bora Borawhere rates easily exceed $1,000 per night. If you prefer to stretch your points, you could redeem the bonus for four nights at a mid-level Category 4 hotel, like the Aloft London Excel.

You can even squeeze 13+ nights from the bonus at Category 1 locations. How you redeem your points is up to you.

The great thing about Marriott points is that you don’t have to redeem them for Marriott hotel stays — you can also transfer Marriott points to airlines for award flights. We’ll get into that in a minute.

Benefits and perks of the Marriott Bonvoy Boundless card

Free night at select Marriott hotels every cardmember anniversary

This single perk can knock out the cost of the annual fee for the Marriott Bonvoy Boundless and then some. Each year on your card anniversary, you’ll receive a free-night certificate valid at participating Marriott hotels that cost up to 35,000 points per night.

You could use your free night at a pricey Category 5 hotel like the Courtyard New York Manhattan/Fifth Avenue, where a paid room can cost more than $500.

Even if you redeem your anniversary night at a lower-category hotel on the Marriott award chart, it’s not difficult to get a value of more than the $95 annual fee. If you’ll have at least one Marriott stay a year, it’s worth considering the card just for this benefit.

Automatic Marriott Silver elite status (and spend your way to gold)

With the Marriott Bonvoy Boundless, you’ll receive automatic Silver Marriott Bonvoy elite status. That’s their lowest tier of status, and normally requires 10 nights per calendar year. It gets you perks like:

  • 10% points bonus on paid stays
  • Priority late checkout (based on availability)

Also, if you spend $35,000 or more on purchases in an account anniversary year, you’ll earn Marriott Gold elite status, valid through December 31 of the following year.

Normally, you’d have to spend 25 nights at Marriott in a calendar year to earn Gold elite status. It comes with:

  • 25% points bonus on paid stays
  • Upgrades to a better room when available
  • 2:00 p.m. late checkout (based on availability)

15 elite night credits per year

For folks who are looking for a boost to their next status level, the Marriott Bonvoy Boundless Credit Card gives you 15 elite night credits each year. That’s handy if you’re short a few nights to reach the next tier (for example, if you’re Gold and want to achieve Platinum status).

This can help you unlock more valuable perks, like later checkout and better upgrades.

Rental car insurance

When you rent a car, pay for the entire rental with your Marriott Bonvoy Boundless card, and decline the rental company’s collision damage waiver (CDW), you’ll get secondary rental insurance coverage for damage due to theft or collision within the U.S. If you’re renting outside the U.S. or if you don’t have your own automobile insurance, you’ll get primary coverage.

Trip-delay reimbursement

The Marriott Bonvoy Boundless can make travel delays a little more bearable. If your flight (or other common carrier) is delayed more than 12 hours or overnight, you and your family can be reimbursed up to $500 per ticket for expenses like meals and hotels.

Lost-luggage reimbursement

With Marriott Bonvoy Boundless, you and your family are covered up to $3,000 per person if the carrier damages or loses your luggage.

Purchase protection

The Marriott Bonvoy Boundless offers purchase protection on eligible items. If your new purchase is damaged or stolen within 120 days of buying it, you can be reimbursed up to $500 per claim and $50,000 per account.

Extended warranty

With extended warranty, the Marriott Bonvoy Boundless card will extend the time period of a U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less, so you won’t have to pay for a costly extended warranty yourself on big purchases.

No foreign transaction fees

Nobody likes paying foreign transaction fees. They can add significantly to your overseas travel expenses. But you won’t have to worry when you use your Marriott Bonvoy Boundless card abroad.

Travel and emergency assistance services

If you’re traveling and need help with a medical or legal referral, tracking down lost luggage, translation services and more, you can call the Benefits Administrator for help 24 hours a day. Any costs incurred are your responsibility.

Is the Marriott Bonvoy Boundless card worth it?

