Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.
The day before Thanksgiving, I woke up to a shattered patio door in my office. The sliding glass doors are older, and aren’t energy efficient. My office always seems to be 10 to 15 degrees colder (or warmer) than the rest of the house. So I took the shattered door as an opportunity to get a new door, and make our home more energy efficient.
Fortunately, the company also takes credit cards, so I plan on using the door payment to meet part of the minimum spending requirement for the Chase Sapphire Preferred® Card, for which my mom recently got approved! Doing so will earn her 54,000 Chase Ultimate Rewards points to use!
50,000 points will come from unlocking the sign-up bonus, plus she’ll earn at least another 4,000 points from meeting the $4,000 minimum spending requirement.
How I’m Earning ~54,000 Chase Ultimate Rewards Points for a Home Repair Project
The total cost of replacing the patio door will cost ~$2,700, so we will earn another ~2,700 Chase Ultimate Rewards points when we use the Chase Sapphire Preferred® Card, which earns 1 point per $1 spent on purchases that aren’t travel or dining. $2,700 knocks out a hefty chunk of the $4,000 required spending, and leaves $1,300 in expenses to meet to unlock the bonus.
My mom has been spending on her Chase Sapphire Preferred® Card by going to the grocery store, paying her internet/phone bill, and buying Christmas gifts. Plus, I’ve been teaching her about the importance of shopping through the Chase Ultimate Rewards shopping portal to easily earn even MORE Chase points!
By meeting the minimum spending required, she will earn the 50,000 Chase Ultimate Rewards point welcome bonus and an additional 4,000 Chase Ultimate Rewards points just for spending on the card, for a total of at least 54,000 Chase Ultimate Rewards points!
Have you used home repair costs to help cover your minimum spending requirements? Tell us about it in the comments below!