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Last Day to Activate 5X Bonus at Restaurants & Wholesale Clubs

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If you haven’t activated your Chase Freedom’s 3rd quarter 5X points (5% cash back) category bonus already, today, September 14, 2016, is your last chance!

And don’t forget, the bonus is retroactive!

So even if you activate today, you’ll earn 5X Chase Ultimate Rewards points (5% cash back) on purchases you made at restaurants and wholesale clubs from July 1, 2016, on up to $1,500 in purchases you make through September 30, 2016.

Earn up to 7,500 Chase Ultimate Rewards Points at Restaurants and Wholesale Clubs Between July 1 and September 30, 2016, When You Use Your Chase Freedom Card

Here’s how to make the most of this quarter’s bonus categories.  And how to get Big Travel with Small Money from the Chase Freedom!

Here’s the Deal

Link:   Chase Freedom

Link:   Activate the Chase Freedom Bonus Categories

Making everyday purchases in Chase Freedom’s rotating 5X points (5% cash back) bonus categories is a great way to earn lots of Chase Ultimate Rewards points.

But you have to activate the bonus.  And today, September 14, 2016, is the last day to register for this quarter’s bonus at restaurants and warehouse clubs, like Costco, Sam’s, and BJ’s.  That runs through September 30, 2016.

If you spend the maximum this quarter, you’ll earn 7,500 Chase Ultimate Rewards points ($1,500 X 5 points per $1 you spend).  That’s worth $75 cash back.

Here are 5 ideas to help you earn the full 7,500 Chase Ultimate Rewards points with Freedom this quarter!

30,000 Chase Ultimate Rewards Points in 5X Categories per Year

And if you spend the maximum every quarter, you’ll earn 30,000 Chase Ultimate Rewards points ($300 cash back) each year (5X points X $1,500 X 4 quarters).

Earning 5X Chase Ultimate Rewards points is one reason I keep the Chase Freedom in my wallet!  Plus, it has no annual fee.

Combine With Benefits of Other Chase Cards!

If you also have the Chase Sapphire Preferred, Ink Plus, or Chase Ink Bold card, you can move Chase Ultimate Rewards points earned from the Freedom to 1 of those accounts.

And from there, transfer them to terrific travel partners like United Airlines and Hyatt.  That’s how you get Big Travel!  Because even just 7,500 Chase Ultimate Rewards points is enough for a free night at Category 1 Hyatt hotels.  Or for certain flights on Southwest or American Airlines.

Don’t Have the Freedom Card?

With the Chase Freedom card, you can earn 15,000 Chase Ultimate Rewards points ($150 cash back) when you spend $500 on purchases in the first 3 months of opening your account.

And you’ll get another 2,500 Chase Ultimate Rewards points ($25 cash back) when you add an authorized user who makes a purchase in the same timeframe.

You can read my review of this offer here.

Just remember, Chase has stricter application rules.  If you’ve applied for ~5+ cards from any bank (except these business cards) in the past 24 months, it’s unlikely you’ll be approved for most Chase cards.

Here’s how to get $225 worth of flights with the Chase Freedom’s sign-up bonuses.  And how to use it for Big Travel on Southwest, United Airlines, American Airlines, and at Hyatt hotels.

And don’t forget, on September 15, 2016, you’ll also be able to activate the Chase Freedom’s 4th quarter bonus categories, which includes wholesale clubs too!  Don’t worry, you won’t invalidate this quarter’s bonus by activating another!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)