Even With A Very Small Business, My Mom Still Got Approved for My #1 American Airlines Credit Card Recommendation!

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Even With A Very Small Business, My Mom Still Got Approved for My #1 American Airlines Credit Card Recommendation!

EmilyEven With A Very Small Business, My Mom Still Got Approved for My #1 American Airlines Credit Card Recommendation!Million Mile Secrets Team

We devote thousands of hours of research to help you get Big Travel with Small Money. You support us by signing-up for credit cards through partner links which earn us a commission. Here’s our full Advertising Policy.

My mom has a few store credit cards and a credit score of ~750.  Credit cards to places like Home Depot and JC Penney may save you a little bit of money when you shop at their stores, but these credit cards won’t earn you cheap flights like the best travel credit cards will.

Not wanting her good credit score to go to waste, I suggested she apply for 1 – 2 travel credit cards so that she can take a few trips in 2019!  My top picks for her are the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® (which currently has the biggest American Airlines miles intro bonus) and the Chase Sapphire Preferred® Card.

My Mom is SO Excited That She Got Approved for the Citi American Airlines Business Credit Card!

Even If You Have a Pretty Small Business, You Can Get Approved for the Citi American Airlines Business Credit Card

My mom’s travel goals include primarily flying around the US to visit family and friends.  She can use American Airlines miles and United Airlines miles because both airlines fly into Traverse City, Michigan, which is her home airport.

She recently applied for, and got approved, for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®.  She has a small business that earns a few hundred dollars every year.  She used her social security number and her name on the business credit card application.

Citi has the final say on whether your credit card application will be approved!  Be honest on your application.  Even if you’re not making a ton of money yet, Citi may approve you as a way to help you grow your business by using the card for your purchases and expenses.  For instance, with this card you earn 2 American Airlines miles for every $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations.

My Mom Loves to Support Local Small Businesses and Earn Credit Card Rewards Points at the Same Time

What You Can Do With American Airlines Miles

American Airlines miles are valuable.  She can fly to popular places like Hawaii and the Caribbean with American Airlines miles. My partner and I flew to Hawaii earlier this year with 90,000 American Airlines miles total for 2 round-trip flights.  With the 70,000 American Airlines welcome bonus earned after spending $4,000 within the first 4 months of account opening from the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, my mom can fly round-trip off-peak in economy on American Airlines for 40,000 miles, and she’d still have 30,000 miles leftover!

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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

  • Designed for businesses
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
  • New: 25% savings on American Airlines inflight Wi-Fi when you use your card*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
  • Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*
  • No Foreign Transaction Fees*

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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