GAH! The Southwest Companion Pass Is Now Harder to Earn for Many

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

GAH! The Southwest Companion Pass Is Now Harder to Earn for Many

Million Mile SecretsGAH! The Southwest Companion Pass Is Now Harder to Earn for ManyMillion Mile Secrets Team

Signing-up for credit cards through partner links earns us a commission. Here’s our full Advertising Policy.

Update: One or more card offers in this post are no longer available. Check our Hot Deals for the latest offers.

Via The Points Guy, earning the Southwest Companion Pass just became a little trickier.

To qualify for the Southwest Companion Pass, you must earn 110,000 qualifying Southwest points in a calendar year.  But Chase is now limiting the personal Southwest credit cards you can get.

GAH The Southwest Companion Pass Is Now Harder To Earn For Many
You Can Use Your Companion Pass and Take a Friend to Fun Destinations Like New York, Dallas, and Seattle!

Here’s what you need to know!

Companion Pass Harder to Earn for Some Folks

Link:   Southwest Companion Pass

Link:   Southwest Rapid Rewards® Plus Credit Card

Link:   Southwest Rapid Rewards® Premier Credit Card

Link:   Southwest Rapid Rewards® Premier Business Credit Card

A super helpful way to earn nearly enough points for the Companion Pass is by opening 2 of the 3 available Chase Southwest co-branded credit cards.  The bonuses often fluctuate between 40,000 and 60,000 points each.  So by opening a couple of cards and meeting the minimum spending requirements, you could have enough points to immediately qualify!

However, Chase has tightened their rules on who can open a Southwest personal credit card.  Similar to the recent Chase Sapphire application restrictions, you can NOT have more than 1 personal Southwest credit card at once.  So if you want to easily earn the Companion Pass, you’ll now have to open 1 personal card and the Southwest Premier Small Business Card.

Fortunately, lots of folks qualify for small business cards without even realizing it!  There’s NO minimum business income needed to qualify for a small business credit card.  And you can apply as a sole proprietor with your Social Security Number, without needing to register your business with your city, state, or the IRS.

Does this affect your Companion Pass plans?

If you liked this post, why don’t you join the 33,000+ readers who have signed-up to receive free blog posts via email (only 1 email per day!) or in an RSS reader …because then you’ll never miss another update!

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Add comment

E-mail is already registered on the site. Please use the Login form or enter another.

You entered an incorrect username or password

Sorry that something went wrong, repeat again!


by Newest
by Best by Newest by Oldest

So who has applied for a business card because of this change? I was also planning on getting two personal cards right now because that is what we did for my husband two years ago when we obtained he companion pass. Our pass expires the end of this year. If I did get a business card, do I have to be careful about what I charge on it? In order to get the extra 20K bonus you have to spend 12K on it. That could be alot for a small business that doesn’t make very much money. Or can I charge anything on it like I do my personal card?

Last year I received a 1099 from the local casino for about $1,000.
does that qualify as a business?
As always thanks!!!

Million Mile Secrets

To qualify as a business, you need a for-profit venture:

I don’t think a 1099 from a casino would count.

Interesting you’re citing the points guy for this story…. (a rather non-story for most of us who combine personal & business cards — as you’ve long explained how to accomplish — thanks for that)

but the points guy? isn’t he the one who utterly destroyed his credibility a few days ago by trying to pawn that miserable, “deal on Arrival” card from Barclays? Oh, but like “Lucky,” they’ll no doubt come out with a follow-up review that doesn’t simply repeat what barclays executives told them…. (the same garbage hawked on yahoo finance, cnbc, etc. etc.)

Notice mms thus far hasn’t sullied its reputation trying to put lipstick on the “dead on arrival” pig.

I’m not sure what they’re trying to do with that card because it’s an embarrassment. Really, no bonus?? HUH? The regular Arrive card had a bonus and this isn’t marketed as a low end card! You guys blew it!

This definitely throws a wrench in what I had planned. I acquired both cards in 2017, earned the 110k, and received the Companion Pass through the end of 2018. I was planning for my wife to apply and get both cards at the start of 2019 and make me her companion through the end of 2020.

Maybe if she submits an application for each on two different computers at the same moment, Chase’s system check for whether she already has the Southwest card will come up ‘false’ in each instance?… haha, unlikely

Million Mile Secrets

I don’t think that will work, Mike. Sorry!

Wow, wish we would have had a little bit of warning on this one! Dang it!

Load more