Chase Ink Plus & Ink Bold Now a Bit Easier to Use Overseas

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Chase Ink Plus & Ink Bold Now a Bit Easier to Use Overseas

Million Mile SecretsChase Ink Plus & Ink Bold Now a Bit Easier to Use OverseasMillion Mile Secrets Team

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Update:   This offer is no longer available.  Check our Hot Deals for the latest offers. 

Update:   The Chase Ink Bold card is no longer available for new sign-ups.

Via Travel With Grant, new Chase Ink Plus and Chase Ink Bold cards are Chip & Signature.

Chase Ink Plus & Chase Ink Bold Now Come With a Chip for Extra Acceptance When Paying for Your Cheese Plate in Switzerland

But what if you already have a Chase Ink Card?  Can you get a new 1 with a chip?

Chase Ink Plus & Chase Ink Bold Now Chip & Signature

Link:   Chase Ink Plus

Link:   Chase Ink Bold


According to Travel With Grant, Chase is issuing new Chase Ink cards with chips built-in.

The Chase Ink Plus currently has an outstanding 70,000 Chase Ultimate Rewards point sign-up bonus when you apply in a Chase branch.

Current Chase Ink cardholders will have their old cards updated over time.  If not having a chip in your card puts a chip on your shoulder, you can call Chase.

But Chase won’t necessarily send you a new Chip & Signature version of the card right away.

And Chip & Signature technology is NOT the same as Chip & PIN, so it may not be as helpful as you’d like when traveling overseas.  But in general the Chase Ink Plus and Ink Bold are good to use when outside of the US because they don’t have foreign transactions fees.

The Chase Ink cards join the Chase Sapphire Preferred which is already being issued as Chip & Signature.  The Chase Sapphire Preferred also has no foreign transaction fees when you use it abroad.

This Train Ticket Kiosk in France Only Accepts Credit Cards With a Chip

Earlier this year, the Delta American Express cards added Chip & Signature technology while removing their foreign transaction fee.

And the Barclaycard Arrival Plus now has a Chip & Signature AND the option to use a PIN.  Combined with no foreign currency fee, this makes the Barclaycard Arrival Plus World Elite Mastercard especially useful in places like Europe with automated vending machines that sell train and bus tickets.

Bottom Line

Chase is sending out new Ink Plus and Ink Bold cards with Chip & Signature technology.  If you already have the card, it will eventually be updated.

Do you feel added security and convenience with Chip & Signature cards?  Or does it not make much difference to you?

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Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)

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Recently received Chase Business Ink (May), did spend, received 60,000 miles bonus. Went into Chase Bank, requested 70,000 bonus; They stated that I could not get bonus because this was different product, $95.00 fee, (my newest card had no fee) ect. Then I received invitation in mail last week for a “Ink Plus” card with chip, $95.00 fee, 70,000 bonus. Is there anyway I could get both? I only have one business… Should I cancel the newest card (I have no need for it really)

Thanks again for great tips in your blog!

BTW, I called Chase today and they said in about 60 days they will send out new cards with chip…

Depending on the country, some stores with older card readers will not be backwards compatible with a magnetic tripe (strangely). Security is definitely a big issue as business in EU is very accustomed to CHIP & PIN they don’t really pay much attention to Swipe & Sign. I made a mistake recently using my wife’s card for about a month and signing as myself, and not a single business (in Spain) caught that EVEN after they asked for a picture ID and mine definitely doesn’t match my wife’s name!

@David, almost all countries in Europe/EU issue credit and debit cards with Chip and PINs. They are backwards compatible with a magnetic tripe on the back so they can be used in the US and other countries that do not use Chip and PIN. I believe the reason has to do with liability. If you are a merchant, you are responsible for any fraud that is done on a credit card that has a magnetic stripe (aka chargeback). However, if you accept credit cards with Chip and PIN, the customer has to enter the PIN for the purchase to be accepted. Assuming only the owner of the credit card knows the PIN, they are solely responsible for any fraud/stolen/lost transactions. The merchant doesn’t have to worry about chargebacks.

I’ve had my Ink card for about 2 months and when I called Chase they told me it wasn’t eligible for the chip. Were others successful in getting one? Any special number to call?

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