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To qualify for the Southwest Companion Pass, you must earn 110,000 qualifying Southwest points in a calendar year. But Chase is now limiting the personal Southwest credit cards you can get.
Here’s what you need to know!
Companion Pass Harder to Earn for Some Folks
Link: Southwest Companion Pass
A super helpful way to earn nearly enough points for the Companion Pass is by opening 2 of the 3 available Chase Southwest co-branded credit cards. The bonuses often fluctuate between 40,000 and 60,000 points each. So by opening a couple of cards and meeting the minimum spending requirements, you could have enough points to immediately qualify!
However, Chase has tightened their rules on who can open a Southwest personal credit card. Similar to the recent Chase Sapphire application restrictions, you can NOT have more than 1 personal Southwest credit card at once. So if you want to easily earn the Companion Pass, you’ll now have to open 1 personal card and the Southwest Premier Small Business Card.
Fortunately, lots of folks qualify for small business cards without even realizing it! There’s NO minimum business income needed to qualify for a small business credit card. And you can apply as a sole proprietor with your Social Security Number, without needing to register your business with your city, state, or the IRS.
Does this affect your Companion Pass plans?