How I’m Meeting the Minimum Spending Requirement for My New Chase Sapphire Preferred Travel Credit Card

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How I’m Meeting the Minimum Spending Requirement for My New Chase Sapphire Preferred Travel Credit Card

EmilyHow I’m Meeting the Minimum Spending Requirement for My New Chase Sapphire Preferred Travel Credit CardMillion Mile Secrets Team

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To earn the bonus that comes with getting a new travel credit card, you usually have to meet a minimum spending requirement.  My mom and I have applied for (and got approved!) for a total of 3 new credit cards in the last month.

She got the Chase Sapphire Preferred® Card and the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®.

I got Southwest Rapid Rewards® Priority Credit Card.

We’ll be earning 70,000 American Airlines miles, 50,000 Chase Ultimate Rewards points, and up to 60,000 Southwest points after meeting the minimum spending requirements!

I’m Shopping for Gifts to Help Meet My Minimum Spending Requirements on My New Travel Credit Cards Including Chase Sapphire Preferred

How to Meet the Minimum Spending Requirement for the New Chase Sapphire Preferred Card

Sometimes, it helps to be a little bit creative when trying to meet your minimum spending requirements.  I look at what I can pre-purchase that I’ll end up using over the following year.  My mom likes to prepay insurance and her phone bill to help her meet the minimum spending.  Recently, I’ve used my new credit card for healthcare expenses.   It’s up to you on how you want to spend on your new credit cards.  Here are some things I’m doing:

  • Purchasing contact lenses (2019 supply)
  • Ordering my dog’s flea prevention medicine (2019 supply)
  • Prepaying for my internet and phone bills
  • Ordering baby shower, Christmas & birthday gifts
  • Paying for home repair services
  • Paying for healthcare expenses
  • Stocking up on groceries

For even more ways, be sure to check out our time-saving guide on How to Meet Credit Card Minimum Spend – 40 Powerful Ways!

Why Apply for a New Travel Credit Card?

All those miles and points earned from our recent travel credit card applications will get us several very cheap round-trip domestic flights (taxes and fees are usually ~$10!), and the Southwest points will also count towards the Southwest Companion Pass, which I can use for 2-for-1 flights!  These amazing benefits make applying for credit cards–and taking the time to track spending–worth it!

What do you do to help meet the minimum spending on your new travel cards?

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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More Info

Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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