Absolutely! On top of the welcome bonus, you can get much more value from the Marriott Bonvoy Boundless Credit Card by making the most of the free-night award at participating Marriott hotels (up to 35,000 points per night), which can more than offset the $95 annual fee.

The SpringHill Suites by Marriott Paso Robles Atascadero in California can cost over $300 per night, but you can redeem an anniversary free night here instead. (Photo courtesy of Marriott)

How to earn points with the Marriott Bonvoy Boundless card

With the Marriott Bonvoy Boundless Credit Card, you’ll earn:

  • 6 Marriott points per dollar spent at participating Marriott hotels
  • 6 Marriott points per dollar spent at grocery stores, on up to $5,000 in spending (From May 1 through July 31, 2020)
  • 2 Marriott points per dollar spent on all other purchases

The most straightforward way to use Marriott points is for award nights at Marriott Bonvoy hotels, which include:

It’s easy to search for award nights online by entering your destination, travel dates and number of guests. Be sure to click “Use Points” to see available award nights and points rates for your stay.

Search for available award nights directly on the Marriott website to redeem your points for free stays at over two dozen Marriott brands.

Some folks, like MMS writer Jason, prefer transferring Marriott points to airline partners for award flights. You can transfer Marriott points to most of their airline partners at a 3:1 ratio, and when you transfer 60,000 Marriott points, you’ll get a bonus 15,000 Marriott points added to your transfer. So you’ll get 20,000 miles for airlines with a 3:1 transfer ratio, plus an additional 5,000 bonus miles (from the 15,000 Marriott point bonus at the 3:1 transfer ratio).

Marriott also has the most airline transfer partners of any program. You can transfer Marriott points to 40+ airline partners, including American Airlines, Delta, United Airlines, and Southwest. You’ll get one airline mile for every three Marriott points you transfer (though there are a few exceptions where you’ll get less). If you transfer 3,000 Marriott points, you’ll receive 1,000 miles.

You must transfer at least 3,000 Marriott points at a time, and no more than 240,000 Marriott points at a time. Plus, when you transfer 60,000 Marriott points, you’ll get a bonus 5,000 miles.   So instead of just receiving 20,000 miles for airlines with a 3:1 transfer ratio, you’ll receive 25,000 miles.

Cards similar to the Marriott Bonvoy Boundless card

If you’re looking to earn more Marriott points, remember Marriott is a Chase transfer partner, so you can transfer Chase Ultimate Rewards points to Marriott at a 1:1 ratio. This is a useful option if you need to top off your account to book another award night.

Pairing the Marriott Bonvoy Boundless Credit Card with a Chase Ultimate Rewards points-earning card can be a fantastic strategy.

You could earn lots of flexible Chase Ultimate Rewards points with cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred Credit Card. Then you could transfer points to Marriott and other travel partners when you’re ready to book an award.

Here are the Chase Ultimate Rewards points credit cards that allow you to transfer to travel partners:

Credit cardWelcome bonus and minimum spending requirementsOur review
Ink Business Preferred® Credit Card100,000 Chase Ultimate Rewards points after spending $15,000 on purchases within the first three months of opening your accountInk Business Preferred review
Chase Sapphire Preferred® Card80,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening.Chase Sapphire Preferred review
Chase Sapphire Reserve®50,000 Chase Ultimate Rewards points after spending $4,000 on purchases within the first three months of opening your account
Chase Sapphire Reserve review

Bottom line

With the Marriott Bonvoy Boundless Credit Card, you’ll earn 75,000 Marriott points after you spend $3,000 on purchases in the first three months from account opening. You can easily use the welcome bonus to get hundreds of dollars in free travel at terrific hotels — even pricey resorts — or stretch your points for more nights at lower-category brands. It’s up to you.

If Marriott hotels make a frequent appearance in your travels, this card is a no-brainer. You’ll get a free-night certificate after each account anniversary to use at participating Marriott hotels costing 35,000 Marriott points or less. That can easily cover the card’s annual fee. Plus, the card comes with excellent travel and shopping benefits, like lost-luggage, trip-delay and purchase protections.

