3 New Limited Time Citi Credit Cards – 50,000 ($500 in Gift Cards) Thank You Points Citi Business [Expired], 40,000 Points ($400 in Gift Cards)Thank You Preferred [Expired] & 50,000 American Airlines Miles

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Update:   This offer is no longer available.  Check our Hot Deals for the latest offers.

Citi has 1 new limited time Thank You points offer and increased the offer on the Citi American Airlines credit card (with a landing page which details the sign-up bonus).

In general, I like Thank You points because you can use them for ANY flights, so you can use these for flights when you don’t have much flexibility.  For example, we’ve redeemed Thank You points to visit Emily’s family in Michigan.

Or to cover expenses which you can’t usually cover with miles and points by redeeming for gift cards.  Thank You points are great for domestic air fare during busy times when there are no flights at the low mileage redemption level on other airlines.

On the flip side, this is not a good card for international first and business class tickets since you would have to earn 300,752 Thank You Points to earn a $4,000 business class ticket to Europe (400,000 cents/1.33 cents per Thank You point) versus, say, 100,000 points on the American Airlines or United cards.

You also can’t transfer Thank You points to other mile and points programs.

1.   Citi Business 50,000 Thank You Points

Link:  Citi Business 50,000 Thank You Points [Expired]

Up to December 20, 2012, you get 25,000 points after spending $3,000 within the first 3 months and another 25,000 points after spending $3,000 more within the next 3 months.

Each Thank You point is worth at least 1 cent when you redeem for gift cards or travel from the Citi Thank You portal, so that’s $500 in gift cards or travel.

If you have the Citi Thank You Premier, you can redeem for 1.33 cents towards airfare, so 50,000 points are worth $665.

You can use these points to buy flights up to any value, just as you would if you pay cash.  This is great for those occasions where you can’t use miles and points (inter-island flights in French Polynesia) or where you have no flexibility with your travel plans.

This card has no annual fee and has rotating categories where you earn 3 Thank You points per $1 spent.

  • January to March: Office supply merchants, advertising services and

    professional services

  • April to June: Computer equipment merchants, software merchants and

    telecommunications merchants

  • July to September: Airlines, hotels and car rental merchants
  • October to December: Restaurants and entertainment

You also get a membership bonus, on the base points you earn, depending on how long you keep the card.

  • Membership Year 0 to 1: 1% anniversary bonus
  • Membership Year 1 to 2: 2% anniversary bonus
  • Membership Years 2 and after: 3% anniversary bonus

2.   40,000 Points Citi Thank You Preferred

Link:  40,000 Points Citi Thank You Preferred [Expired]

Up to December 20, 2012, you get 20,000 points after spending $3,000 within the first 6 months and another 20,000 points after spending $3,000 more within the next 6 months.  This is a personal card, so you could either get 2 of these or 1 personal and 1 business Thank You card.

Each Thank You point is worth at least 1 cent when you redeem for gift cards or travel from the Citi Thank You portal, so that’s $400 in gift cards or travel.

If you have the Citi Thank You Premier, you can redeem for 1.33 cents towards airfare, so 40,000 points are worth $532.

You can use these points to buy flights up to any value, just as you would if you pay cash.  This is great for those occasions where you can’t use miles and points (inter-island flights in French Polynesia) or where you have no flexibility with your travel plans.

This card has no annual fee and you earn 1 Thank You point per $1 spent.  However, there is a 3% foreign transaction fee.  You also get a membership bonus for keeping the card just like with the Citi Business Thank You card above.

3.   50,000 Points Citi American Airlines

Link:  50,000 Points Citi American Airlines

Ever since I started writing the blog, the number 1 deal on the Hot Deals tab has been the ability to get 2 Citi American Airlines cards at the same time.  However, there isn’t a landing page which details the sign-up bonus, but almost everyone who signs-up and is approved gets the 50,000 mile offer.

The most common question in the comments and email is if there is an offer with the landing page which details the sign-up bonus.

Well, now there is.  Except that you have to spend more to get the full 50,000 miles compared to the offer on the Hot Deals tab.

Up to December 13, 2012, this offer with a landing page gets you 40,000 miles after spending $3,000 within the first 3 months and another 10,000 miles after spending $10,000 (in total) within the first 12 months.

In contrast, the offer without the landing page (not my affiliate link) requires only $2,500 in spending within 4 months and gets you 50,000 American Airlines miles & 2 lounge passes.

Clearly, the “unofficial” offer without the landing page is the much better deal!

Applying for Citi Cards

You can usually get 2 Citi personal cards at the same time, or 1 Citi personal card and 1 Citi business card at the same.  I haven’t had success with 2 Citi Business cards at the same time or more than 2 Citi cards at a time.  In my experience,  you have to wait ~65 days between personal card applications and ~95 days between business card applications with Citi.

In my experience, you can get a new Citi Thank You card every 3 to 4 months, but as always, your miles may vary.

Citi Price Rewind

Citi is also marketing their Price Rewind technology.  Citi will refund you the difference (minimum of $25 and up to $250 per item) if you buy an eligible item with any Citi personal (NOT business) credit card and find a lower price for the item within 30 days.  Price Rewind claims to track your purchase and will automatically search for a lower priced item, once you register your purchase.

However, the terms exclude airline tickets and items bought with a coupon or rebate.  I’ve never tried this, but am curious to see if Price Rewind works!  Please comment if you’ve used this feature before.

Bottom Line

It is nice to see a new offer for 50,000 Thank You points, but unfortunately, the minimum spending requires is higher than the earlier offer.

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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