Credit Card Updates: 30,000 Thank You Points Citi Forward & 50,000 Points American Express Business Gold [Expired]

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Credit Card Updates:  30,000 Thank You Points Citi Forward & 50,000 Points American Express Business Gold [Expired]

Million Mile SecretsCredit Card Updates:  30,000 Thank You Points Citi Forward & 50,000 Points American Express Business Gold [Expired]Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

Update:   One or more card offers in this post are no longer available.  Check our Hot Deals for the latest offers. 

1.   Citi Forward.   This FlyerTalk thread has a link to a 30,000 Thank You Point Citi Forward card.  The card doesn’t have an annual fee and earns:

  • 10,000 Thank You points after spending $500 in the first 3 months
  • Another 10,000 Thank You points after spending $1,000 in months 4, 5, & 6
  • The final 10,000 Thank You points after spending $1,500 within months 7, 8 & 9

So you earn a total of 30,000 Thank You Points after spending $3,000 in nine months.

I wrote about a limited-time 50,000 Thank You point and a 40,000 Thank You Point offer last week which offers more Thank You points as a sign up bonus, but which also requires more minimum spending.

You can usually redeem 1 Thank You point for 1 cent towards gift cards or travel or 1.33 cents towards air travel if you have the Citi Thank You Premier card.  So 30,000 points is worth $300 or $400 if you have the Citi Thank You Premier.

Points to Point B notes that the Citi Forward offers 5X points for dining, books (which currently includes Amazon), and movies so this could be a good choice for some to use for dining, since you are effectively getting a 5% return.  On the other hand, the Citi American Airlines & Hilton cards are much better than the Citi Forward in terms of the sign-up bonus.

However, the offer has contradictory terms in the offer landing page (2X points) and in the terms and conditions (5x points).  I’m not sure whether the 2X or 5X points will ultimately be honored.

2.   50,000 Point American Express Business Gold.   Today is the last day to sign up for the American Express Business Gold card with 50,0000 Membership Rewards points.  As I wrote before, this isn’t my affiliate link so take a few screenshots if you do apply for the offer.

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Sorry — posting again because I had to fix the typos!

On your November 27 entry above, I merged two personal TY accounts without expiration in 90 days. I was under the impression that the expiration is only if you transfer to someone else. Do you know what is correct? And holiday bests and happy new year to you and your family!

Author
Million Mile Secrets

@Jetsfan – I believe that transferred points from a credit card expire in 90 days. Happy Holidays to you and your family as well! https://millionmilesecrets.com/2012/10/10/cancel-credit-card-lose-miles-points/

On your November 27 entry above. I merged two personal TY accounts without expiration in 90 days. I was under the impression that they expiration is only if you transfer to someone else. Do you know what is correct? And holiday bests and happy new year to you and your family!

Thanks for your help.

One more thing, I already have the MC and Visa Thankyou Premier. I applied for both this year (Feb & August). Do you think I have a good chance to get the Thankyou Preferred 40k offer? Should I try to apply for the 30k forward and wait next time around for the TY preferred?

Thanks again

Author
Million Mile Secrets

@Hamken – I really can’t comment specifically, but you may be able to get another 1 or 2 personal cards, but your miles may vary.

Is it no longer possible to contact Amex through secure online message? I don’t want to call them.

Author
Million Mile Secrets

@hamken – Nope. It is either 2 personal cards or 1 personal & 1 business within 65 days, though the time between 2 business cards should be ~95 days and ymmv as always.

@Steve – I haven’t checked recently.

Can you apply for two personal and one business citi card at the same time? I was thinking about trying the Citi forward, thank you preferred, and the Citi business thank you card.

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