For the latest tips and tricks on traveling big without spending a fortune, please subscribe to the Million Mile Secrets email newsletter.

Meghan Hunter is a contributor to Million Mile Secrets, he covers topics on points and miles, credit cards, airlines, hotels, and general travel.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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2 months ago

If I cancel my current Amex Marriott card, can I get the sign up bonus?

Also, do I have to wait for 30 days?

7 months ago

I’m looking at this upgrade offer right now, and I think it’s actually a bad deal if you already have Bonvoy Premier. I currently get 15 credits towards elite membership every year PLUS 1 credit towards Elite Status for every $3,000 in spend. Based on the benefits table they’ve included, the Boundless car does *not* give you credits for spend, just a bonus 10 night credit the first year. I put all my recurring expenses on this card, and earn about 25 night credits that way, in addition to the 15 on the anniversary. Plus they dropped the trip cancellation coverage, as another commenter noticed.

Michael Robichaud
1 year ago

Always loved my Marriott Card. There was something about the quality of the card. Recently just got a replacement it and it’s so flimsy.. 🙁

1 year ago

People shouldn’t be duped into this card anymore. Sure, you get lots of points, but the reward program has fallen off a cliff over the last couple years. Most of the properties do not honor any of the perks or upgrades, they keep raising the redemption rates so your points end up worthless, and when you call to fix one of the multitude of screw ups their reservation system makes, customer service will make you spend hours to fix it. They lose certificates, lose points, charge your credit card arbitrarily and then make you jump through hoops to get it fixed.

Combine that with the data breach and all the accounts getting hacked (mine was earlier this year and it took hours to fix). Just do yourself a favor and avoid this program. They can give you all the points in the world, but if the program is terrible, what does it matter?

James Jett
1 year ago

I am an Ambassador Elite member and want to refer someone else to apply for a Marriott Credit Card. Do I get points for referring and if so, How?

Mohammed WARRAD
1 year ago

Can you move these points to my chase account points? or only to marriot hotels and partner airlines?

1 year ago

I already have the old Marriott credit card. Will I be eligible for the new new Bonvoy card and will I get the bonus points?


1 year ago

Shame on the author. This is not a review, it’s a pretty blantant plug. Potential drawbacks of this card regarding Bonvoy point transfer to airline partners, new Marriott tiers, and peak dates are completely ignored. Given that this counts against the 5/24 rule, you should better inform your readers on the risks they may take on in applying for this card. This blog continues to decline in the name of turning a profit. Do better.

Marilyn B
1 year ago

The killer is the eligibility requirements. We both have the Marriott Premier and the AMEX SPG, both for over 2 years. We received sizable bonuses for each. So, according to these eligibility rules, just cancelling the Marriott cards isn’t enough to let us reapply. We’d have to give up the SPG cards which also give us free nights.
Banks are tightening up. If you don’t MS, it is getting harder to earn points.

Matilda Saunders
1 year ago

I have read your review and it sounds awsome ! Its the best card to have but my credit not up to marks so i would not even attempt to try just to be turned dowm as usally but i will invite someone with good credit to give it a try

1 year ago

A few notes:
– The 75k points will actually be a minimum of 81k once you meet the spend requirement
– Other cards offer trip CANCELLATION and baggage DELAY protection, on top of the trip DELAY and baggage LOSS protections that the Boundless offers. Not having those makes it a pretty poor general travel card.
– The absolute minimum redemption amount is 4k (PointSavers Off-Peak at Cat. 1). 81k points = 25 nights if booked in multiples of 5 nights (5+20, 10+15, etc.)
– the “standard” minimum redemption amount is 7.5k (non-PointSavers, Standard season at Cat. 1), as you noted. However, 75k points = 12 (not 10) nights if taking advantage of 5th night free, i.e. either a 12-night stay or one of these combinations: 11+1, 10+2, 7+5, 6+5+1, 5+5+2, 5+5+1+1.