GAH! The Southwest Companion Pass Is Now Harder to Earn for Many

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GAH! The Southwest Companion Pass Is Now Harder to Earn for Many

Million Mile SecretsGAH! The Southwest Companion Pass Is Now Harder to Earn for ManyMillion Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Via The Points Guy, earning the Southwest Companion Pass just became a little trickier.

To qualify for the Southwest Companion Pass, you must earn 110,000 qualifying Southwest points in a calendar year.  But Chase is now limiting the personal Southwest credit cards you can get.

GAH The Southwest Companion Pass Is Now Harder To Earn For Many
You Can Use Your Companion Pass and Take a Friend to Fun Destinations Like New York, Dallas, and Seattle!

Here’s what you need to know!

Companion Pass Harder to Earn for Some Folks

Link:   Southwest Companion Pass

Link:   Southwest Rapid Rewards® Plus Credit Card

Link:   Southwest Rapid Rewards® Premier Credit Card

Link:   Southwest Rapid Rewards® Premier Business Credit Card

A super helpful way to earn nearly enough points for the Companion Pass is by opening 2 of the 3 available Chase Southwest co-branded credit cards.  The bonuses often fluctuate between 40,000 and 60,000 points each.  So by opening a couple of cards and meeting the minimum spending requirements, you could have enough points to immediately qualify!

However, Chase has tightened their rules on who can open a Southwest personal credit card.  Similar to the recent Chase Sapphire application restrictions, you can NOT have more than 1 personal Southwest credit card at once.  So if you want to easily earn the Companion Pass, you’ll now have to open 1 personal card and the Southwest Premier Small Business Card.

Fortunately, lots of folks qualify for small business cards without even realizing it!  There’s NO minimum business income needed to qualify for a small business credit card.  And you can apply as a sole proprietor with your Social Security Number, without needing to register your business with your city, state, or the IRS.

Does this affect your Companion Pass plans?

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Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No blackout dates or seat restrictions
  • Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more

More Info

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Last year I received a 1099 from the local casino for about $1,000.
does that qualify as a business?
As always thanks!!!

Million Mile Secrets

To qualify as a business, you need a for-profit venture:

I don’t think a 1099 from a casino would count.

Interesting you’re citing the points guy for this story…. (a rather non-story for most of us who combine personal & business cards — as you’ve long explained how to accomplish — thanks for that)

but the points guy? isn’t he the one who utterly destroyed his credibility a few days ago by trying to pawn that miserable, “deal on Arrival” card from Barclays? Oh, but like “Lucky,” they’ll no doubt come out with a follow-up review that doesn’t simply repeat what barclays executives told them…. (the same garbage hawked on yahoo finance, cnbc, etc. etc.)

Notice mms thus far hasn’t sullied its reputation trying to put lipstick on the “dead on arrival” pig.

I’m not sure what they’re trying to do with that card because it’s an embarrassment. Really, no bonus?? HUH? The regular Arrive card had a bonus and this isn’t marketed as a low end card! You guys blew it!

This definitely throws a wrench in what I had planned. I acquired both cards in 2017, earned the 110k, and received the Companion Pass through the end of 2018. I was planning for my wife to apply and get both cards at the start of 2019 and make me her companion through the end of 2020.

Maybe if she submits an application for each on two different computers at the same moment, Chase’s system check for whether she already has the Southwest card will come up ‘false’ in each instance?… haha, unlikely

Million Mile Secrets

I don’t think that will work, Mike. Sorry!

Wow, wish we would have had a little bit of warning on this one! Dang it!

I have the Plus and for the heck of it I applied for the Premier even though I THOUGHT I was at 5/24 (Just needed a few more days!) and was approved!

Reading the info it seems that you just won’t get the bonus, but you can still get the card. Or do you think they’ll just deny you? I’m hoping it’s the latter because that means I’ll get the bonus! *FINGERS CROSSED*

Million Mile Secrets

The terms say the cards are not *available* to current cardmembers or folks who’ve earned a bonus on any Southwest personal card in the past 24 months.

That reads to me like you wouldn’t be approved for the card at all. So you may be in luck!

Would those 3K or 6K bonus for keeping the card another year be considered a bonus?

Million Mile Secrets

Great question! The terms specifically mention that it’s not available if you’ve earned a new cardmember bonus in the past 24 months. So if you’ve only earned the yearly bonus for keeping the card you’ll be okay to apply 2 years after earning your last personal card sign-up bonus.

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