Today: New 5% Bonus Categories for Freedom, Discover It, US Bank Cash+, & More

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Today: New 5% Bonus Categories for Freedom, Discover It, US Bank Cash+, & More

Million Mile SecretsToday: New 5% Bonus Categories for Freedom, Discover It, US Bank Cash+, & MoreMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

Today, you can start earning your quarterly 5% cash back categories with cards such as Chase FreedomDiscover ItUS Bank Cash+, and more.  So if you haven’t already, be sure to register!

Today New 5 Bonus Categories For Freedom Discover It US Bank Cash More
How Will You Earn 5% Back This Quarter?

I’ll tell you about this quarter’s categories and show you how to activate the 5% bonus!

Cards With Rotating 5% Bonus Categories

1.   Chase Freedom

Link:   Chase Freedom – 10,000 Chase Ultimate Rewards Points Bonus ($100)

Link:   Activate Chase Freedom Bonus

Link:   2015 Chase Freedom 5X Points Categories

With the Chase Freedom card, you can earn 5X Chase Ultimate Rewards points (5% cash back) at Amazon!  This is a fantastic bonus category because Amazon carries just about everything.

You’ll earn the bonus for up to $1,500 in purchases this quarter, for a maximum of 7,500 Chase Ultimate Rewards points or $75 cash back.

You’ll also earn 5X Chase Ultimate Rewards points at Zappos.com, Audible.com, and Diapers.com.

These bonus categories are good through December 31, 2015, so this is a great way to save on gifts for the holidays!

Just be sure to activate the bonus by December 14, 2015, to get the extra points!

2.  Citi Dividend

Link:   Citi Dividend 2015 Cash Back Calendar

Link:   Activate This Quarter’s Bonus Categories

The Citi Dividend card is no longer open to new applications.  But if you already have this card, you can earn 5% cash back at Best Buy and department stores through December 31, 2015.

Today New 5 Bonus Categories For Freedom Discover It US Bank Cash More
New Clothes & Electronics Make Great Gifts and Now You’ll Get 5% Cash Back!

3.   Discover it Cash Back Card

Link:   Discover it – $50 Sign-Up Bonus After 1st Purchase From Referral Program

Link:   Discover it Cash Back 2015 Categories & Registration

You can also save money on gifts the quarter with the Discover it cash back card.  You’ll get 5% cash back on holiday shopping at Amazon, department stores, and clothing stores.

Be sure you activate this bonus, so you don’t miss out on the 5% cash back!

And don’t forget, new cardholders or folks who previously registered get their cash back doubled at the end of their 1st 12 billing cycles.  So you can easily turn this into 10% off!

And you can save up to another 20% by shopping at stores that accept Apple Pay like Macy’s and American Eagle Outfitters!

5.   US Bank Cash+

Link:   US Bank Cash+ Categories

With the US Bank Cash+ card, each quarter you can choose new categories.  You get two 5% cash back categories and one 2% cash back category (gas stations, groceries, or restaurants)

Here are the 5% categories you can choose from:

I’ve listed a few examples for each 5% category, but check the “Merchant Examples for more details:

  • Bookstores – Barnes & Noble, Amazon Kindle Books, and some University Bookstores) Note:  Some folks say they’ve received 5% back on many Amazon purchases besides books with this category.
  • Car Rental – Avis, Budget, National Car Rental
  • Cell Phone – AT&T, T-Mobile, Verizon
  • Charity – American Cancer Society, Kiva, The Salvation Army
  • Department Stores – Bloomingdales, JCPenney, Nordstrom Rack
  • Electronics Stores – Best Buy, Fry’s Electronics, TigerDirect
  • Fast Food – Chipotle, Panera Bread, Starbucks, and Cold Stone Creamery!
  • Furniture Stores – American Furniture, Ethan Allen, IKEA
  • Gyms – 24 Hour Fitness, Gold’s Gym, LA Fitness
  • Movie Theaters – AMC Theatres, Fandango.com, Regal Cinemas
  • Select Clothing Stores – Ann Taylor, Eddie Bauer, Old Navy
  • Sporting Good Stores – Big 5 Sporting Goods, REI, Sports Authority
Today New 5 Bonus Categories For Freedom Discover It US Bank Cash More
You Have Lots of Choices With the US Bank Cash+ Card

Be sure to choose your categories, even if you plan on using the same ones.  If you don’t, you’ll only earn 1% cash back on all spending until next quarter!

Get 5% to 6% Cash Back in Most of These Categories Any Time!

You can earn cash back in many of the above categories any time with cards like:

That’s because you can buy gift cards at grocery stores and office supply stores for:

  • Restaurants
  • Movie Theaters
  • Home Improvement Stores
  • Bookstores
  • Department Stores
  • Clothing Stores
Today New 5 Bonus Categories For Freedom Discover It US Bank Cash More
Earn 5% Cash Back at Department Stores, Restaurants, and More When You Buy Gift Cards at Staples With Cards Like the AMEX Simply Cash!

Forget Categories & Gift Cards!

With these cards you’ll earn multiple bonus points on all spending:

  • Citi Double Cash Card – 1% cash back on all purchases and another 1% cash back when you pay your bill
  • Discover it Miles – 1.5 miles per $1 you spend (worth 1.5% back), doubled at the end of the 1st year, for an effective 3% back on everything
Today New 5 Bonus Categories For Freedom Discover It US Bank Cash More
Buy Whatever You Want, Whenever You Want and Still Earn Bonus Points!

Bottom Line

It’s the beginning of the quarter so you can start earning 5% cash back in the new bonus categories for Chase FreedomDiscover ItUS Bank Cash+, and Citi Dividend cards.

If you haven’t already, remember to activate the new bonus categories.

But with cards like AMEX Blue Cash Preferred  and AMEX SimplyCash, you can earn 5% to 6% cash back in many of these categories anytime.  That’s because you can buy gift cards to places such as department stores at office supply stores and grocery stores.

You can also earn miles or cash back on all of your spending with Barclaycard Arrival Plus, Citi Double Cash, or Discover it Miles without worrying about gift cards and categories!

If you liked this post, why don’t you join the 25,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!