Limited Time: $300 Cash Back or 30,000 Points With Chase Ink Cash

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Limited Time: $300 Cash Back or 30,000 Points With Chase Ink Cash

Million Mile SecretsLimited Time: $300 Cash Back or 30,000 Points With Chase Ink CashMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update:   This offer is no longer available.  Check our Hot Deals for the latest offers. 

For a limited time, the sign-up bonus on the Chase Ink Business Cash Credit Card has been increased to $300 or 30,000 Chase Ultimate Rewards points after meeting minimum spending requirements.

Usually, the sign-up bonus is $200 or 20,000 Chase Ultimate Rewards points.  So now is a great time to get this card, especially because it has NO annual fee!

30,000 Chase Ultimate Rewards points can be worth $375 when you buy flights or hotels through the Chase Travel portal.  I’ll explain!

Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash
You’ll Get $300 Bonus Cash Back or 30,000 Chase Ultimate Rewards Points With the Chase Ink Cash

Keep reading to find out how you can get cash or combine the points with another popular Chase card to Get Big Travel with Small Money!

What’s the Deal?

Link:   Hot Deals

Link:   My Review of the Chase Ink Cash

Link:   How to Fill Out a Chase Business Credit Card Application

The Chase Ink Cash earns cash back in the form of Chase Ultimate Rewards points, which are worth 1 cent each.  You can redeem them as a statement credit or direct deposit.

Or, they’re worth 1.25 cents each when you use them to buy flights and hotels through the Chase Ultimate Rewards travel portal.  But only if you also have the Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Plus, or Chase Ink Bold (no longer available).

So you can combine your points and use them through the Chase travel portal for more value!  You’d get $375 worth of travel from the 30,000 point sign-up bonus (30,000 points x 1.25 cents per point).

With this card, you’ll get:

  • 30,000 points ($300 cash back) after you spend $3,000 in the 1st 3 months
  • 5 points per $1 you spend (5% cash back) on the 1st $25,000 (combined) spent per year at office supply stores and on cell phone, landline, internet, and cable TV services
  • 2 points per $1 you spend (2% cash back) on the 1st $25,000 spent per year at restaurants and gas stations combined
  • Primary auto rental insurance (CDW) when renting for business purposes, plus purchase and extended warranty protection
  • NO annual fee
Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash
Have More Spare Change for That Cappuccino When You Pay Your Cell Phone Bill and Earn 5% Cash Back

However, the Chase Ink Cash has a 3% foreign transaction fee, so it’s not a good card to use when you travel abroad.

But I Don’t Have a Big Business!

Like the Chase Ink Plus, the Chase Ink Cash is a business card.  And you might qualify for a business card even if you don’t realize it!

Do you sell items online or at flea markets and yard sales?  Or maybe you help folks with home repair, do freelance design or photography, or write articles for your local paper?  Even if you’ve just opened a business, you could be eligible.

An you’re NOT required to have a business EIN (Employer Identification Number) to qualify for the card.  You can apply as a sole proprietor using your Social Security Number.

Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash
Folks Paid for Odd Jobs on the Side Could Qualify for a Business Card

If you already have the Chase Ink Plus, you can still get the Chase Ink Cash for the same business or a different one.  Although, it can be difficult to get both on the same day unless it’s for a different business.  That said, Chase makes the decision!

So even if you have the Chase Ink Plus, the Chase Ink Cash might be helpful if you’ll go over your 5X bonus category limits on the Chase Ink Plus.  Or if you want a business card that offers 2X points on restaurants.

Note:   If you’ve had the Chase Ink Cash in the past, you can earn the bonus again, as long as it’s been at least 24 months since you last received the bonus.

Cash Back or Big Travel?

Some folks prefer cash back, but I like cards that earn miles and points for Big Travel.

The good news is, you can have it both ways with the Chase Ink Cash!

If you also have a Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Preferred card, you can transfer Chase Ultimate Rewards points to airline and hotel partners like British Airways, Hyatt, and United Airlines!

Chase Adds New Transfer Partner More Options To Europe
Points You Earn With the Chase Ink Cash Are More Flexible If You Also Have the Chase Ink Plus, Chase Ink Bold, or Chase Sapphire Preferred

If you have 1 of the previously mentioned cards, you could get much more than $300 worth of travel from the 30,000 Chase Ultimate Reward points Chase Ink Cash sign-up bonus.

For example, 30,000 Chase Ultimate Rewards points is enough for:

Limited Time 300 Cash Back Or 30,000 Points With Chase Ink Cash
Slainte! You Could Find Yourself in a Dublin Pub With the Sign-Up Bonus From the Chase Ink Cash and Use the Points Left Over for a Pint or Two

That’s an excellent deal for a card with NO annual fee!

Folks without a Sapphire Preferred, Ink Plus, or Ink Bold could save the points they earn with the Ink Cash (they never expire), then after they’re approved for 1 of those cards in the future, combine all the Chase Ultimate Rewards points for award flights and hotels!

Bottom Line

The sign-up bonus for the Chase Ink Cash has been increased to $300 cash back or 30,000 Chase Ultimate Rewards points after you spend $3,000 on purchases in the 1st 3 months of opening your account.

$300 cash back is a great deal for a no-annual-fee card.  Or use 30,000 Chase Ultimate Rewards points to book $375 worth of flights through the Chase Travel portal and earn airline miles.

But folks who also have the Chase Ink Plus, Chase Ink Bold (no longer available), or Chase Sapphire Preferred cards can transfer points from the Chase Ink Cash to airline and hotel partners!

And that could be worth much more than $300 cash back!

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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We have lots of business cards and are not too careful to run only business expenses on the cards. We have never had any issues so I do not think they are too strict looking at purchases.

I do not have a business by any stretch of the imagination, but I do often have to use my personal credit for work expenses which I then submit for reimbursement from the company I work for. How do you suppose this would be viewed if I applied for a business card to more easily track and expense for work?

I have Ink Bold, Plus. Will I qualify for this card?

terms of this card say…”you agree that the card is being used only for business purposes”… I have a small business that would “qualify” for the card as you have said- but then how to meet $3000 in 3 months spend requirements through business expenses? Many of the “Powerful Ways To Complete Minimum Spending Requirements” would not be helpful unless you actually have $3000/3mos expenses for your ‘business’. Is there another way to meet minimum spend without sacrificing integrity. ? Is this “business purposes” language the same for all business cards?

Would this cash back award trigger a 1099 at the end of the year?

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