Reader Referral: AMEX Premier Rewards Gold With 25,000 Points
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Million Mile Secrets reader Desi Guy (thanks!) emailed me about a referral offer which he received for the American Express Premier Rewards Gold personal card with a 25,000 Membership Rewards point bonus and a waived 1st year fee of $175 after spending $2,000 within 3 months.
Desi Guy will receive a 5,000 point bonus for referring you. If you’re interested in the offer, please email him (NOT me!) at
You need to have the AMEX Premier Rewards card to be able to make a referral. I don’t have the card, but if you have a referral to share, feel free to share it in the comments!
However the terms say that the offer is NOT available to existing AMEX consumer card members. Existing AMEX consumer card members is a huge population, so I’m not sure if this restriction is a typo or for real.
It also says that the offer is valid for first time American Express Premier Rewards Gold Card members only.
This is a (slight) improvement over the regular offer of 15,000 points. As I wrote about earlier, the targeted 25,000 point offer was (is?) available at Chicago O’Hare airport, and it now appears that AMEX is testing this offer more broadly.
This is a great strategy on AMEX’s part, because it lets them publicize the 25,000 point offer with much lower marketing expenses than a full blown ad campaign or affiliate marketing payouts would cost.
I’d argue that this will also result in higher conversions for AMEX as well, since word-of-mouth referrals from friends and family will yield more positive results than banner ads on a website.
It is much better to pay an existing cardholder 5,000 Membership Rewards points to recommend the card. In return, AMEX reinforces loyalty from existing cardholders, keeps marketing costs down, and has a higher likelihood of getting folks who receive the offer to sign up for the card.My thoughts:
Good card for Big Spenders, but a not-so-good deal for the Little Spenders.Big Spenders
This is a good card for Big Spenders who spend in the thousands and tens-of-thousands (not hundreds!) of dollars a month on airfare, gas, and groceries.
That’s because you earn triple points on airfare and double points on gas and groceries.
Another benefit for Big Spenders is that you earn 15,000 bonus Membership Rewards points after spending $30,000 within a calendar year.
So if you spend $30,000 within a calendar year, you will earn at least 30,000 base points (perhaps more) + another 15,000 bonus points for a total of 45,000 Membership Rewards points or 1.5 Membership Rewards points per $1 spent.
And if your spending includes airfare, gas, or groceries, you will earn even more points.Little Spenders
I don’t have this card and haven’t had it in the past. That’s because a 25,000 point bonus doesn’t interest me. I’d rather get the card when the bonus is more. 😉
The American Express Premier Rewards Gold competes with the Chase Sapphire Preferred and I prefer the Chase Sapphire Preferred because of the higher 50,000 point signup bonus, the lower annual fee after the 1st year, and the better transfer partners (United and Hyatt).
My main issue with AMEX Membership Rewards points are that there are no hotel partners with whom I want to stay, and that I have to pay high fuel surcharges and taxes to redeem awards through their Star Alliance airline partners, Aeroplan (Air Canada’s frequent flyer program) & ANA (The Japanese All Nippon Airways).
I get over 90% of my miles and points from credit card sign-up bonuses, so I won’t apply for a low offer unless I have no other choice.
I also don’t spend enough on airfare (the horror!), gas, and groceries to justify getting the card.Bottom Line: If you’ve been looking for a better offer on the American Express Premier Rewards Gold, this 25,000 point offer is better than the regular offer of 15,000 points. But only if you can put significant amounts of spending on the card.
This is not a card for everyone, but Big Spenders will certainly find it useful.Disclosure: I don’t get any payment if you apply for the card through Desi Guy, except the thrill of knowing that both you and him earned more points!
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