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I recently applied for the Southwest Rapid Rewards® Priority Credit Card. I wanted this Chase credit card because the bonus points earned after meeting tiered minimum spending requirements count towards the Southwest Companion Pass, which is the #1 deal in travel! The Southwest Companion Pass is my favorite airline deal because I save so much money. In 2018 alone, my partner and I saved ~$8,500 in combined flight costs! Here’s everything you need to know about earning the Southwest Companion Pass for your family!
The Dreaded Pending Message I Received After Applying for a Chase Credit Card
Immediately after applying, I received the message that “We need to review your request a little longer.” I was NOT immediately approved. I have good credit, I’m within Chase’s 5/24 rule, and I’m a long-time Chase customer. So I wasn’t worried about getting denied. But no one likes to see “Thank you for your request” message pop up.
Here’s How I Got Approved for This Chase Credit Card
I decided to wait a couple of days and then call Chase to get an update, and possibly offer to shift my credit limits. For example, I have the Chase Sapphire Reserve® with a $50,000 credit limit. I can request that Chase move ~$5,000 of the available credit to the Southwest Rapid Rewards® Priority Credit Card so that I can be approved for the credit card. In my experience, this has worked well for me before to help get me approved for more of the best travel credit cards!
A few days later, I logged into my Chase account, and saw my new Southwest Rapid Rewards® Priority Credit Card listed at the bottom of my accounts.
A few days later, I received a letter in the mail that they had moved some of my credit lines so that I could get approved for the Southwest Rapid Rewards® Priority Credit Card. Done! I love how Chase read my mind, because this was exactly what I would have asked them to do, and this saved me a phone call!
Have you ever received the dreaded pending message when applying for a credit card? What did you do (or not do?) Share your experience in the comments below!