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INSIDER TIP: You don’t need to pay extra for Collision Damage Waiver coverage when you rent a car with your card.
With the Alaska Airlines Visa Signature® credit card, you’ll receive 40,000 Alaska Airlines miles after spending $2,000 on purchases within 90 days of account opening. You’ll also get the extremely valuable Alaska Airlines companion fare annually, which lets a friend fly with you for $121 ($99 fare plus taxes and fees from $22) when you purchase a ticket. This can save you hundreds of dollars every year.
These aren’t the only reasons to consider the card. The Alaska Airlines credit card benefits can save you money and give you peace of mind.
Alaska Airlines credit card Benefits
Apply Here: Alaska Airlines Visa Signature® credit card
Read our review of the Alaska Airlines credit card
In addition to the well-publicized benefits of the card, such as a free checked bag for you and up to six travel companions on Alaska Airlines flights and 3 miles per dollar earned on Alaska Airlines purchases, there are more Alaska Airlines credit card benefits that add to its value.
The Alaska Airlines credit card is a Visa Signature Card, which provides enhanced benefits over a traditional Visa card. I’ll explain these benefits and show how they can be used to get even more value out of an already great credit card.
Auto Rental Collision Damage Waiver
When you rent a car, you’ll be asked if you want to buy insurance from the car rental agency. If you pay for the car rental with your Alaska Airlines credit card, you can decline the Collision Damage Waiver (CDW) option because it’s included as a benefit of your card.
The Alaska Airlines credit card CDW benefit covers your rental car from damage or theft up to the value of the car in the following cases:
- Physical damage or theft of the rental vehicle
- Towing charges associated with physical damage or theft
- Valid loss-of-use charges imposed by the rental car agency
The fine print is always important, however, so keep in mind these conditions of the coverage:
- This is secondary car rental coverage, meaning it applies to charges not covered by personal insurance you carry, but it reimburses you for your personal insurance deductible
- Coverage is only valid for rentals of 15 days or less domestically and 31 days or less internationally
- Exotic and antique vehicles, trucks, motorbikes, RVs and vans designed for more than eight passengers are not covered
- The benefit applies in all countries except Israel, Jamaica, Ireland and Northern Ireland
Note that credit card CDW benefit does not include liability coverage, but that is often included if you have personal rental car insurance.
Of course, this is a benefit no one wants to use, but it can save you thousands of dollars and ease the blow of an accident.
There are other credit cards that offer primary car rental coverage, so if you carry one of those cards, that could be a better option for car rentals.
If you find yourself with car trouble, another Alaska Airlines credit card benefit is roadside dispatch service. For a fee of $69.95, the service will send a reliable tow truck operator or locksmith to assist you. The rate is pre-negotiated and usually far less than you’d have to pay directly. The following services are covered:
- Up to five miles of standard towing
- Tire changing (must have a spare)
- Jump starting
- Lockout service
- Fuel delivery (up to five gallons and must pay for fuel)
- Standard winching
You won’t have to search for a local tow truck or locksmith and deal with unpredictable pricing. The roadside dispatch Alaska Airlines credit card benefit can used by calling 800-847-2869 anywhere in the country, 24 hours a day, 7 days a week. No membership or enrollment is needed.
Extended Warranty Protection
If you make a purchase with your Alaska Airlines credit card, extended warranty protection will double the US manufacturer’s warranty for warranties up to one year. For warranties of one to three years, you’ll get an additional year of warranty on eligible items.
Keep in mind that you have to pay with your card in full at the time of purchase for extended warranty protection to apply. Leased items or installment plans do not qualify. Also, the benefit does not apply to the following purchases:
- Boats, automobiles, aircraft and any motorized vehicles along with their equipment and accessories
- Items that are meant to become part of real estate, such as hard-wiring, plumbing, garage doors and ceiling fans
- Items purchased for resale, professional or commercial use
- Computer software
- Medical equipment
- Used or pre-owned items
All you have to do is make the purchase with your Alaska Airlines credit card and the extended warranty protection happens automatically. No additional fee or registration is necessary. It’s simple.
Travel and Emergency Assistance Services
Wherever in the world you may be traveling, your Alaska Airlines credit card gives you access to a 24/7 emergency assistance call center, reachable by a toll-free number in the US or a collect phone number when traveling abroad. This multilingual call center can help you find assistance for any of these services:
- Medical referral assistance
- Emergency transportation assistance
- Emergency message relay service
- Prescription assistance and valuable document delivery arrangements
- Legal referral assistance
- Emergency ticket replacement
- Lost luggage locator service
- Emergency translation service
Keep in mind that you are still responsible for any costs related to these services, but in an emergency, especially in a foreign country, finding help can often be the most difficult step. You’ll be comforted to know this Alaska Airlines credit card benefit is always available to you.
Zero Fraud Liability
If any unauthorized transactions are made on your Alaska Airlines credit card, you won’t be responsible for them. This provides peace of mind when cards that are lost, stolen or fraudulently used.
Of course, be sure to you keep your credit card information secure at all times. Report any suspicious activity on your card by calling the number on the back of your card immediately.
If you need a new Alaska Airlines credit card because your old card has been compromised, a replacement can reach you within one to three business days. If you need funds until the new card arrives, emergency cash can be made available at a local Western Union or financial institution.
No one plans to be in a situation where you’ll need any of the help mentioned above, but with the Alaska Airlines credit card benefits, you’ll be protected if a problem ever arises.
There are plenty of positive reasons to get the Alaska Airlines credit card, such as a 40,000 mile bonus after meeting minimum spending requirements, the annual Alaska Airlines credit card Companion Fare and a free checked bag on Alaska Airlines flights.
If you find yourself with a cell phone that stops working just after the manufacturer’s warranty expires, in an accident while driving a rental car, in need of a tow truck for your personal vehicle, in need of medical assistance when abroad or with fraudulent charges on your credit card, it’s nice to know the Alaska Airlines credit card benefits have you covered.
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