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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

Ends tomorrow: Chase IHG Premier 125,000-point bonus disappears within hours

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Ends tomorrow: Chase IHG Premier 125,000-point bonus disappears within hours

Joseph HostetlerEnds tomorrow: Chase IHG Premier 125,000-point bonus disappears within hoursMillion Mile Secrets Team

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This is it. The last chance to apply for the highest-ever IHG® Rewards Club Premier Credit Card bonus. The offer ends tomorrow, Oct. 9, 2019.

There’s no telling when or if the IHG Premier card will ever have an offer of this magnitude again. To earn the sign-up bonus, you’ll need to spend $3,000 on purchases in the first three months of account opening. Plus, the card’s earning rates are much higher than usual for the first 12 months of cardmembership.

You can book some stunning five-star locations with IHG points. (Photo by Aerovista Luchtfotografie/Shutterstock.)

IHG’s 125,000-point offer disappears tomorrow

We estimate IHG points to be worth an average of 0.5 cents each (you can read here about IHG points value). That means this limited-time 125,000-point bonus is worth an average of $625 — though it can be worth much more.

For example, you could book two nights at the InterContinental Hotel Amstel Amsterdam, which costs 60,000 points per night but regularly prices at $400+. Using your points in this way means the bonus is worth $800+ instead of just $625.

I like to use IHG points in low-category hotels because I get more value for them. For example, you can stay 12 nights at a hotel like the Candlewood Suites Jacksonville East Merril Road, which costs 10,000 points, or $100+, per night. Using the bonus to stay at similar hotels will net you a whopping $1,200+ in savings. And remember, you also receive every fourth consecutive award night for free. So it’s possible to stretch this bonus to 16 nights.

Further reading: Best uses of IHG points

In addition to the generous bonus, you’ll also get an improved earning rate when you swipe your card for the first 12 months you have the card. You’ll earn 40 points per dollar on IHG stays (then 25 points after that) and 4 points per dollar on all other purchases (then 2 points on gas stations, grocery stores and restaurants and 1 point per dollar on everything else). Here’s how those points break down per dollar spent:

  • 10 base points for being an IHG member
  • 5 points for having IHG Platinum status (50% bonus on base points), which comes with the card
  • 25 points per dollar for the first 12 months at IHG Hotels & Resorts, then 10 points per dollar after that

In case you’ve forgotten, the IHG Premier card has the following benefits:

  • Platinum IHG status for as long as you have the card (late checkout when available, complimentary upgrades when available, a welcome amenity and a 50% bonus on the base points you earn)
  • Free-night certificate (valid at hotels costing up to 40,000 points) every year you renew the card
  • Global Entry or TSA PreCheck application fee credit of up to $100 every four years
  • Fourth night free on standard-room award stays of 4+ nights
  • 20% discount when you purchase points with the card
  • No foreign transaction fees

The card comes with an $89 annual fee, but the perks are more than enough to make that fee worthwhile (particularly that annual free night).

Further reading: IHG Rewards Club Premier Credit Card review

With the Chase 5/24 rule, you won’t qualify if you’ve opened five or more credit cards from any bank (not including certain small-business cards) in the past 24 months.

Let us know if you apply. You can subscribe to our newsletter for tips and trick of using hotel points for huge savings. And check out our IHG guides below:

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Thanks for the inaccurate info. They pulled the offer today 10/8 and I missed it. Please post an active link if someone has one.

Can I open this and receive the bonus if I’m an authorized user on my husband’s IHG card?

I believe John is correct 🙂 If you’ve only ever been an authorized user, you should be eligible to earn an intro bonus if you apply for the card yourself.

Yes you can apply for a card yourself and even add your husband as an authorized user too.

Hi,
Does the points you earn expire if you cancel the card in a year?
Thanks,
Jean

NO

The points are tied to your IHG account, not the card. Once you earn them, they’re in your IHG account for good.