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My mom has a few store credit cards and a credit score of ~750. Credit cards to places like Home Depot and JC Penney may save you a little bit of money when you shop at their stores, but these credit cards won’t earn you cheap flights like the best travel credit cards will.
Not wanting her good credit score to go to waste, I suggested she apply for 1 – 2 travel credit cards so that she can take a few trips in 2019! My top picks for her are the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® (which currently has the biggest American Airlines miles intro bonus) and the Chase Sapphire Preferred® Card.
Even If You Have a Pretty Small Business, You Can Get Approved for the Citi American Airlines Business Credit Card
My mom’s travel goals include primarily flying around the US to visit family and friends. She can use American Airlines miles and United Airlines miles because both airlines fly into Traverse City, Michigan, which is her home airport.
She recently applied for, and got approved, for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. She has a small business that earns a few hundred dollars every year. She used her social security number and her name on the business credit card application.
Citi has the final say on whether your credit card application will be approved! Be honest on your application. Even if you’re not making a ton of money yet, Citi may approve you as a way to help you grow your business by using the card for your purchases and expenses. For instance, with this card you earn 2 American Airlines miles for every $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations.
What You Can Do With American Airlines Miles
American Airlines miles are valuable. She can fly to popular places like Hawaii and the Caribbean with American Airlines miles. My partner and I flew to Hawaii earlier this year with 90,000 American Airlines miles total for 2 round-trip flights. With the 70,000 American Airlines welcome bonus earned after spending $4,000 within the first 4 months of account opening from the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, my mom can fly round-trip off-peak in economy on American Airlines for 40,000 miles, and she’d still have 30,000 miles leftover!